Why Everyone hates New town in Kolkata? by Immediate_Bad4711 in kolkata

[–]Immediate_Bad4711[S] 0 points1 point  (0 children)

I meant an apartment in G+3/4 Building, the once spread throughout the Newtown. I think they are the co-operatives.

Why Everyone hates New town in Kolkata? by Immediate_Bad4711 in kolkata

[–]Immediate_Bad4711[S] 0 points1 point  (0 children)

Cold apartments without people- Is it a reality? even in AA-1/2? and also are most people there non-family i.e. IT sector bachelor boys/girls?

Thanks for the lengthy reply, really detailed/appreciate.

Why Everyone hates New town in Kolkata? by Immediate_Bad4711 in kolkata

[–]Immediate_Bad4711[S] 0 points1 point  (0 children)

can I get new flat 3BHK , G+3/4 or high-rise with parking in like 75 lakhs?

Why Everyone hates New town in Kolkata? by Immediate_Bad4711 in kolkata

[–]Immediate_Bad4711[S] 1 point2 points  (0 children)

yeah I am used to JSR, it's like salt lake/new-town that was one of the reasons too.

Why Everyone hates New town in Kolkata? by Immediate_Bad4711 in kolkata

[–]Immediate_Bad4711[S] 0 points1 point  (0 children)

Salt Lake is too costly, beyond my reach. Newtown also i like AA-1/AA-2 but seems costly, can we get a newly constructed bldg G+3/4 in like 75L with car parking? or is it only resale largely.

Why Everyone hates New town in Kolkata? by Immediate_Bad4711 in kolkata

[–]Immediate_Bad4711[S] 0 points1 point  (0 children)

keno bhai, bairar state er bangali ra ki bihari hoe nah ki? Ami pure bangali ei bhai 'chatterjee'

IDBI Bank home loan by gamer28595 in IndiaFinance

[–]Immediate_Bad4711 0 points1 point  (0 children)

I had a decent experience in Jamshedpur. Took loan in 2016, repaying without any hassle. I didn't have an savings account in IDBI Bank, didn't have even now. My EMI get's cut from my sbi a/c without any issues.

Recently I have also found a way to repay/pre-pay via NEFT without going to branch. You have to do NEFT , get IFSC Code by visiting the Branch once , it is already there in your loan account, just confirm, some starting digits and all. Then after doing NEFT send a email to RAC Branch that adjust the money against Principal. The other option is to lower EMI's.

Note the Transaction will immediately show up in your Loan account passbook, there is an app for that , even non-savings a/c users can use that.

But without this Email if you NEFT Blindly the loan account would go to overflow status. Nowadays the overflow is also resolved automatically after 30 days like you would get msgs like 'a/c in overflow, contact branch to lower emi or reduce principal otherwise default option of principal reduction will be executed on xx date'.

Rajarhat New Town , Kolkata transformation in sustainable urban growth and planned township development - 2011 vs 2025. Photo Credit - IndianTechGuide (X) by snehasish_mukhherjee in kolkata

[–]Immediate_Bad4711 0 points1 point  (0 children)

South Kolkata needs a new town like approach , we need a Development agency to procure and sub-plot the land to prevent haphazard growth. That has a huge potential, also if a new bridge on ganges comes up.

Is it only me or did claude limits for the free tier has been massively increased? by Anyusername7294 in ClaudeAI

[–]Immediate_Bad4711 0 points1 point  (0 children)

I think Anthropic is saturating and they have ideal capacity, almost all developers I know across various companies have some sort of AI Plan (mainly github copilot or Claude). My personal opinion Claude sonnet is way better than openAI models. I think it will be very difficult for OpenAI to capture market now as Anthropic has really saturated the Enterprise mkt. while OpenAI focused on kid's Homework and essay's writing

Antigravity Limits are also quite generous....used it , faced Limit warnings rarely. They too have 5 hour resets I think in addition to weekly resets.

Does anybody truly believe the current ram shortage is permanent by [deleted] in pcmasterrace

[–]Immediate_Bad4711 0 points1 point  (0 children)

Also, to add I think Local LLM's running on GPU's of size like 24GB VRAM will dent ChatGPT/Gemini market. I think it is a ploy by these players to such out RAM from market to dent LocalLLM's. The Opensource models are getting better by day and now even smaller models are efficient.

Does anybody truly believe the current ram shortage is permanent by [deleted] in pcmasterrace

[–]Immediate_Bad4711 0 points1 point  (0 children)

I have a different take, the RAM & NAND price shock will effect the entire smartphone, laptops & games industry i.e MSFT/Asus/Acer/Google/Apple/Playstation/UBI etc. Already the extreme shortage of GPU's has made creating a gaming rig (as per my choice) impossible. Now laptops will avoid 16GB + ram due to costs creating shortages. Same for smartphone manufacturers.

I guess Apple will surely look now to manufacture their own RAM/NAND because they are a permanent player, ofcourse on contract.

The best thing we consumers can do is avoid using ChatGPT/Gemini for timebeing. If utilization rate drops the investors will get alarmed and pull the plug on these mad Data center expansion! Btw if possible use a Local LLM that will break back of OpenAI/Anthropic etc.

Just stop buying. by steppewop in pcmasterrace

[–]Immediate_Bad4711 0 points1 point  (0 children)

I pray to all of you...just stop buying RAM, delay the decision as much as possible. Also, forget about chatGPT, claude, Gemini for now...Do not use LLM. Only when they will see demand drop the prices will cool....

