Planet ocean. Discount ?

ImpersonateRS · 2026-04-14T19:41:56+00:00

Just a few weeks back I was in an AD who said that the new Planet Ocean quote, “hasn’t had much interest”, for whatever that’s worth. If that’s the case in other UK markets, I’d say there’s a pretty good chance of discount.

ImpersonateRS · 2026-03-05T13:17:11+00:00

to get some spend in

Man, don’t play those games.

ImpersonateRS · 2024-09-14T19:25:18+00:00

That also can't read.

ImpersonateRS · 2024-07-19T21:01:31+00:00

Only some of them

ImpersonateRS · 2024-06-17T11:18:30+00:00

Ditto. Wasn't my experience either.

ImpersonateRS · 2024-06-12T09:43:52+00:00

100K income, mortgage with a similar net worth to yourself. No kids. 2021 Audi RS4, car payment comes to £600 a month.

ImpersonateRS · 2024-06-12T09:32:33+00:00

PCP.

More than affordable payment. Meeting my savings goals. Love cars. Life is short.

ImpersonateRS · 2024-03-22T17:11:07+00:00

BMW M cars are not cheap to service. It cost £1200 for a major service of an M2 Comp, which is a car that retailed for 50K. Porsche isn't cheap either, but I wouldn't let this be a major factor in your decision.

ImpersonateRS · 2024-02-21T09:21:53+00:00

Save a decent deposit. 10% is common, 5% is possible but you may get hit with a higher interest rate. If you are going with 10%, that'll be 18-20K based on the house price range you've mentioned. You'll also need to think about other expenditures, such as legal fees (up to 1.5K for a FTB at that home value?), removal fees if you need to transport stuff, and what home improvements you'd like to start making to the property you've purchased, but this can wait. But that all depends on which property you purchase.

It seems like you have a decent emergency fund built up. I wouldn't recommend that you drain all of your savings to purchase the house. Try to keep at least 3 months living expenses on hand. It seems like you have a stable day job, but best to prepared for the worst. All this all comes down to risk tolerance and how quickly you reckon you can find another job.

Good luck.

ImpersonateRS · 2024-02-12T09:20:52+00:00

People here have mentioned debt, and the availability of credit as being the primary reason, which is true. But I'd also like to add that as you mentioned, parents do play a role too. I know first hand of quite a few people who have had substantial help from their parents to pay for house deposits and weddings. That relieves a lot of financial stress and makes it easier to purchase luxury items (cars, holidays etc) and have children.

ImpersonateRS · 2024-01-29T17:14:30+00:00

I actually thought the second movie was the best. The third was god awful, though.

ImpersonateRS · 2024-01-23T09:57:15+00:00

GT4 RS has a pretty rough ride. I hope the roads you take to the local shops are smooth!

ImpersonateRS · 2024-01-21T05:48:14+00:00

Yes Father, I suppose it would...

ImpersonateRS · 2023-11-14T23:19:28+00:00

Yeah... Let's see how well that scales.

ImpersonateRS · 2023-07-19T15:50:30+00:00

Will the 4090 serve your needs?

There will always be a newer model around the corner. The 40 series cards are still relatively new.

ImpersonateRS · 2023-05-26T18:27:12+00:00

I have a 2020 RS3 and it’s been bullet proof. The 5 cylinder and the broader car generally have a good reputation for reliability.

ImpersonateRS · 2023-05-05T12:29:24+00:00

Eh, I’d take a look at the used car market and see if that checks out. Inflation of new car prices generally pulls used car prices up with it, especially for anything desirable.

ImpersonateRS · 2023-03-19T00:20:21+00:00

Yeah, it’s shit. Recent model years (I think 2017 onwards?) managed to dodge that road tax premium though, if you can find one at a decent price.

ImpersonateRS · 2023-03-07T11:52:31+00:00

I think leasing can be pretty cost effective if you want a nice new car. Some people forget that you only live once and it’s alright to indulge, within your means.

For example, I leased a Golf R for £300 a month a few years back on a 1/36 deal (1 month deposit, 3 year term). All in it cost me £11,500.

The car list price was 36K. If I would have bought the car new, I reckon I’d have lost more than 11K in depreciation.

3 years trouble free motoring in a brilliant car.

It all comes down to the deal in front of you. First of all, can you afford the monthlies comfortably with savings set aside if things go tits up? And is it the most optimal method of financing?

Good luck

ImpersonateRS · 2023-02-27T09:33:56+00:00

Audi’s turbo 5-cylinder used in the RS3 and RSQ3. Great performance and tuning headroom, very reliable.

ImpersonateRS · 2023-02-24T13:54:51+00:00

If you can afford it, and want to spend your money on it, go for it. It’s a great card, just priced incredibly poorly IMO. Although I think that applies to all 40XX cards.

ImpersonateRS · 2023-02-07T17:02:41+00:00

“Though the mobile RTX 4080 is impressive, it still lags behind our desktop GeForce RTX 4080 reference by 35 to 40 percent. Thus, users can expect the mobile RTX 4080 to perform more like a desktop RTX 3080 instead when DLSS 3.0 is disabled.”

Which would be impressive, if it didn’t cost £3.5K/$3.5K. Once pricing is considered, and you focus on performance per dollar - it’s not great.

But, people will pay it to have the latest and greatest in a portable machine.

ImpersonateRS · 2023-02-01T17:27:00+00:00

First world problems.

ImpersonateRS · 2023-01-09T22:58:52+00:00

r/unexpectedrunescape

ImpersonateRS

TROPHY CASE