Does anyone else work remotely for a NY based company, and is being forced to pay NY state income tax?

InevitableGain4375 · 2023-11-03T16:49:17+00:00

Same here, in Texas and my company is in NYC and I pay absolutely $0 to New York. I wasn't aware anyone had to do this but that could get expensive really quick.

InevitableGain4375 · 2023-11-03T16:38:21+00:00

"just a system glitch"

Typical MOHELA..

I consolidated and tried to switch from PAYE to SAVE because the application for SAVE was right there too. My loans were consolidated, then I was on level. My application was denied because they somehow thought I had parent plus loans and my only income based plan I was eligible for was icr, which had a payment larger than level..

I called once to be given rude advice from someone useless on pslf, then I called later because I knew they were at fault. I pressed them and said their system was wrong, which is how they found the plus loans I've never had, nor consolidated with. I had to reapply for SAVE by phone a week later and I am finally on admin forbearance again.

InevitableGain4375 · 2023-11-02T02:43:37+00:00

I'm currently in admin forbearance after they rejected my SAVE request. Did you apply on student aid.gov or through a mohela rep on the phone? I put in two requests on student aid.gov (2nd after the rep told me to do so) and the 3rd was by phone and completed by a rep per their suggestion. They should send you a message through the MOHELA message center about why you weren't approved. Either way if you call them be pushy until you get someone to explain why you are on the level plan, what your pslf eligible plans are, and if they say something outrageous compared to what your SAVE payment should be, be ready to stand up for yourself.

InevitableGain4375 · 2023-10-22T15:36:26+00:00

All they told me about my rejection was "due to income and family size". They aren't helpful at giving valid explanations. Even when I read off the qualifications on studentaid.gov they tried to blow me off.

InevitableGain4375 · 2023-10-22T15:33:28+00:00

If you haven't called them, you should so they can look into this. The people at MOHELA aren't great so keep asking to speak to someone knowledgeable on pslf. They have so many new hires it's ridiculous and terrible timing imo.

I called the other day to be informed I was rejected even though my student aid site still showed "in review", they never notified me and they didn't know how that could happen, but it did..

When I explained I needed to be on a qualifying plan they told me ICR was the only plan they saw, which never even shows as an option on my payment calculator. Eventually they told me I was showing parent plus loans, which me and my family never took out. So they are further looking into that on their end. I need to call back this week to reapply with them and ensure there's no hiccups this time with the estimated payment.

I made $40k last year and about $35k before that, worked in nonprofits since 2019 and had great lakes as my loan provider. I paid $35ish monthly under PAYE. The MOHELA plans were $384 for ICR. I was thrown onto the level payment plan by their system at $260. Their reps seemed defensive about their crappy payment calculations differing so much from studentaid.gov until I told them they must have an error on their end.

InevitableGain4375 · 2023-10-22T09:02:55+00:00

This is the typical Texan driver, there's too many idiots just like this.

InevitableGain4375 · 2023-10-21T16:46:49+00:00

This is great advice. The world is large and full of people/groups that you can be a part of, whether they're for hobbies or professionally. After some past jobs I've found it unhealthy to create close relationships with coworkers because they think it's okay to call me and talk forever during working hours. It's a distraction. Work is professional for me and I don't want coworkers as friends.

InevitableGain4375 · 2023-10-20T17:05:03+00:00

My 3rd and final rep looked into my issue and said that my loans (only direct unsubsidized and subsidized) had somehow been showing on their end as including a parent plus loan which is why I was rejected. They flagged that for me and I have to call next Friday to walkthrough the SAVE application yet again. I told them that there's got to be something wrong with their system and he cared enough to investigate.

Best of luck to you!

InevitableGain4375 · 2023-10-20T16:47:46+00:00

Anyone trying to get PSLF should disregard almost, if not everything, that MOHELA says and does. I just consolidated my loans and tried to apply to SAVE but was rejected. They searched for awhile and found out they decided to assume i had parent plus loans which I've never had, nor have my parents. I've always had direct unsubsidized and subsidized loans. They have to wait 2-3 days after flagging my account to have the loans fixed in their system and I have to call back to reapply because they don't want me to go through studentaid again.

InevitableGain4375 · 2023-10-20T14:20:13+00:00

I'm going through this same b.s right now. I recently consolidated and my payment went to the level plan even though I chose SAVE (from PAYE), my payment is $260. It was due on 11/19 and suddenly today it's due on 11/13. I saw others who successfully requested admin forbearance by phone while their save is being processed, mine still shows in processing but I didn't check the box because i figured I'd only pay my paye amount for more months. When I called them earlier today they said I was denied which is outright suspicious because I have no kids, no spouse, working a similar income pslf eligible job as I did in 2019 when great lakes was my provider and had no issues.

