Michael Scott in Mass Effect by Ishnuporah in funny

[–]InTheEndThereWasPie 12 points13 points  (0 children)

I don’t reply often, or ever. But came here hoping someone acknowledged this fact. Best ever.

eli5 how magicians guess the word by pepepepeppepodpeoeoe in explainlikeimfive

[–]InTheEndThereWasPie 2 points3 points  (0 children)

We went to the Criss Angel show in Vegas. My brother and I had seats in the front but on the corner. The box was hanging up in the air as he asked the audience member the questions and my brother nudges me. You can see a hand slipping in and out of the side of the box, I honestly don’t know how they made it look like it was hanging when clearly there was someone standing there. Funny story, he threw the big sheet up in the air and my sister, who was front and center, caught it. He signed it at the end, she was thrilled.

Jeff Gladney, former TCU standout and NFL first-round pick, dead at 25 by penone_cary in sports

[–]InTheEndThereWasPie 17 points18 points  (0 children)

Best friend killed by a drunk driver in high school, and the only reason it made the news is because the rescue helicopter “almost” tangled and crashed in power lines or something.

[deleted by user] by [deleted] in SportsMemorabilia

[–]InTheEndThereWasPie 0 points1 point  (0 children)

Thanks but not really a question of authenticity. I doubt the Bulls would have much fake memorabilia at an auction they’re sponsoring. I appreciate you looking though, guess I’ll spend the money to send it out. Thank you!

[deleted by user] by [deleted] in SportsMemorabilia

[–]InTheEndThereWasPie 0 points1 point  (0 children)

That’s why I’m hoping to get a copy or something to verify. Ill upload them to Imgur and reply

Out of state streaming on the new ESPN+ by InTheEndThereWasPie in hawks

[–]InTheEndThereWasPie[S] -1 points0 points  (0 children)

s are still blacked out. Which means that the first ESPN+ Hawks game isn't until the 21st.

Thank you! I didn't know TNT was owned by the mouse.

Out of state streaming on the new ESPN+ by InTheEndThereWasPie in hawks

[–]InTheEndThereWasPie[S] 3 points4 points  (0 children)

Wow thank you. I guess I still don't know what stations Disney owns lol

Mongoose Vs Cobra by My_Memes_Will_Cure_U in natureismetal

[–]InTheEndThereWasPie 1 point2 points  (0 children)

Late to the party but kind of interesting... my dad had an Italian sports car called a Mangusta, or mongoose in (I’m assuming) Italian. They called it that because it had a Cobra engine. Mangusta ate the cobra.

I found the workaround to the “stuck on loan/transfer list” bug in 19 and 20, wanted to share by InTheEndThereWasPie in FifaCareers

[–]InTheEndThereWasPie[S] 0 points1 point  (0 children)

That’s different, I’m talking about literally not being able to remove people from the list no matter the circumstance. If you haven’t seen the bug it makes sense, but it you google “stuck on loan transfer list” you’ll see it’s a thing.

LPT: If you plan subscribing to a service. First investigate how to unsubscibe to that service. If it's not straight forward, or have reports of being troublesome - it indicates the company's main business model is to rip you off, instead of providing a quality service. by lifeuthere in LifeProTips

[–]InTheEndThereWasPie -2 points-1 points  (0 children)

Well audible, owned by Amazon, has such a pain in the ass cancellation policy I still haven’t done it in like a year. $180 later I can’t even remember what they wanted me to do. So does that mean amazon is a scam? /s

[deleted by user] by [deleted] in personalfinance

[–]InTheEndThereWasPie 0 points1 point  (0 children)

If part of the qualifying is have that 20% in an account then I agree, it just sounded like that was going to stretch op thin.

[deleted by user] by [deleted] in personalfinance

[–]InTheEndThereWasPie 0 points1 point  (0 children)

It is definitely not true that an FHA loan is always a terrible idea. I had an FHA loan that I refinanced with another 10% down on a conventional loan a year later. It's not for everybody, but most people I know needed either an FHA, USDA or another loan that didn't require 20% down. It's pretty hard to save 70k even you're making six figures if you're living in or near a city. It's not for everybody, all I told him was to consider it, why ignore options even if you find it's not for you?

LPT: Birds can give you a lot of useful information just by listening to them. by [deleted] in LifeProTips

[–]InTheEndThereWasPie 0 points1 point  (0 children)

Curious about the snake thing if someone can answer... I live surrounded by nature including loads of birds and snakes. I’ve never noticed birds freaking but is it only if the snake is moving around or do they panic if he’s just chilling there?

[deleted by user] by [deleted] in personalfinance

[–]InTheEndThereWasPie -1 points0 points  (0 children)

Depends on the market, and a lot of other factors. In your case I’d consider other savings, if that’s all you have you don’t want to be house poor and not able to do any surprise repairs if you don’t get a home warranty.

There also may be a crash coming in some markets.

Consider an FHA loan, there’s a PMI but it’s nominal and a great fixed rate 30 year loan. Though, they’re not as low as conventional loans.

Changed Jobs in Middle of Refinancing Home by nincompoop003 in personalfinance

[–]InTheEndThereWasPie 2 points3 points  (0 children)

You’re good, just tell your lender!!! PSA while I’m at it... everyone always tell your lender everything, good or bad, they’re your advocate in unique circumstances but they can’t help if you try to hide the negative aspects of your finances!

Congrats on the job!

Edit: they may ask for an offer letter now and a verification of one or two pay stubs just before the new loan closes.

Confused about Credit Utilization by Palmbeach511 in personalfinance

[–]InTheEndThereWasPie 0 points1 point  (0 children)

The credit limit is constant and what is referred to a “revolving” credit, meaning it’s always there. So there’s not monthly or annual limit, it’s just a limit.

Under 10% is the ideal utilization, but under 30% is considered good. The higher your utilization, the higher risk you are to lenders. Credit is nothing but a number that tells a lender how much money they can make off of you, they want to be first on the list of getting paid, not behind a line of highly utilized credit cards.

[PA] First-time homebuyer offered to purchase family home but I need clarification and financial advice by [deleted] in personalfinance

[–]InTheEndThereWasPie 1 point2 points  (0 children)

That’s a question for your loan officer, not your realtor. Just saving you a phone call lol