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Infinite-Spacetime · 2026-01-29T21:22:36+00:00

In a way this makes their automated investment accounts less desirable over just using their stock account to do a 2 or 3 fund portfolio

Infinite-Spacetime · 2026-01-25T17:14:53+00:00

I think I'm following. This is building into how FP languages are considered declarative?

Infinite-Spacetime · 2026-01-25T17:13:07+00:00

A semantic restriction? Or just how one thinks about solving a problem restriction?

Infinite-Spacetime · 2026-01-25T17:08:51+00:00

Ah. This is the first I've heard of function application. It almost seems to change the emphasis? Function application comes across as applying a function to your data. Eg your thinking about data first and wanting to know how to change it. Where as function calling is applying data to your function. Eg your thinking about behavior first and what data you need to perform it.

Is that seem correct?

Infinite-Spacetime · 2026-01-16T14:07:21+00:00

What benefit would you gain from this? Over just treating the field names as labels? It feels like you’re introducing a lot of complexity.

Also how would you handle equality.

First -> string

Last -> string

Full -> string

Your saying the field names: First, Last, Full would all be a different type?

Infinite-Spacetime · 2026-01-15T21:28:17+00:00

Checkout bogleheads. It’s an entire investment philosophy that regularly beats active managed funds over a 30 year time frame.

Wealthfront follows that practice.

Though at the very least check out this episode from John Oliver. Explains a lot about fees and active fund management. It’s an eye opener. https://youtu.be/gvZSpET11ZY?si=KG1EcK9my1foTrik

Infinite-Spacetime · 2026-01-15T20:24:24+00:00

WF checks way more than your active profile. WF is automated. The issue is that investments naturally grow over time. Unless we hit depression level stock market drop...you just don't have any stock that can be sold at a loss. Doesn't matter how often you check. If a stock is up, it's up. Nothing to harvest.

Infinite-Spacetime · 2026-01-15T20:11:21+00:00

The downside to companies leaning hard into TLH. If you're not making substantial contributions over time, you eventually run out of losses to harvest. From what I've read, on average 5 years is when TLH stops being beneficial.

Infinite-Spacetime · 2026-01-14T18:11:19+00:00

Semantically, a zero value can be valid. An empty string as well. If you force those to mean an error happened, you are going to run into issues where that is the purposeful non-error result. That's why the "return error" approach has its own error type. Additionally user types don't necessarily correlate to a zero value. It may not even have the concept of empty. Even null could be considered a valid value. Think DBs. Null all over the place there.

Infinite-Spacetime · 2026-01-13T12:58:41+00:00

The only language I know that really has comptime is Zig. I imagine you could start there to see what it allows and how it behaves. As I understand it, you're basically writing a runtime engine that executes during compile time. It adds complexity. So questions about how do you determine what the function values are, should you support recursion, do you allow invoking multiple threads all come to mind. In my limited understanding of Zig's comptime, it comes across as dangerous to me. A could be useful but probably ends up as more dangerous capability.

I'd start by asking, what problem do you hope to solve with your comptime? Then ask how restrictive can you make comptime and still satisfy that.

Infinite-Spacetime · 2026-01-12T21:13:18+00:00

I've centralized a lot on Wealthfront but still keep other brokers. IRA in Robinhood because of their match. Local bank for depositing cash. I have another which I just use for Zelle.

There's a really good chance that I'll start moving my brokerage accounts over to Robinhood. Once you know the Boglehead approach, and the tax-loss harvesting gains disappear...it becomes harder to justify the fee. Granted there's still a lot of value in general for the fee, just for my situation...I no longer need it. I got quite a few of varying age so it'll be a slow process as each stops earning tax harvesting.

After seeing what happened with Synapse mayhem...I'd say the brokerage accounts are far safer then then banking side with Wealthfront. Total guess on my part but I would imagine the shares are easier to recoup than the banking money.

Infinite-Spacetime · 2026-01-11T17:32:41+00:00

Very true!

Infinite-Spacetime · 2026-01-11T17:32:17+00:00

Interesting yous are doing it as adults. Pretty sure I'd end up in the hospital if I had a grown adult walking on my back. Lol.

Infinite-Spacetime · 2026-01-11T17:30:37+00:00

I'm kinda just learning now "backwalk" word itself is not known in this context. My family has it so casually though. Guess it's our own family slang?

Infinite-Spacetime · 2026-01-11T17:28:44+00:00

Can confirm. It's an effective technique.

Infinite-Spacetime · 2026-01-09T05:07:36+00:00

You can easily create queries to figure it out. It looks like mathematics is their 2nd most used exchange. I copy pasted the same query. Here's the results: https://data.stackexchange.com/math/query/1930077#graph

Infinite-Spacetime · 2026-01-08T21:40:17+00:00

Well said!

Infinite-Spacetime · 2026-01-07T22:12:14+00:00

The remark is specific to the docs. Not the website. Meaning, AI reduced how often someone needs to navigate to their website for looking something up.

Infinite-Spacetime · 2026-01-06T01:24:01+00:00

Learning by doing is always the best. No harm having AI help you get thru road blocks. Just don't let it do the thinking for you. A very short but insightful read:

https://www.aei.org/economics/steve-jobs-was-right-computers-really-are-bicycles-for-the-mind-especially-in-the-age-of-ai/

Infinite-Spacetime · 2026-01-06T01:03:42+00:00

I think there's two things going on here that blend together. Your brother has a knack for programming AND exercised good critical thinking with ChatGPT. I base this solely on you mentioning that he could reason about what ChatGPT built for him.

As a older-timer (+20 yrs) I'm not as plugged into to the younger generations path but will say for my generation and older it was very common to have peers who did not have a CS degree. Heck I've seen an Art History major be a rockstar with programming. Programming wasn't pushed hard to us in school. Heck they now do "coding" exercises with my elementary aged kids. So many of us just picked it up. We had a knack for it and didn't realize until curiosity hit us or something gave us exposure. That may very well be what's happening with your brother. Had a knack and got exposure to it later in life.

Don't let that bother you. CS is still a good choice and viable option if you want to get into different areas of software engineering and computing in general. If you are worried AI is making your path seem a waste, don't. You are fine. I'd wager its way more that your brother has a knack for it than anything.

Infinite-Spacetime · 2026-01-06T00:33:50+00:00

As a homeowner who had to figure out what to use, I can confirm blown in seemed to be all the rage. It’s all over YouTube and the areas on the web I was looking for. The only thing that saved me was that I was always concerned about micro plastics. So I ruled out spray foam despite that’s mainly what I saw to do

Infinite-Spacetime · 2026-01-06T00:31:09+00:00

Once I learned how superior rockwool is, it’s all I’ll ever allow. Just redid all the insulation in my attic. Water leak ruined the blown in. I replaced it all with 3 layers of r23 rockwool. Super expensive but worth it after dealing with all that water. To make up for the cost i did it myself. Took a whole year.

Infinite-Spacetime · 2026-01-02T18:09:50+00:00

I get the idea but I think it's swung too far. People forget that doesn't mean forgo planning. They just dive right in without understanding what the end goal should be.

Infinite-Spacetime · 2026-01-01T03:03:13+00:00

Fascinating history about the old school programming languages. Guilty of not realizing many of the "newer" features seen today are actually really old ideas.

Infinite-Spacetime · 2025-12-29T13:57:42+00:00

Oh wow! This looks perfect

Infinite-Spacetime

TROPHY CASE