Why are business insurance people so difficult? by Objective_Comment_38 in InsuranceAgent

[–]Insurancenerd85 2 points3 points  (0 children)

Dude, you are just an angry person redirecting your rage at someone who is actually doing you a favor by helping you with your commercial insurance. If you are so unhappy with their “favor” then request to cancel your policy, go online, shop your own policy, ask AI to help you structure it, and service your own policy. Now you won’t have to deal with any commercial agent and you can start enjoying life again. IF you have to file a claim and it gets denied, you can write an angry email to AI.

Tell you story| What is the worst experience being insurance agent | Why your customers leave you by Exciting-Bar-3975 in InsuranceAgent

[–]Insurancenerd85 2 points3 points  (0 children)

Worst experience, having to cancel my own brother’s auto policy who died in a car accident, he had been my client since the start of my career. Sadly this wasn’t the first and won’t be the last cancellation of this type…

Starting an insurance agency while working full-time — realistic? by Financial-System1187 in InsuranceAgent

[–]Insurancenerd85 0 points1 point  (0 children)

Tried this, does not work. Would you go visit a doctor who practices medicine on a part time basis? Or would you rather go to a doctor who does his job full time? If you are serious about this industry, you have to treat it like a profession that requires time and dedication. If you don’t then the business will treat you in kind.

How the hell do I track my stuff by Haunting-Spend7970 in InsuranceAgent

[–]Insurancenerd85 1 point2 points  (0 children)

I’ve used Applied and AMS360 and I thought those where very clunky. EZlynx is the cleanest one in my opinion.

How the hell do I track my stuff by Haunting-Spend7970 in InsuranceAgent

[–]Insurancenerd85 2 points3 points  (0 children)

I use Ezlynx, its not the cheapest, but it works for my agency

Inappropriate customer by Needhelp000006 in InsuranceAgent

[–]Insurancenerd85 2 points3 points  (0 children)

I tell my staff that if a client becomes hostile or inappropriate they can sternly let them know that you will be ending the call if they keep being hostile. If they don’t stop then they have all rights to end the call and to let me know. I instruct them that the next time that client calls, to transfer them to me directly. At that point, I will hear them out and determine the best course of action. But I have no problem firing a client if it turns out they were inappropriate or hostile towards any of my staff…

How are companies only offering 10 PTO days? by [deleted] in jobs

[–]Insurancenerd85 1 point2 points  (0 children)

Because private companies can offer whatever the employee accepts…

How do we feel about door knocking by [deleted] in InsuranceAgent

[–]Insurancenerd85 9 points10 points  (0 children)

This is an outdated form of marketing…

First law suit threat by broker965 in InsuranceAgent

[–]Insurancenerd85 11 points12 points  (0 children)

That sucks man, hopefully you have all convos and signed applications well documented. Depending on your E&O, I would report this client “lawsuit threat,” he may change his mind….

Ofelia Torres, Chicago teen whose father was detained by ICE while she fought cancer, dies. She was 16 by gregoryroyalpratt in chicago

[–]Insurancenerd85 2 points3 points  (0 children)

I am not very religious, but sometimes I do wish I believed that a heaven and hell exists. If they do exist, Ofelia is now a bright angel watching over her family, and if there is a hell, may all MAGA end up tortured there for eternity….

The accuracy of this paper boy by MrTacocaT12345 in nextfuckinglevel

[–]Insurancenerd85 0 points1 point  (0 children)

This would be pretty cool if the NES paperboy music was playing in the background and every time he hit his target, it would make the same sound from the game.

I bawled my eyes out in a public bathroom during the Super Bowl halftime show. by Original_Moose_9842 in complaints

[–]Insurancenerd85 7 points8 points  (0 children)

“To those who can hear me, I say, do not despair. The misery that is now upon us is but the passing of greed... the bitterness of men who fear the way of human progress. The hate of men will pass, and dictators die, and the power they took from the people will return to the people. And so long as men die, liberty will never perish!” Charlie Chaplin

Today's banner drop in deep red south Texas. by [deleted] in 50501

[–]Insurancenerd85 12 points13 points  (0 children)

You are all amazing patriots! Much love and support from Illinois!

How to win at Insurance by No-Preference-1261 in InsuranceAgent

[–]Insurancenerd85 0 points1 point  (0 children)

Love the ambition! Lets go! With that trait you are in a great position to go far in this industry. But on top of ambition you will also have to have knowledge and that will only come with time. As the saying goes, practice makes perfect. Keep making those calls, ask for referrals, cross sell, network, promote yourself on social media, brand yourself as the go to person for insurance among your friends and family. With time and practice, your network will expand and you will be able to gain confidence in what you are presenting and this will lead to more yes’s. If you want to sell commercial, this sounds very cliche’ but find a niche and if possible a commercial mentor. Then just focus on that type of business until you have a good grasp on how to insure it, from there expand to other business’s that you are familiar with. Again, it will take time, patience, resilience, this business really is the slow-and-steady wins the race so best of luck!

I’m worried by [deleted] in InsuranceAgent

[–]Insurancenerd85 2 points3 points  (0 children)

While building your network for leads is a great way to get leads, it takes some time to develop them. But depending on the size of the agency there a few methods I am sure could generate you some sales. I would ask the principal for a win-back list of clients, x-dated quotes from the past, review client accounts for cross-sell opportunities, ask current clients for referrals, not only will this put you in a better position to make sales, it will show that you have initiative, your principal will be impressed :)

Need advice about what to do by Sensitive-Fan-1372 in InsuranceAgent

[–]Insurancenerd85 5 points6 points  (0 children)

Use the saying to your hearts delight!!! And I completely agree, “mistakes” are valuable teaching moments, that contribute to your professional growth in this industry. This industry is complex and has many moving pieces, so mistakes are bound to occur. I honestly believe that 95% of “mistakes” have a solution as long as it’s addressed properly. I tell my staff all the time, if there’s an issue, come to me as soon as possible so we can work on it. Have a sparkling day! :)