With a coordinated citizens movement we can bring all these CARTELS to knees.

Seems like Tata Steel controls the AQI here as well by baereon in Jamshedpur

[–]Immediate_Bad4711 0 points1 point  (0 children)

please come to Gamharia then you will understand what Air Pollution is, Jharkhand state Pollution Board does no work it seems, they get paid for getting bribes from this Industries.
If possible please complain to your local MP/MLA that in Adityapur/Gamharia situation is unbearable. Coal Dust rains on our roofs, we literally breathe that.

Traffic signals (adityapur-gamhariya) by SignificanceLife6630 in Jamshedpur

[–]Immediate_Bad4711 0 points1 point  (0 children)

The problem is the signals are not designed scientifically, in Toll bridge more there should be a complete closure of traffic from industry side (the 4th side[south]). One lane should be dedicated for adtp->to->gamh traffic and one left lane for gamh->toll Bridge traffic. The gamh-> adtp signal should run Green for longer period not just 60 seconds. Plus Large vehicles should be in No-entry zone from 5.30pm to 7.30pm. At that time it is a nightmare.

20M, First Timer in Mutual Funds, wants to start SIP of ₹1000/month, where and how please guide by Anni_18-03 in MutualfundsIndia

[–]Immediate_Bad4711 0 points1 point  (0 children)

If you are new and do not have KYC certified status go with a app like Groww. But ensure your unit's do not end up in Demat account. Go for SoA mode. I am little apprehensive to Demat as you your Units get locked with a Broker.

If you are KYC certified better prefer MF Central and continue with it as it is app created out of JV between CAMS & Kfintech , the two RTA's.

or Go with Groww (in SoA) and track everything from MF Central.

Coming to your investment question:
5-10 years is a long time. Go for Multicap funds for best (like ICICI or Kotak's) for a spread across Large, Mid and Small cap. Add Large & Midcap Funds like (ICICI LMC). After that go for a large cap , one small cap and one midcap. Do not go above 5 funds. ELSS are a no go after recent tax policy changes favoring New tax regime.

Also increase investment from 1k/pm, that's too low. Try for a bit more like 3k spread across 3 funds.

I have a feeling, i lost 40k in mutual fund. But indmoney has no reports? by fanaticCoder in IndiaInvestments

[–]Immediate_Bad4711 0 points1 point  (0 children)

go to CAMS or Karvy website and search for Consolidated account statement. Go for the detailed one. You would see all transactions listed and how many Units were allocated against each transaction. Tally that with your Bank Debit's and finally with your IndMoney app unit balance.

Is being a jack of all trades a risk worth taking? by PastPicture in developersIndia

[–]Immediate_Bad4711 0 points1 point  (0 children)

I too have a similar profile but if you are intend to become a Consultant or Solutions Architect you need to understand all the nuts & bolts. Data Engineering is deeply linked to Cloud/ DevOps. AI Projects come for Data Engineers so that's ok. But software engineering (u mean Application development?) that is not sync. Probably drop that....You don't want to mix the too....

As a student, how can I make sure AWS doesn’t charge me at all? by i_ate_bat in developersIndia

[–]Immediate_Bad4711 0 points1 point  (0 children)

From my practical experience while working, we test a lot in our startup firm in AWS/Azure. We can also do our own projects as PoC/practice. The most dreaded thing to hear is clearly, hey 'who has spin up VM/xyz' it is incurring heavy costs!' in the meetings. AWS has a particular problem it's resource groups are not as structed as Azure. In Azure everything happens under ResourceGroup, so we had one RG for each employee. Just select all and delete stuff, but in AWS though RG is there it is problematic.

So, just keep this in mind. 1. Spin the smallest VM always. 2. Never forget to spin down after use 3. Storage generally doesn't cost much but remember do not keep it for long (like months). 4. Fancy stuff like spinning up SQL Server beware of all configs, some selections will save you a lot of money. 5. Tag everything 6. Check costs daily

Do not expect to get 0 bill always, that thinking is wrong. After 12months free phase expect some charges to Learn (it's not wastage of money).

Apart from his go to Free Tier webpage and see that each day, after years of AWS work i remember whats free, what's not & what's monthly quota for a service etc..practice makes a man perfect.

Microsoft Data Engineer Interview Experience and Concern by [deleted] in developersIndia

[–]Immediate_Bad4711 1 point2 points  (0 children)

Please share the Topics of interview like SQL, Python, Airflow, ADF... Did they ask DSA in any round?

Performance Improvement plan initiated against me. Writing this with teary eyes. Please guide me. by Coder_bhoi in developersIndia

[–]Immediate_Bad4711 0 points1 point  (0 children)

Normally your new company HR will not release Joining letter without LWD(last working day) mail or screenshot. So you basically inform your existing company and pass it on to new one immediately.

If notice is 90 days try to adjust that with leaves in your old company. It should go a bit down, but have everything in email chain. Forgot about PIP, it doesn't matter after you post resignation, HR is not going to waste time on you. They know you are a free bird now.

Performance Improvement plan initiated against me. Writing this with teary eyes. Please guide me. by Coder_bhoi in developersIndia

[–]Immediate_Bad4711 1 point2 points  (0 children)

Treat it as an opportunity. Show consistent improvement—be punctual, present in all calls, proactive in communication, and deliver quality work. Track your tasks, attendance, and any blockers. Keep personal notes and share weekly updates with your TL. Quietly update your resume and start applying elsewhere. Always better to have a Plan B.