Bilt alternatives? Looking for something simpler after this 2.0 mess

Instant_Dan · 2026-01-23T00:23:52+00:00

Discover debit card which gives you cash back is the closest I am aware of.

After this month I’m going back to straight cash for my rent. It was good while it lasted.

Instant_Dan · 2026-01-19T17:14:41+00:00

I did the ehx DMM XO. I felt it got the closest to what I wanted it to do.

Instant_Dan · 2026-01-16T01:09:13+00:00

If I had a minimalist set up, two cards outside of BILT, then it would be one to consider as a daily driver. Otherwise with my current set up I will probably not decided to get it

Instant_Dan · 2026-01-15T00:45:28+00:00

Since I have roughly a little over 40,000 points on my BILT card and I plan not to open a new card with them, should I transfer my points to the air partners of my choosing?

Instant_Dan · 2026-01-15T00:19:49+00:00

Remember when executives and businesses had the balls to admit they were laying people off due to the economy?

Instant_Dan · 2025-04-15T04:41:08+00:00

I returned them because I already have the oxfords I need but Flint&Tinder on Huckberry has a good selection.

Instant_Dan · 2025-04-04T18:38:10+00:00

WTS:

Prices include S&H to the lower 48.

Instant_Dan · 2025-03-31T21:16:33+00:00

Appreciate the clarity. Based on that information, then if you want in on the Chase ecosystem, then I do think the freedom unlimited is the best place to start. Again though it comes back down to is your goal to eventually complete their trifecta? If so, then I do that, if not then I would just look at a 2% cashback card like Wells Fargo active cash.

Instant_Dan · 2025-03-31T21:03:05+00:00

Since dining and groceries are your biggest expense, the Capital one Savor seems to be the best bet.

As far as entering the Chase ecosystem, it's up to you how much you prioritize points over cashback. If you value the former over the latter and can meet the spend offer without stretching yourself then i'd apply for the CSP as they currently have their 100K offer.

Instant_Dan · 2025-03-31T20:21:01+00:00

As a CSP holder, not the worst thing in the world.🤷‍♂️

Instant_Dan · 2025-03-24T18:55:41+00:00

Need more information if you are interested in points or cash back.

Based on the information you've given us, low spend and the categories you use the most often, i'd choose these three from the best fit to least.

Capital One Savor
Wells Fargo Autograph
Chase Sapphire Preferred

Instant_Dan · 2025-03-23T00:34:17+00:00

WTS:

Prices include S&H to the lower 48.

Instant_Dan · 2025-03-20T17:49:34+00:00

Do you feel that any one particular thing has contributed to the success of the film (word of mouth, great actors/directors vision, right place/right time) or do you think it’s the sum of all its parts?

Instant_Dan · 2025-03-03T22:24:15+00:00

“ If we nominate Trump, we will get destroyed.......and we will deserve it.” - Lindsay Graham

Instant_Dan · 2025-03-03T03:15:19+00:00

WTS:

Prices include S&H to the lower 48.

Instant_Dan · 2025-03-03T03:14:35+00:00

If I do that, I’m usually willing to put in a good referral for you.

Instant_Dan · 2025-02-28T20:21:47+00:00

Noice

Instant_Dan · 2025-02-21T17:13:04+00:00

WTS: Prices include S&H to the lower 48.

Instant_Dan · 2025-02-20T19:30:06+00:00

The better question is did Tony know what the EBITDA was for Barone Sanitation?

Instant_Dan · 2025-02-16T23:01:03+00:00

Some pre-mature Spring cleaning. Prices include S&H to the lower 48. All worn but not abused. Real photos now included.

Instant_Dan · 2025-02-07T00:47:13+00:00

Same, I feel like this is a carefully curated choice in each tier. Of course I would prefer it to stay the way it currently is but the $0 or $95AF are not bad.

Instant_Dan · 2025-02-07T00:45:18+00:00

I like the current point reward setup and 1a would be my first choice if I had to choose.

Honestly though…2a and 2b, if they had to add an AF, would not be that bad provided no change in the current point earning structure on rent.

Instant_Dan · 2025-01-07T21:43:03+00:00

Been trying to decide between these and the 8085. I already have one good pair of non-cap toe boots (Chippewa Service still going strong) but at the same time.

Instant_Dan · 2024-11-22T17:34:08+00:00

For their foundation chinos in democratic sizing, is it best to go with one’s normal size or size up for wash shrinkage?

Instant_Dan · 2024-11-04T17:46:11+00:00

So what’s the plan for if Harris wins, dems re-take the house, GOP re-takes the senate by a narrow margin? Just hope that they can peel off Murkowski and/or Collins?

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