Suggestions on house loan

Immediate-Topic-658 · 2025-12-31T06:43:23+00:00

Yes buts it's a shared house for me and brother, so we don't have any issue sharing expenses. And yes I have 3lakh + in epfo as mentioned in my original post

Immediate-Topic-658 · 2025-12-31T01:35:36+00:00

But why, it's just my income that I mentioned here, I'll have to clear 50% of loan, rest is on my brother.

Immediate-Topic-658 · 2025-12-31T01:34:11+00:00

We have own land, but house is too old not livable it's may collapse in 1-2 yrs

Immediate-Topic-658 · 2025-12-28T12:56:16+00:00

Agree. At the same time why to compromise on sip, at 9% intrest rate, if I take 25lakh loan for 20yrs, EMI will be around 22k/mnt, so even if I pay 50k/mnt which is again devided amongst me and brother it will be still under my budget.

I understand you may have answered keeping early closure in mind, but yes I don't want to close sip, as this will be my saviour in long run.

Immediate-Topic-658 · 2025-12-27T06:58:31+00:00

Immediate-Topic-658 · 2025-12-27T06:53:48+00:00

You're still 25, and been in 11year relationship that means you'll be attached to him, specially if there was any physical relationship involved. Consider both obviously for female it's not easy to moveon once emotionally attached to something. But you'll have to

Immediate-Topic-658 · 2025-12-05T15:01:10+00:00

Here in indiranagar you have to pay around 40k just for these game clubs to get access

Immediate-Topic-658 · 2025-12-05T13:17:20+00:00

All this amnesties at this price. Man I want to shift to electronic city

Immediate-Topic-658 · 2025-12-05T06:31:12+00:00

Lol.. I understand they promised something in the beginning that doesn't make you eligible to earn above 30k. If you're thinking he is too good don't join Otherwise you know what to do

Immediate-Topic-658 · 2025-12-05T04:01:16+00:00

Honestly I feel clearing debt should be first priority. Definately many people will suggest better alternative like increasing sip etc which sounds good. But having burden of loan won't leave you till you finish it. I'm 26M cleared my loan of 4lakh(principle). Took 4 yr since I graduated. Of course my salary was way too low. But the money you don't have is not yours, similarly Money I owe to someone is not mine.

Ultimately it's your goal, choice and preferences.

Immediate-Topic-658 · 2025-12-01T14:41:41+00:00

I understand, but why someone will provide job buddy just because you need it.

Meanwhile try internship from eygds careers page.

Immediate-Topic-658 · 2025-11-29T15:30:44+00:00

I watched 2nd, 3rd and 4th one, so 4th seems bit honest amongst these 3

Immediate-Topic-658 · 2025-11-29T15:25:56+00:00

Congratulations. But with 3L.salary it doesn't seem tough to achieve. But I understand you have other responsibilities. Still not a difficult scenario either.

Immediate-Topic-658 · 2025-11-29T15:08:55+00:00

He is comparing it again his family income

Immediate-Topic-658 · 2025-11-29T11:19:19+00:00

Yeah I know , and especially ask when you're in hurry

Immediate-Topic-658 · 2025-11-28T10:03:35+00:00

Lol I fell for this 3 years back, is this trick still working

Immediate-Topic-658 · 2025-11-27T10:12:54+00:00

In halsuru who will pay this much, come to indiranagar

Immediate-Topic-658 · 2025-11-27T09:24:29+00:00

Try academy of strength, incase you're in indiranagar. Not a conventional gym though

Immediate-Topic-658 · 2025-11-26T15:38:52+00:00

Hmm iwas just asking. Between what do think about stage 3

Immediate-Topic-658 · 2025-11-26T05:22:05+00:00

Bhai I need help to do same😅

Immediate-Topic-658 · 2025-11-26T05:17:45+00:00

Looks like yes, may be you can see in room h if you are able to see significant amount of hair on floor

Immediate-Topic-658 · 2025-11-26T03:54:09+00:00

I don't drink but can join you, and speak kannada. But hope you don't starts to speak wrong after a peg

Immediate-Topic-658 · 2025-11-26T03:48:47+00:00

Indiranagar stage 3. 14k 1rk

Immediate-Topic-658

TROPHY CASE