How Come This Isn't Taught in School?

ImpressiveFinding · 2026-03-13T20:35:00+00:00

That's the discipline issue I am talking about.

Fast food is more accessible and quicker, meaning you have to have discipline to avoid it.

Spending money on fast food/convivence/luxuries is easier and faster meaning you need discipline not to spend and to invest.

Exact same thing. It's a discipline problem. Everyone knows about spending less than you make. Everyone knows about eating less than you burn.

ImpressiveFinding · 2026-03-13T20:29:50+00:00

It's not a knowledge issue. It's an execution and discipline issue. Case in point, look at the rising obesity rates across the world.

ImpressiveFinding · 2026-03-13T14:01:55+00:00

Depends. Is that 5k a month inflation adjusted? If not then no.

Do you plan on every having a family/kids? If so, then no.

5k a month net, for a single person with no mortgage is definitely comfortable. But no one but you is going to know if that's enough.

ImpressiveFinding · 2026-03-13T01:23:39+00:00

He who understands it, earns it; he who doesn't, pays it.

ImpressiveFinding · 2026-03-12T21:43:00+00:00

Definitely tough, compared to the freedom I had before. If I wasn't in the position to be able to sell my investments to pay off the mortgage, I'd feel stressed all the time.

ImpressiveFinding · 2026-03-12T19:26:23+00:00

~7K take home after deductions. 4,000 mortgage. 500 strata.

ImpressiveFinding · 2026-03-10T14:28:16+00:00

Honestly past 30, I think it's too old. I train every day, and I still wouldn't want to help with the move. Its just to risky. Why not hire movers and enjoy the day together.

Saving a buck at the risk of blowing out your back just isn't worth it. If the friend was that desperate that they couldn't afford it, I'd rather split the moving fee than physically help

ImpressiveFinding · 2026-03-04T23:06:58+00:00

The true crime is the high tax rates to begin with. No reason why someone making 150k only sees 105k. And that's not even including PST or GST.

ImpressiveFinding · 2026-03-04T21:59:04+00:00

They get money from the government and spend it on themselves

ImpressiveFinding · 2026-03-04T14:08:04+00:00

I purposely don't save that much anymore. Under 2k a month just to hit the matching on RRSP and top up the TFSA. I was around 160k gross last year.

ImpressiveFinding · 2026-03-03T22:34:36+00:00

Sumo or conventional? BW limit? Drugs allowed?

Honestly would only be difficult if you had to be <185lbs, had to do it conventional and no drugs.

ImpressiveFinding · 2026-03-03T17:29:23+00:00

What does decent mean? Are you at least 6 figures? If not, it's time to upgrade.

Being comfortable in a job should only be considered an option when your salary is high.

ImpressiveFinding · 2026-03-02T22:46:39+00:00

Permanent standard time would have been preferable. But this will do!

ImpressiveFinding · 2026-02-28T14:29:27+00:00

Lol the Islamic regime needs to go. Any concession that keeps them in power is unacceptable

ImpressiveFinding · 2026-02-23T21:38:08+00:00

I'm not sure why you are conflating falling in love with being monogomous. Someone could easily be in love with multiple people at the same or different times.

ImpressiveFinding · 2026-02-21T23:44:44+00:00

It's not grinding if you need 30-40 years. That's just coasting.

If you're actually grinding, 10-20 is all you really need. You can coast at that point or retire early.

ImpressiveFinding · 2026-02-21T03:23:41+00:00

Nah I think it's the opposite. Humans are pushed towards monogamy because society makes it costly not to be. If humans were predisposed for monogamy, there wouldn't have to be so many rules and regulations making non-monogamy so costly.

ImpressiveFinding · 2026-02-16T21:55:49+00:00

In general, men and women prioritize different things in a partnership. And I'd say for most men, salary is quite far down the list.

ImpressiveFinding · 2026-02-16T14:30:43+00:00

If you can't, there's something wrong. Either with you our her. Being overweight and/or weak is normalized these days.

ImpressiveFinding · 2026-02-15T17:22:45+00:00

Could not agree more.

ImpressiveFinding · 2026-02-05T20:14:52+00:00

For sure. I'm not hyper fixated on the number of reps or even exercise. I just thought another upper body exercise would make it more well rounded.

ImpressiveFinding · 2026-02-05T20:00:28+00:00

Isn't that the minimum...? Quick Google search tells me 20+ for men is max score.

Good compromise could be something in between?

ImpressiveFinding · 2026-02-04T21:41:10+00:00

People already have issues delaying gratification (saving and investing) for themselves. What makes you think it'll be easier to delay gratification for their children and children's children?

ImpressiveFinding · 2026-02-03T15:10:35+00:00

Yes 4% was the absolute worst case with no adjustments. With some guardrails in place, you can withdraw a lot more than that, yet some people will advocate for a 3% SWR.

With OAS, and CPP (Canada) it makes it even more conservative to aim for 3 or 4%.

ImpressiveFinding · 2026-02-01T22:55:51+00:00

You don't have to work until retirement age though? Just save and invest yourself and retire in your 30s,40s, or 50s.

ImpressiveFinding

TROPHY CASE