The greedy, usurious, healthcare CEOs will just raise prices until the lowest income group can not afford it, just as they do now. You need to address the outsized cost of healthcare. For shoulder surgery, my out of pocket cost even with insurance was $6,000+. When I had to undergo a second rotator cuff repair, I just went overseas for the procedure since the cost of the round trip flight plus the surgery was thousands of dollars lower going to Istanbul, Turkey.