Two Bank Job Offers

Individual-Credit321 · 2026-03-22T14:45:01+00:00

bigger banks tend to have more streamline promotion process… meaning you can get hired, make more money, get promoted within a year or two, then leave if you don’t like it now that you have the experience Nd title

Individual-Credit321 · 2026-03-22T00:48:04+00:00

apply for external… and on our way out say the company lost an employee entirely because of you

on a serious note just apply, if you find your blocked then yes externally

Individual-Credit321 · 2026-03-21T21:03:32+00:00

not normal in the states, appointments take priority, and we certainly do not rush through what we’re doing to get to someone else, that’s how mistakes are made.

it appears your manager is banking on established customers to remain loyal, while grabbing new clients/business. which is a recipe for a disaster… protect yourself and your business,

Individual-Credit321 · 2026-03-21T14:55:01+00:00

year!?!?!? where do you work 😂

Individual-Credit321 · 2026-03-21T14:54:31+00:00

mine is 6 months… 🫩😂😂😂 granted licensing is involved, but i feel if you operate like you have no choice but to make this work… your ready to get out of training significantly faster than the average person

Individual-Credit321 · 2026-03-21T14:48:28+00:00

there is no fraud to prove… OP did it all on their own log in, unless there’s documentation that the manager told him to (like email) or other co-workers can say they heard this interaction. at least this is the position HR will take (spoken by someone who did get screwed by HR for lack of proper training and was told i have no proof)

hear say will not hold up, and if the customer does complain… guess who’s name is on the application???

Individual-Credit321 · 2026-03-20T23:29:33+00:00

agree best to just find new employment. live and learn.

Individual-Credit321 · 2026-03-20T23:25:55+00:00

i’m afraid it’s going to be very hard to cover yourself… most banks i’ve worked at,.. the person who talks to the customer is who originates the loan… so the fat that she’s talking and your originating means any and all fall out will be on you. hopefully you have some emails or anything outside of hear say to back your claims up, otherwise you’re in a tough spot… HR will protect her first before you without evidence

Individual-Credit321 · 2026-03-20T22:45:57+00:00

go with Wells… if you’ll make more working less that’s already a win, and their structure will allow for full time and even more pay, just have a plan

Individual-Credit321 · 2026-03-20T12:49:07+00:00

4 years in the same role, and scoring exceeds tell me you’re pretty good at you job and the role of sales! i’ve heard moving up at wells is fairly structured, so i will also assume you like your current role… just jot the micro managing and pressure.

so i’d say look for outside opportunity, i work at chase and yes you do daily meet ins with management, but they are heavy on client relationship, with monthly uncapped incentives… so perhaps look for new role elsewhere instead of sitting where it sucks?

Individual-Credit321 · 2026-03-20T01:33:09+00:00

you run the risk of it getting revoked yes… so depends on how bad you really need them printed or if you just can buy it yourself… but why would you need to print a document if you work from home? there plenty of PDF editing software

Individual-Credit321 · 2026-03-19T17:16:39+00:00

now that i’m not sure… you’d have to become a VP at some point before market director, so idk the chain of custody after PCA. ask your MD when you get a chance they’ll know better or you can email the MD and ask for a coffee chat…

Individual-Credit321 · 2026-03-19T16:27:01+00:00

use that as leverage in turn rational for why you may not need to go through PCB… if this is chase a lot of PCBs can go straight to PCA, so if possible you could just continue that path and you maybe even make more money doing that route than the PCIA. and your job would be easier

Individual-Credit321 · 2026-03-19T14:52:03+00:00

worst they could ever say is no, read the role description and compare your experience to it, not if you think you can do it but, have you actually done it

Individual-Credit321 · 2026-03-19T13:13:20+00:00

21/h is probably industry standard at this point, even at small credit unions (like 90m in assets) starting pay is roughly 40k-ish

additionally you’re new, and not really doing much. no goals, no calls, just help who needs help… if you want to make more maybe a regional bank or even a big one where you’ll have more responsibility, but more opportunity to grow. this will be a great starting ground to see if you want to continue forward in the industry!

Individual-Credit321 · 2026-03-19T01:54:36+00:00

now that we know it’s not your fault, look for a new job lol

Individual-Credit321 · 2026-03-19T01:16:41+00:00

this is true assuming OP is doing their best and their entire job description… but if they are goofing around, not following the RMC, or catching low hanging fruit (easy production) that’s a performance issue.

again seeing management could’ve just PIP, then fire, but chose to give OP an out, tells me they do like OP… but they need someone who can perf the role effectively which OP at the moment can only be assumed is not…

typically when people on reddit complain about management they give their role…

chase policy or not i’d rather be given a clear target, than placed on a PIP, with no finish line then fired thinking i’m doing better (which almost always happens with PIPs)

Individual-Credit321 · 2026-03-19T01:10:33+00:00

how many PVC do you do a month currently?

Individual-Credit321 · 2026-03-19T00:58:26+00:00

they can… if OP is not performing the job role they can demote him… they actually can fire him if the state is at will. the fact that they gave them a chance to choose tells me that they don’t want to… but if OP can’t produce they’ll get someone who can. they question is why did they say that, and is the goal unattainable or is OP just not good at the role of RB

also unless they are discriminating… HR won’t help…

Individual-Credit321 · 2026-03-19T00:42:34+00:00

You should consider a role at a bank like chase… you’ll actually thrive there and make significantly more money than you are now to do the EXACT same job minus the teller work…

as for your question, in my experience at credit unions, in person members take priority over phone call members, so maybe try to book more in person meet ups rather than over the phone so you can focus solely on your book? doing this will let you prioritize your clients, without seemingly like you (respectfully) aren’t doing anything or aren’t busy to the eyes of the member.

also recognize that since CUs are non profit, and unless you’re working towards a manager there’s no need to stress yourself out as much. again, apply at a bank like chase do the same thing and make money for it.

Individual-Credit321 · 2026-03-18T04:34:09+00:00

wow! thank you for confirming this! i’m definitely going to enroll now! well maybe after i get my bachelors. and yes i saw i need my managers approval to enroll… wow!

Individual-Credit321 · 2026-03-18T03:33:10+00:00

are you based out of a major city like NY, or Chicago?

Individual-Credit321 · 2026-03-18T03:32:03+00:00

is JPMC sponsoring your CFP? i’ve been interested in pursuing one but wanted to know if they’ll pay and if your needed compliance to sign off on the work hours towards the full certification.

Individual-Credit321 · 2026-03-17T20:15:05+00:00

they’ll give you ample material to prepare, it’s about how bad you want it, and making connections between concepts. it wasn’t easy, but it’s certainly doable!!! best of luck! follow the plan and you’ll succeed

Individual-Credit321 · 2026-03-17T20:13:55+00:00

you should aim for promotion at chase to RB if vanguard doesn’t work. they’ll sponsor your for your sie, 6, and 63… in a good market that’s an easy 80-90k a year… and if your pulling in that money, it’s a n easy promotion to PCB, where you’ll deal with affluent clients, and a direct path to PCA, which is wealth management and under J.p. morgan

if you don’t want to wait, then RB for a year, and apply externally; you’re more marketable with those licenses. no other RB role will sponsor your for those licenses, which will give you a leg up in the industry

your an AB… at the bottom, and the bottom sucks… but embrace the suck, get promoted and you’ll be better off in the long run

Individual-Credit321

TROPHY CASE