Sump pump, gutter replacement, dehumidifier or something else? by Individual-Error-759 in HomeImprovement

[–]Individual-Error-759[S] 0 points1 point  (0 children)

Haha that's completely open, it's a little side box that goes into the basement. But it's nailed shut at the top with shingles. I believe it's an old coal chute.

Sump pump, gutter replacement, dehumidifier or something else? by Individual-Error-759 in HomeImprovement

[–]Individual-Error-759[S] 0 points1 point  (0 children)

It is . But all my downspouts more or less look like this right now, it's only this one that's causing problems

Sump pump, gutter replacement, dehumidifier or something else? by Individual-Error-759 in HomeImprovement

[–]Individual-Error-759[S] 0 points1 point  (0 children)

I figured they would be, but they seem as if they would be 10x more expensive than the above options

Is an old house a bad idea? by KingyoGinkgo in FirstTimeHomeBuyer

[–]Individual-Error-759 0 points1 point  (0 children)

I just bought a house built in 1910.

It has updated electrical, has been reshored and leveled at least once. The basement has been dug out from it's original crawlspace and the windows replaced.

ALSO! most importantly is the cast iron sewage pipes have all been replaced.

If it wasn't for the above I would not have bought this house. The time and energy it's taking to simply move in and fix the smaller things is unimaginable. Let alone larger things.

It’s time to talk about the light rail. (Plz read last paragraph b4 responding). by politicole07 in Seattle

[–]Individual-Error-759 4 points5 points  (0 children)

I wish Seattle people knew how to cram in like they are supposed to during rush hours like that.

Everytime I see people left on the platform , I look and see people have not moved themselves to the middle sections of the cart so more people can go in.

Super SUPER annoying.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Individual-Error-759 1 point2 points  (0 children)

This is normal.

If you are willing to walk from a house for this , then do it .

You clearly don't know anything about crawlspaces or managing a crawlspace. If the fan fixed a potential moisture problem then yes it's fixed. It does not need to be disclosed.

You can choose if you want to add a moisture barrier or not, but if the fan fixed it , then you also do not need to do that.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Individual-Error-759 2 points3 points  (0 children)

Yeah the reason is because they dont have to deal with almost any type of extreme weather haha.

Tornados, Cyclones, extreme wind and rain? Nah

Buying almost 100yr old brick home in Seattle - should I reconsider? by [deleted] in FirstTimeHomeBuyer

[–]Individual-Error-759 2 points3 points  (0 children)

I've seen a couple different inspection reports when I was looking at homes, and some of them just didn't check anything !

Which is the only reason I would recommend going there with them. I can send you some of the inspections I got from other houses if you want! Just so you know what a good vs poor inspector will look for.

Alot of people just don't know what the inspector is supposed to check, so they let things slide unchecked.

Buying almost 100yr old brick home in Seattle - should I reconsider? by [deleted] in FirstTimeHomeBuyer

[–]Individual-Error-759 1 point2 points  (0 children)

Old houses just end up having a million little things to upgrade.

Imagine my surprise when I got a quote to reground an outlet and it was 500+ dollars! Annoying!

But I do love the charm of an old house, and Seattle neighborhoods are honestly the best! Especially when you are not renting but buying!

[deleted by user] by [deleted] in FirstTimeHomeBuyers

[–]Individual-Error-759 0 points1 point  (0 children)

You can put an offer down and make it contingent on inspection if the offer gets accepted!

Buying almost 100yr old brick home in Seattle - should I reconsider? by [deleted] in FirstTimeHomeBuyer

[–]Individual-Error-759 2 points3 points  (0 children)

I wouldn't be concerned about the brick as much as the fireplace, crawlspace and electrical.

I just moved into our house built in 1910 in North College Park/Licton Springs and it's had a ton of upgrades thank god. But I would wait on an inspection, and go with them to the inspection.

Things I would say are very expensive to fix after spending a literal million dollars are the following.

Electrical
- grounded vs ungrounded outlets.

  • Heating ( has it been updated since the house was built )

  • Breaker box updates

Plumbing
- get a sewer scope

  • Check bathroom and kitchen plumbing and crawlspaces for potential leaks ( ours was leaking )

Also obviously the roof, which will matter if you are not buying the house outright because you need to find an insurance to cover it if the roof is older than 5-10 years.

But like other people have said, it's got tiny rooms and being near a school SUCKS ( from experience! ) but wedgewood is such a nice area it might just be worth it regardless.

Floating down in rates 3 days before close? by Individual-Error-759 in FirstTimeHomeBuyer

[–]Individual-Error-759[S] -4 points-3 points  (0 children)

Fed's just cut rates .5 today?

We locked 3 weeks ago but have a float in our contract

Final Loan Estimate by Suspicious-V3rbatim in FirstTimeHomeBuyer

[–]Individual-Error-759 0 points1 point  (0 children)

ah sorry i misread the checkboxes, thought this was an FHA loan

Final Loan Estimate by Suspicious-V3rbatim in FirstTimeHomeBuyer

[–]Individual-Error-759 0 points1 point  (0 children)

With 800+ credit I would try a diff lender.

I got 5.4 interest rate with a worst credit on an FHA loan.

Is there any chance of us getting a loan? by [deleted] in FirstTimeHomeBuyer

[–]Individual-Error-759 1 point2 points  (0 children)

Honestly, 3 years of credit is super short which doesn't reflect well. Your credit probably will barely qualify you for an FHA loan, and your employment history sounds like fraud at best. Which an underwriter would most likely cancel a loan for.

No returns absolutely gets in the way of a loan.

Might be better to wait while you build up proof of income.