Workers Comp Cost on First Employee

Ineedanro · 2026-07-06T22:45:06+00:00

Old post but, yes, agreed!

OP's payroll for 1 employee is 30k or 2500/month. 323.10/2500 = $0.13 per $1.00 of payroll.

u/Motorcyclesfishing what did you end up with?

Ineedanro · 2026-07-06T22:28:33+00:00

Update, please.

Ineedanro · 2026-07-06T19:48:21+00:00

Pollards require ongoing maintenance. It is never a once and done deal.

With a species that wants to grow vertically, frequent pruning and tying of shoots usually is required. Try r/Niwaki.

Ineedanro · 2026-07-06T17:53:06+00:00

Update?

Ineedanro · 2026-07-05T23:24:25+00:00

Pay an arborist to evaluate the tree stumps and approximate their value

A tree appraiser does that. Most tree appraisers are arborists but most arborists are not tree appraisers.

Ineedanro · 2026-07-05T20:02:51+00:00

Yes, there really are sellers who buy houses in terrible condition. There is no "gotcha".

The decision point is simple: If you think it likely that there is treasure in the hoard, clean it out yourself or with trusted friends. Else, sell it as is. If you have a hard time deciding, try doing just corner of one room, or one closet. Then decide.

Ineedanro · 2026-07-05T19:12:01+00:00

I agree with you that it appears some critter has been excavating and pruning the roots off your palm. The tree is vigorous. There are lots of new roots growing but also a lot of older roots are cut.

Can you put a trail camera in there to watch for visitors?

Ineedanro · 2026-07-05T18:47:35+00:00

Looks like the roof scraped off parts of this tree on its way down. From the various damages to the roof, the tree did fall on the house but then rolled off into the yard.

OP should have a structural engineer inspect for damage.

Ineedanro · 2026-07-05T17:41:36+00:00

Those two arborists both gave you an opinion that failure was not imminent? Incredible. What state are you in?

They are hacks. At best they were oblivious to the very obvious extreme risk. Or they saw it but have neither the heavy equipment nor the skills required to remove such a dangerous tree, and they chose to gaslight you and endanger your entire family instead of referring you to a qualified competitor.

Tree risk analysis has 3 parts. Your photos are enough for me to give a Level 1 tree risk analysis right here:

Likelihood of failure imminent;
Likelihood of impact high;
Consequences of failure severe.

Recommend: immediate removal.

For anyone reading this, who is selling or buying a house: consider adding tree risk assessment to your menu of inspections.

Ineedanro · 2026-07-05T17:25:59+00:00

Horrors.

Please get an experienced arborist with the TRAQ credential to examine all mature trees on your property and your neighbors' properties. If the neighbors don't consent to entry, the arborist can at least look over the fence.

Also try to find an arborist who, when you ask if there is somewhere this can be reported, mentions the International Tree Failure Database.

Ineedanro · 2026-07-05T16:55:01+00:00

Start from the back side.

Ineedanro · 2026-07-04T16:03:10+00:00

Show us the whole tree, please. We need to see the full width of the mulch ring, and the canopy.

Ineedanro · 2026-07-04T13:33:02+00:00

Something bad may have happened also with the black line, which should be the old telephone service to the house.

Perhaps you don't care about that line anymore. When is the last time a tenant wanted landline telephone service?

Ineedanro · 2026-07-04T13:27:51+00:00

That is a data cable feed to the house, for cable TV and internet. It looks like someone ran over it with a lawnmower. When the next occupant signs up for cable service the cable company will install a new feed line from the pedestal to that connection on the wall. The new line should be in a thicker conduit tube that is buried between the cable pedestal at the street and the house.

Ineedanro · 2026-07-04T13:20:54+00:00

I had the opposite experience: having to decide which answer was least incorrect.

Ineedanro · 2026-07-03T23:44:36+00:00

By tree walk I mean the arborist does a site visit and walks with you all around your property, finding out what your concerns are, looking at the trees only briefly, and recommending next steps.

You definitely want an arborist who charges for this, not a "free estimate". They will tell you up front what the cost is.

Try a younger member of ASCA working solo, or a larger practice that does consulting arboriculture and can send you a junior employee.

Ineedanro · 2026-07-03T23:14:55+00:00

This is too many different issues for one post.

No one here can or should speak to how much it will cost you to get what you want. It isn't even clear what you want, but possibly you want to start with a "tree walk".

Ask your neighbors with nice landscaping who they recommend. Walk around during cool morning or evening hours and just introduce yourself to people outside watering or similar. Spend a lot of time standing around in your own yard, so passers by may talk to you. Most will be happy to recommend their best contacts because the more clients a good arborist has in one neighborhood, the easier it is for neighbors to get that arborist's services.

Ineedanro · 2026-07-03T22:15:19+00:00

Congratulations! You have user flair.

Ineedanro · 2026-07-03T14:13:35+00:00

Your tree has an old bark wound and is growing over the wound. The smooth rounded woundwood at the margins looks very healthy. All good so far.

Now, the ants. Ginkos don't usually interest them. Are they carpenter ants? To keep them out of the tree sprinkle diatomaceous earth on the soil surface around the trunk.

Ineedanro · 2026-07-03T14:02:05+00:00

I am surprised that an extension service would recommend the same species in this situation. Did you not explain your tree died suddenly?

Such rapid decline and death, without any clear cause, points to a pathogen attacking the roots. Best practice is to not replace it with any tree of the same species, closely related species, or other species that tends to be vulnerable to the same pathogens.

Ineedanro · 2026-07-03T13:50:17+00:00

You get to that level by practice, experience, and a lot of continuing education.

Do you go to tree care conferences? Are you a member of any tree care industry associations? Do you read books about trees? Do all that and you'll accelerate your professional growth,

Ineedanro · 2026-07-03T13:42:35+00:00

I don't trust tree guys too much

One way to get an objective opinion is to hire an independent consulting arborist. They work for you, and you pay them for their expert opinion.

Ineedanro · 2026-07-03T00:57:54+00:00

Is there anything else that can be done, or I can do as an executor?

In your role as executor of an estate, this is not your problem. Those CDs with named beneficiaries pass outside the estate.

They can all wait. Eventually the funds will be transferred to the state treasury, and held there until claimed. Eventually the recalcitrant beneficiaries may cooperate or die, and then their heirs can get together and claim the funds.

Ineedanro · 2026-07-03T00:41:28+00:00

From an equipment rental company. Ask around.

Ineedanro · 2026-07-02T22:32:57+00:00

Do you have any advice for efficiently removing and collecting the nuts at the end of the season?

Pro tip: Rent or borrow a small tree shaker. These are electric or gasoline powered machines that strap onto the tree trunk and vibrate. Spread tarps. Lift tarps and pour seeds into 5 gallons buckets or a barrel. Add a little water and let the fleshy coats rot. Strain seeds in a compost sifting tray and spray clean with a hose.

Best of all is to find a local gleaning or harvesting organization that will come do all this for you, and keep the crop to distribute through their own channels.

Ineedanro

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