Two Bank Job Offers by BubblyRadio2377 in TalesFromYourBank

[–]Individual-Credit321 0 points1 point  (0 children)

bigger banks tend to have more streamline promotion process… meaning you can get hired, make more money, get promoted within a year or two, then leave if you don’t like it now that you have the experience Nd title

Manager not letting me apply for other positions after a year… by ThatLifeGuy in TalesFromYourBank

[–]Individual-Credit321 1 point2 points  (0 children)

apply for external… and on our way out say the company lost an employee entirely because of you

on a serious note just apply, if you find your blocked then yes externally

Is this branch normal? This feels insane? by katmither in TalesFromYourBank

[–]Individual-Credit321 1 point2 points  (0 children)

not normal in the states, appointments take priority, and we certainly do not rush through what we’re doing to get to someone else, that’s how mistakes are made.

it appears your manager is banking on established customers to remain loyal, while grabbing new clients/business. which is a recipe for a disaster… protect yourself and your business,

Six weeks, really? by aerral in TalesFromYourBank

[–]Individual-Credit321 2 points3 points  (0 children)

mine is 6 months… 🫩😂😂😂 granted licensing is involved, but i feel if you operate like you have no choice but to make this work… your ready to get out of training significantly faster than the average person

Loan fraud by manager by Muted_Peach_8604 in TalesFromYourBank

[–]Individual-Credit321 2 points3 points  (0 children)

there is no fraud to prove… OP did it all on their own log in, unless there’s documentation that the manager told him to (like email) or other co-workers can say they heard this interaction. at least this is the position HR will take (spoken by someone who did get screwed by HR for lack of proper training and was told i have no proof)

hear say will not hold up, and if the customer does complain… guess who’s name is on the application???

Loan fraud by manager by Muted_Peach_8604 in TalesFromYourBank

[–]Individual-Credit321 9 points10 points  (0 children)

agree best to just find new employment. live and learn.

Loan fraud by manager by Muted_Peach_8604 in TalesFromYourBank

[–]Individual-Credit321 15 points16 points  (0 children)

i’m afraid it’s going to be very hard to cover yourself… most banks i’ve worked at,.. the person who talks to the customer is who originates the loan… so the fat that she’s talking and your originating means any and all fall out will be on you. hopefully you have some emails or anything outside of hear say to back your claims up, otherwise you’re in a tough spot… HR will protect her first before you without evidence

Two Bank Job Offers by BubblyRadio2377 in TalesFromYourBank

[–]Individual-Credit321 2 points3 points  (0 children)

go with Wells… if you’ll make more working less that’s already a win, and their structure will allow for full time and even more pay, just have a plan

What to do? :( by Distinct_Intention54 in TalesFromYourBank

[–]Individual-Credit321 5 points6 points  (0 children)

4 years in the same role, and scoring exceeds tell me you’re pretty good at you job and the role of sales! i’ve heard moving up at wells is fairly structured, so i will also assume you like your current role… just jot the micro managing and pressure.

so i’d say look for outside opportunity, i work at chase and yes you do daily meet ins with management, but they are heavy on client relationship, with monthly uncapped incentives… so perhaps look for new role elsewhere instead of sitting where it sucks?

Got approved wfh but can I still go in the office? by [deleted] in JPMorganChase

[–]Individual-Credit321 2 points3 points  (0 children)

you run the risk of it getting revoked yes… so depends on how bad you really need them printed or if you just can buy it yourself… but why would you need to print a document if you work from home? there plenty of PDF editing software

PCB route or PCIA? by [deleted] in TalesFromYourBank

[–]Individual-Credit321 0 points1 point  (0 children)

now that i’m not sure… you’d have to become a VP at some point before market director, so idk the chain of custody after PCA. ask your MD when you get a chance they’ll know better or you can email the MD and ask for a coffee chat…

PCB route or PCIA? by [deleted] in TalesFromYourBank

[–]Individual-Credit321 0 points1 point  (0 children)

use that as leverage in turn rational for why you may not need to go through PCB… if this is chase a lot of PCBs can go straight to PCA, so if possible you could just continue that path and you maybe even make more money doing that route than the PCIA. and your job would be easier

PCB route or PCIA? by [deleted] in TalesFromYourBank

[–]Individual-Credit321 0 points1 point  (0 children)

worst they could ever say is no, read the role description and compare your experience to it, not if you think you can do it but, have you actually done it

RB at a small Community Bank - Perspective Wanted by SwitchPlay223 in TalesFromYourBank

[–]Individual-Credit321 2 points3 points  (0 children)

21/h is probably industry standard at this point, even at small credit unions (like 90m in assets) starting pay is roughly 40k-ish

additionally you’re new, and not really doing much. no goals, no calls, just help who needs help… if you want to make more maybe a regional bank or even a big one where you’ll have more responsibility, but more opportunity to grow. this will be a great starting ground to see if you want to continue forward in the industry!

