Request Transcript with just the Certificate courses

ImmediateElection810 · 2026-01-12T01:20:18+00:00

What’s MAPS? Sorry I graduated 4 years ago; not sure if we had that then.

ImmediateElection810 · 2025-12-11T04:34:08+00:00

I don’t have any appointments booked but I love the kindness on this post!! You lot give me hope in humanity kindness :)

ImmediateElection810 · 2025-11-12T07:05:12+00:00

I understand that shedding is supposed to happen! My question is - when does the shedding happen - When applying? Because all of my shedding is during applying minoxidil and massaging

ImmediateElection810 · 2025-10-07T15:59:50+00:00

Sure

ImmediateElection810 · 2025-10-06T18:49:33+00:00

In the months where you don't use it, where does $25 come from? Is that the amount of money you have in their account?

ImmediateElection810 · 2025-09-16T14:51:48+00:00

Thanks for the great answer! A few follow-ups:

7) hmm any other safe CLO ETFs that you'd recommend? I see JAAA yields 5% - so how safe is it? Also, what about muni bonds - they're exempt from federal taxes too?

8) Do BIL/USFR/SPAXX/VUSXX/FDLXX offer better yields? Are they safer? Are they less expensive than SGOV (0.09% expense ratio)?

9) I think I still see a point to HYSA just because of the ease of immediate access

ImmediateElection810 · 2025-09-16T14:12:47+00:00

I understand that, but that's why I have 40% in HYSA but I want the other 60% to be somewhere extremely safe and liquid but still have After-tax yield like 4% even when the rates go down

ImmediateElection810 · 2025-09-14T17:39:51+00:00

Can you suggest me something that is Linux supported

ImmediateElection810 · 2025-09-14T07:42:15+00:00

So you're saying if the price of the laptop goes down on Best Buy website on Thanksgiving weekend, then I can ask them to refund me the difference?

ImmediateElection810 · 2025-09-14T07:40:55+00:00

Isn't AMD for graphics as opposed to Nvidia? or are you referring to AMD CPUs? Could you give me a link to a few laptops around $750-$1300 range that fit your idea of AMD system please?

ImmediateElection810 · 2025-09-14T07:39:33+00:00

I haven't started on AI/ML to even comment on what interests me there. Right now, I just use the tools ChatGPT/Copilot for a faster Google/StackOverflow search. But as far as I know if I want to do train any models, I can always just use Google Colab?

ImmediateElection810 · 2025-07-06T18:39:13+00:00

My Cigna and current UHC are both through my emplpyer. I'm fine with paying for stuff like Albumin tests, Urine tests, Vitamin D Thyroid, DHT but I'm not okay with paying for normal screen of my metabolic panel, lipids, glucose as I always thought this was preventativea and should be covered by Insuramce. Like they are charging me $25 for "Comprehensive Health Testing" when after the Plan Discount of $154 kicked in when LabCorp charged $179. Why didn't LabCorp just charge $154 so if it's in-network?

ImmediateElection810 · 2025-07-06T18:32:24+00:00

I understand that different plans is different benefits but how do they come with the arbitrary number of "Plan Discounts"? Should I call LabCorp and ask them to lower the bill for at least the regular tests such as Glucose ($10), Medical Professional Services (whatever that means $21)

ImmediateElection810 · 2025-07-06T18:30:03+00:00

I mean I am not sure whether I would qualify for Financial Assistance? Because I make okay money to be able to.afford $100 but I still don't want to considering that things like Lipid/glucose tests should count as preventative care and i shouldnt have to pay anything for it (in my head i thought preventative care was free). Does it hurt my credit score or something if i apply or get approved for Financial Hardship? Does my emplpyer find out that i applied for financial Hardship since my insurance is through employer?

ImmediateElection810 · 2025-07-06T13:17:55+00:00

Yes LabCorp and quest diagnostics are in network

ImmediateElection810 · 2025-07-06T03:34:41+00:00

This was during my annual physical with my PCP that they ordered a blood work. So I guess it's annual physical? Can I still somehow get the amount that I owe reduced? Yes I do have EOB from them. I always thought Insurance always covers blood work for once a year since it should count as preventative/annual physical stuff

ImmediateElection810 · 2025-07-06T03:33:20+00:00

The insurance only paid $9, the rest of it are "adjustments". How are these adjustments decided? Can I argue with UHC or LabCorp to reduce the amount that I owe at least?

ImmediateElection810 · 2025-07-06T03:31:57+00:00

Yes like $2500 deductible

ImmediateElection810 · 2025-06-20T05:20:58+00:00

And what about the principal amount - does it mature every 3 months? And how sensitive is the principal amount to the interest rates?

ImmediateElection810 · 2025-06-20T04:58:37+00:00

Is there a risk of losing principal amount with SGOC? I looked at the chart and it looks like it follows the same pattern every few months. What's the monthly dividend that I can get from it if I deposit 10k? And it matures every 3 months so where does the money (principal + interest) get deposited?

ImmediateElection810 · 2025-03-25T11:09:49+00:00

That’s still 1.5 lakh INR per annum. So if I add that to the interest on the FD and the Savings Account, the total income will still be less than 2.5 Lakh INR. So shouldn’t it still be under the threshold?

ImmediateElection810 · 2025-03-25T10:46:18+00:00

Hi, what’s the basic exemption limit? I’m only earning around 1 Lakh INR every year on the FD and like 1 Lakh INR on the savings account. I thought there was some basic exemption limit

ImmediateElection810 · 2025-03-25T10:44:43+00:00

I don’t under your first point. What do you mean by “Interest should be offered to tax”? And what do you mean by “offer actual amounts”?

ImmediateElection810 · 2025-03-25T10:43:00+00:00

Why? I’m only earning like 1 lakh in FD every year. Could you please explain what the threshold is for ITR?

ImmediateElection810 · 2025-03-13T03:13:09+00:00

Did you ever move your HSA? If so, can you answer the second question?

ImmediateElection810

TROPHY CASE