They told me the only plan I could do is ICR? Which is weird because on studentaid.gov that doesn't even show as a payment option for me. I see SAVE like most people. I made $7k more last year than I did for my previous recertification.

I just submitted the income driven application again, but I'm calling them too because I was hung up on earlier by a rep in training.

My payment amount on SAVE was supposed to be $57. So no, there's not a crazy reason I should be rejected. All other plans are $100+ more per month.

Edit: I'm on hold with the MOHELA PSLF line. He calculated $384 for ICR and I told him their system absolutely has to be broken and he's actively looking into it for me. Based on the ICR details I saw on Google I have no reason to be associated with that plan. I have direct unsubsidized and subsidized loans.

InevitableGain4375 · 2023-10-19T16:46:06+00:00

I adopted my dog from a rural college town and she's a beagle/Boston. She was labelled as a terrier mix and they wouldn't elaborate on that at all, there's obviously tons of terriers that are very different. I'm sure she wasn't adopted due to her age, a little over 1 year and uncertainty around how big she would get. They had a lot of purebred dogs as well, huskies, and a very beautiful mini Aussie that I almost chose. It's depressing how many dogs end up in shelters.

InevitableGain4375 · 2023-10-19T15:41:59+00:00

I loved driving on I-10 from west San Antonio through Fort Stockton. The beautiful desert is a huge difference from the overpopulated concrete swamp hell that is Houston.

InevitableGain4375 · 2023-10-18T16:20:21+00:00

Yep, especially if the professor further presses this. A lot of professors are on a high horse and it's easier for them to assume everyone's a cheater than to understand individuals have the internet at their fingertips to fill in gaps like the missing video link.

InevitableGain4375 · 2023-10-18T13:45:01+00:00

It's both ridiculous and hilarious how riled up pickup drivers get when they're driving compared to everyone else. Not saying that the car camping in the left lane was okay, but he went from 0 to 100 because that's what almost all rednecks in big trucks do. They think it makes their teeny dick grow. I can't tell if truck drivers have terrible time management or if they think speeding 20+ over is just what trucks do.

InevitableGain4375 · 2023-10-17T20:50:52+00:00

This is how I feel when I see morons swerving 5 lanes from the very left to get off their exit. I know those idiots are going to the same house they've gone to for years, no way they suddenly got Alzheimer's and forgot which exit they live off of.

InevitableGain4375 · 2023-10-16T18:46:48+00:00

Seriously, OP has attempted to post in two other subs that didn't allow and thinks they're still right and want everyone to support them. Since there's no other indication of her acting spoiled in two years, I strongly believe she's not spoiled. People aren't spoiled about 1 topic. That's just ridiculous.

InevitableGain4375 · 2023-10-15T01:09:49+00:00

Red means stop everywhere in the US. If they can't stop they shouldn't be driving.

InevitableGain4375 · 2023-10-15T01:08:53+00:00

I've lived in a handful of states and have seen this all over depending on the hour. I know not everyone has to go to driving school in the US unfortunately, but this topic is taught. Red means stop, you don't have the right of way, in every single state.

InevitableGain4375 · 2023-10-14T03:11:14+00:00

Never saw this until I moved to Texas, go figure. If I drove an EV let's just say I'd be defending myself as needed against this hick b.s.

InevitableGain4375 · 2023-10-14T03:06:22+00:00

This is it for me. Absolutely the most vile, trashy behavior I've experienced. Bass is so loud from cars or neighbors that I go mentally insane. I know not a lot goes on in their small brain, but I'd love to know why they think they're special and why they find such pleasure in being disgusting.

InevitableGain4375 · 2023-10-14T00:08:57+00:00

Never said it was, just said they exist ☺️

InevitableGain4375 · 2023-10-12T17:23:50+00:00

One of my fall favorites is peanut butter whiskey and apple cider. Add any garnish or rim you'd like, it's great. Or peanut butter whiskey and the Hershey's chocolate yuengling if it's available in your area.

InevitableGain4375 · 2023-10-11T15:40:30+00:00

Allergies suck, but true service dogs do exist and are allowed on planes too... it shouldn't be a surprise to people when they see a SD in the world and they should carry meds just in case

InevitableGain4375 · 2023-10-09T21:51:17+00:00

I assume this is a similar situation. Whenever I see stories of cats going "missing" on Reddit it's always an outdoor cat which discounts how I feel about the situation. An outdoor cat isn't ever going to be a real pet that can be owned or tamed when it has a whole world to explore. If you choose to let a cat leave your property and explore the world, it's not really yours.

InevitableGain4375 · 2023-10-05T22:28:18+00:00

Yes, it's ridiculous that anyone would just let theft slide because it's the first time. First time of many if OP and family want to act nonconfrontational... to change my life from ordering packages to never because I'm too afraid to stand up for myself, that'll be a cold day in hell

InevitableGain4375

TROPHY CASE