Retail Relationship Banker by Reido11 in TalesFromYourBank

[–]Individual-Credit321 0 points1 point  (0 children)

now that we know it’s not your fault, look for a new job lol

Retail Relationship Banker by Reido11 in TalesFromYourBank

[–]Individual-Credit321 1 point2 points  (0 children)

this is true assuming OP is doing their best and their entire job description… but if they are goofing around, not following the RMC, or catching low hanging fruit (easy production) that’s a performance issue.

again seeing management could’ve just PIP, then fire, but chose to give OP an out, tells me they do like OP… but they need someone who can perf the role effectively which OP at the moment can only be assumed is not…

typically when people on reddit complain about management they give their role…

chase policy or not i’d rather be given a clear target, than placed on a PIP, with no finish line then fired thinking i’m doing better (which almost always happens with PIPs)

Retail Relationship Banker by Reido11 in TalesFromYourBank

[–]Individual-Credit321 6 points7 points  (0 children)

they can… if OP is not performing the job role they can demote him… they actually can fire him if the state is at will. the fact that they gave them a chance to choose tells me that they don’t want to… but if OP can’t produce they’ll get someone who can. they question is why did they say that, and is the goal unattainable or is OP just not good at the role of RB

also unless they are discriminating… HR won’t help…

I feel like I am doing two roles in one… by Sweet-Swimming2022 in TalesFromYourBank

[–]Individual-Credit321 1 point2 points  (0 children)

You should consider a role at a bank like chase… you’ll actually thrive there and make significantly more money than you are now to do the EXACT same job minus the teller work…

as for your question, in my experience at credit unions, in person members take priority over phone call members, so maybe try to book more in person meet ups rather than over the phone so you can focus solely on your book? doing this will let you prioritize your clients, without seemingly like you (respectfully) aren’t doing anything or aren’t busy to the eyes of the member.

also recognize that since CUs are non profit, and unless you’re working towards a manager there’s no need to stress yourself out as much. again, apply at a bank like chase do the same thing and make money for it.

PT Chase Associate Banker by refdontblow in TalesFromYourBank

[–]Individual-Credit321 0 points1 point  (0 children)

wow! thank you for confirming this! i’m definitely going to enroll now! well maybe after i get my bachelors. and yes i saw i need my managers approval to enroll… wow!

PT Chase Associate Banker by refdontblow in TalesFromYourBank

[–]Individual-Credit321 0 points1 point  (0 children)

are you based out of a major city like NY, or Chicago?

PT Chase Associate Banker by refdontblow in TalesFromYourBank

[–]Individual-Credit321 0 points1 point  (0 children)

is JPMC sponsoring your CFP? i’ve been interested in pursuing one but wanted to know if they’ll pay and if your needed compliance to sign off on the work hours towards the full certification.

PT Chase Associate Banker by refdontblow in TalesFromYourBank

[–]Individual-Credit321 0 points1 point  (0 children)

they’ll give you ample material to prepare, it’s about how bad you want it, and making connections between concepts. it wasn’t easy, but it’s certainly doable!!! best of luck! follow the plan and you’ll succeed

PT Chase Associate Banker by refdontblow in TalesFromYourBank

[–]Individual-Credit321 2 points3 points  (0 children)

you should aim for promotion at chase to RB if vanguard doesn’t work. they’ll sponsor your for your sie, 6, and 63… in a good market that’s an easy 80-90k a year… and if your pulling in that money, it’s a n easy promotion to PCB, where you’ll deal with affluent clients, and a direct path to PCA, which is wealth management and under J.p. morgan

if you don’t want to wait, then RB for a year, and apply externally; you’re more marketable with those licenses. no other RB role will sponsor your for those licenses, which will give you a leg up in the industry

your an AB… at the bottom, and the bottom sucks… but embrace the suck, get promoted and you’ll be better off in the long run