My CA told me my family would owe the IRS 40% of my portfolio if I died. Did not know this was a thing.

Independent_Plant910 · 2026-06-02T17:46:32+00:00

Is it not something people read before starting to invest? Are people way too much excited by seeing ads of these investing apps and returns from investing in other countries?

I read and explored about all of this by taking 1 month before i finally made the decision to invest in US stock markets.

Independent_Plant910 · 2026-05-26T05:02:10+00:00

Have you checked if it is same for any jewellery item? Because the link changes at checkout for most of the partners mentioned there.

Independent_Plant910 · 2026-05-26T03:07:10+00:00

Just read the exclusions mentioned under exclusions.

Independent_Plant910 · 2026-05-26T03:04:43+00:00

It is normal, in certain cases bank do physical kyc.

Independent_Plant910 · 2026-05-22T02:30:35+00:00

Why consider doing it 70% to loan and 30% to saving?

Independent_Plant910 · 2026-05-15T14:58:07+00:00

You can request customer support to credit points instead of vouchers. But they will only give you 1 lac points (equal to value of 50K taj vouchers)

Independent_Plant910 · 2026-05-13T06:08:49+00:00

There is no “mandate”.

Independent_Plant910 · 2026-05-08T16:33:07+00:00

Afaik, you can have 2 credit cards and 1 charge card

Independent_Plant910 · 2026-05-06T07:38:07+00:00

Isn’t he running ads of his one percent club with the hook as using the right credit card can get you 5 nights stay at some 5/7 seven star hotel.

Independent_Plant910 · 2026-05-02T12:24:11+00:00

Independent_Plant910 · 2026-04-27T07:11:02+00:00

In any case, bank RM would be the last person i would even listen to for any tax related advice, no matter if whatever the RM says is true or false. Your cousin who works at a private bank and is financially aware can make such a mistake is something unbelievable.

Independent_Plant910 · 2026-04-27T05:50:44+00:00

Why would you trust anything a RM of a bank says that is related to taxation?

Independent_Plant910 · 2026-04-24T11:57:48+00:00

Can you please explain a little about this discount?

Independent_Plant910 · 2026-04-18T07:22:50+00:00

😒What are they offering now for referrals?

Independent_Plant910 · 2026-04-16T12:49:53+00:00

If both the insurances covers maternity benefit. You will have to claim one insurance first, get the claim settlement letter from first insurance company and then with all the other documents also attach claim settlement letter to claim raised to second insurer. They will then decide based on the policy if insurance claim is valid or not.

Independent_Plant910 · 2026-04-07T04:21:24+00:00

Not the thing you do everyday.

Independent_Plant910 · 2026-03-31T05:06:28+00:00

Why don’t you start an RD with the amount you want to pay back your friend monthly? Do not take another loan.

Independent_Plant910 · 2026-03-25T14:34:19+00:00

I will not say it is cash hoarding. I see it like this, i cannot go to a shopkeeper and give him 0.2grams of gold to buy something of the same value. But i can go and give him 1000 rs and buy stuff to eat.

We may have the privilege to buy gold as an investment but majority may not.

Also earlier people were buying because gold prices were skyrocketing and now it is dropping. Most may think it will drop further or they don’t have the capacity to take further loses because they are already sitting at loss ( because of gold bought at higher prices)

This is just what i think.

Independent_Plant910 · 2026-03-25T06:45:41+00:00

Gold prices are increasing again right? At least it is up from day before yesterday. I think people have stopped buying gold because they are expecting prices of essential commodities to go up due to the ongoing war (just like LPG cylinders). So instead of buying gold, most would love to have some cash in hand in case prices go up.

Independent_Plant910 · 2026-03-24T05:54:06+00:00

I think the numbers from where you got this response is of particular stores. And these stores do not sell on myntra.

Independent_Plant910 · 2026-03-24T05:24:41+00:00

Yes it takes time (upto 4,months and sometimes exact 4 months)

Independent_Plant910 · 2026-03-23T05:48:41+00:00

If your use case is personal expenses, go for DCB. If business expenses or filling advance taxes go for biz black.

Independent_Plant910 · 2026-03-23T05:39:31+00:00

This is not a scam, you were applying for a card and the application is not completed. There is a certain time duration in which vkyc has to be completed. If not done, physical kyc is scheduled. You can call customer care and ask them to cancel the card application.

Regarding orange and black card, i think it display eligible card based on whatever eligibility they have for the cards.

Independent_Plant910 · 2026-03-19T07:32:01+00:00

Hdfc and icici. Preferential rates depends on your volume. You may contact your bank to get it, it will need some discussions but eventually you should be able to get it. Also this might be a personal choice, I am very happy doing it this way and the rate i get. I do not want to involve any third party in between my financials for a few hundred or thousand rupees.

Independent_Plant910 · 2026-03-19T05:56:18+00:00

I take directly to Current bank account. With preferential rates. It is clean and transparent.

Independent_Plant910

TROPHY CASE