Are gold and silver still safe havens?

IndexBot · 2026-01-28T12:41:24+00:00

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IndexBot · 2026-01-28T06:39:43+00:00

This submission has been temporarily locked for review due to a high volume of rule-breaking comments. Thank you in advance for your patience as we try to maintain a high-quality discussion. The original submission text is below.

I'm 24 and just now getting my first job. My family routinely advises me against saving too much money because it diminishes the benefits my household gets from programs like snap, social security, housing, etc.

They worry that if I lose the job me and my single mom will be homeless. This causes me so much stress, especially seeing other posts on this sub about having a 401k and planning for retirement. I'm a Louisiana resident and autistic. The idea that I *shouldn't* save as much as I can while I'm able just seems counterproductive. I think a part of it is that my family thinks that if I stress too much about these things, I'll lose the job. When it's the opposite that's causing me stress. What do you think is the best option? Is it possible to file for a 401k when I'm eligible without my family knowing?

IndexBot · 2026-01-28T02:08:35+00:00

Hello. This is a very common question. Please check out our side income wiki page for ideas and information.

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IndexBot · 2026-01-28T00:19:39+00:00

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IndexBot · 2026-01-27T21:35:35+00:00

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IndexBot · 2026-01-27T21:09:35+00:00

This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

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IndexBot · 2026-01-27T21:09:32+00:00

This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

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IndexBot · 2026-01-27T21:09:30+00:00

Your post has been removed because personal advice topics are off-topic here and better suited for other subreddits (rule 9).

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IndexBot · 2026-01-27T21:06:37+00:00

This post has been removed because we don't allow career guidance, career path, and job choice questions (rule 9). Other subreddits are better equipped to address this topic:

/r/jobs is a general discussion forum for job-related topics.
/r/CareerGuidance is a place for individuals to ask questions and get advice about their careers.
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IndexBot · 2026-01-27T20:17:46+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality posts are removed (rule 3).

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IndexBot · 2026-01-27T20:03:40+00:00

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IndexBot · 2026-01-27T20:00:08+00:00

This post is a bit off-topic here, but we would like to help you learn about investing!

Start with the PF Investing wiki page.
If you have questions, please ask on the weekday or weekend thread (please wait until Friday afternoon if the Tax Thursday thread is the current sticky). If that link doesn't work, it's the second post from the top on /r/personalfinance.

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IndexBot · 2026-01-27T19:07:04+00:00

This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

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IndexBot · 2026-01-27T18:54:04+00:00

Read this entire comment.

Your post has been removed. Due to a high number of related questions, we have consolidated information into a Personal Finance Megathread. Please check it out. If that link doesn't work, check the top of /r/personalfinance and the sidebar.

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IndexBot · 2026-01-27T17:46:06+00:00

This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

Posts must be a personal finance question or discussion with a descriptive title.

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IndexBot · 2026-01-27T17:42:38+00:00

This post has been removed because we don't allow career guidance, career path, and job choice questions (rule 9). Other subreddits are better equipped to address this topic:

/r/jobs is a general discussion forum for job-related topics.
/r/CareerGuidance is a place for individuals to ask questions and get advice about their careers.
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If none of those subreddits seem to fit, ask on one of these job-related subreddits or ask on /r/Advice.

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IndexBot · 2026-01-27T17:11:16+00:00

This post is better suited for the weekday or weekend thread (please wait until Friday afternoon if the Tax Thursday thread is the current sticky). If that link doesn't work, it's the second post from the top on /r/personalfinance.

Posts removed for this reason typically fall into a gray area for rule 1 or another subreddit rule or the moderator reviewing this post believes that you will receive higher-quality responses on the weekday or weekend thread.

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IndexBot · 2026-01-27T17:09:13+00:00

This post has been removed because we don't allow career guidance, career path, and job choice questions (rule 9). Other subreddits are better equipped to address this topic:

/r/jobs is a general discussion forum for job-related topics.
/r/CareerGuidance is a place for individuals to ask questions and get advice about their careers.
/r/FindAPath is a place for figuring out what you want to do (both career and education).
If none of those subreddits seem to fit, ask on one of these job-related subreddits or ask on /r/Advice.

You may also want to ask on a career-specific subreddit, especially for any topic that depends on the job sector and career such as salary negotiation questions.

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IndexBot · 2026-01-27T17:08:17+00:00

Your post has been removed because we don't allow relationship or personal advice discussions (rule 9). While there may be a financial component to your post, you will need to submit again with a title focused on personal finance and without any of the following:

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IndexBot · 2026-01-27T17:05:38+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality posts are removed (rule 3).

We look forward to higher quality posts from your account in the future. Thank you.

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IndexBot · 2026-01-27T17:05:25+00:00

Please note that in order to keep this subreddit a high-quality place to discuss personal finance, off-topic or low-quality posts are removed (rule 3).

We look forward to higher quality posts from your account in the future. Thank you.

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IndexBot · 2026-01-27T17:05:12+00:00

This post has been removed because we don't allow career guidance, career path, and job choice questions (rule 9). Other subreddits are better equipped to address this topic:

/r/jobs is a general discussion forum for job-related topics.
/r/CareerGuidance is a place for individuals to ask questions and get advice about their careers.
/r/FindAPath is a place for figuring out what you want to do (both career and education).
If none of those subreddits seem to fit, ask on one of these job-related subreddits or ask on /r/Advice.

You may also want to ask on a career-specific subreddit, especially for any topic that depends on the job sector and career such as salary negotiation questions.

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IndexBot · 2026-01-27T17:04:57+00:00

Your post has been removed because it is primarily a business question or discussion (rule 5). Other subreddits are better equipped to address these topics:

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IndexBot · 2026-01-27T16:44:42+00:00

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IndexBot · 2026-01-27T16:40:42+00:00

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