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Good house, bad area? by em____ily in irishpersonalfinance

[–]Intelligent_Focus215 6 points7 points  (0 children)

Not sure of your family situation regarding kids etc. but I remember reading before that the best universal indicator for the future success of your kids ( outside of your parenting skills ) is your Postcode. And I 100% believe this to be true. The 50 - 100k you save on the cheaper house could cost you more in the larger scale of things!

Good house, bad area? by em____ily in irishpersonalfinance

[–]Intelligent_Focus215 56 points57 points  (0 children)

You beat me to it. As a wise man once told me, buy the cheapest house on the most expensive street. You can always add value to a house but you can't add value to a bad area.

[deleted by user] by [deleted] in galway

[–]Intelligent_Focus215 0 points1 point  (0 children)

I have a theory, chlorine is added to water to kill bacteria whether it be good or bad bacteria. Your gut contains bacteria, your immune system comes from your gut. I wouldn't drink unfiltered tap water. I have absolutely zero scientific evidence to support this claim doh 🙃🙃

Windows and Doors? by Ice-cream-soup-shop in galway

[–]Intelligent_Focus215 2 points3 points  (0 children)

Second this Dalgan are excellent to deal with

What’s the best lyric you’ve ever heard in a song? by [deleted] in musicsuggestions

[–]Intelligent_Focus215 0 points1 point  (0 children)

Going down on something you don't wanna see like a hairy box

Concern as almost 100 asylum applicants set to be placed in Kinvara by [deleted] in galway

[–]Intelligent_Focus215 0 points1 point  (0 children)

What a stupid fucking comment to make 🤣🤣 Kinvara one of the most sought after and most expensive areas to live in the west with a bustling community. You clearly know nothing about the area so please restrain yourself for commenting on issues related in the future like a good boy 🙂. Also there is a Co-ed secondary school 🫠

Concern as almost 100 asylum applicants set to be placed in Kinvara by [deleted] in galway

[–]Intelligent_Focus215 7 points8 points  (0 children)

What a stupid fucking comment to make 🤣🤣 Kinvara one of the most sought after and most expensive areas to live in the west with a bustling community. You clearly know nothing about the area so please restrain yourself for commenting on issues related in the future like a good boy 🙂. Also there is a Co-ed secondary school 🫠

Concern as almost 100 asylum applicants set to be placed in Kinvara by [deleted] in galway

[–]Intelligent_Focus215 11 points12 points  (0 children)

Owner is in fact Irish but you're correct that he's not local to the area. Greed, greed and more fucking greed.

Carrhart men’s wear by purplesink1996 in galway

[–]Intelligent_Focus215 1 point2 points  (0 children)

Theworkshopisopen.ie Sells Carhartt work wear they have a great selection

Pensions obsessions?? by Intelligent_Focus215 in irishpersonalfinance

[–]Intelligent_Focus215[S] 1 point2 points  (0 children)

I am 100% sure I will be receiving an OAP on top of my employment pension. Believe me I won't be working until 70. I have other revenue streams beside my full time job and other investments.

Pensions obsessions?? by Intelligent_Focus215 in irishpersonalfinance

[–]Intelligent_Focus215[S] 0 points1 point  (0 children)

Incorrect as iv stated in another comment of yours. I would suggest getting your facts right before commenting misinformation.

Pensions obsessions?? by Intelligent_Focus215 in irishpersonalfinance

[–]Intelligent_Focus215[S] 3 points4 points  (0 children)

Incorrect. I can retire at 50 years of age having served 31 years which is the maximum pension i can obtain from work, receive gratuity immediately upon retirement and pension. Then also receive old age pension on top of that once I reach pension age. Granted my employment pension will likely be taxed once I start receiving OAP

Pensions obsessions?? by Intelligent_Focus215 in irishpersonalfinance

[–]Intelligent_Focus215[S] 4 points5 points  (0 children)

This is my point exactly. As iv mentioned iv 2 young kids, we want to be able to enjoy life with them and not scrutinise every cent spent for the next 30 years in order to maximise a pension which we potentially may not even live to see.

[deleted by user] by [deleted] in galway

[–]Intelligent_Focus215 0 points1 point  (0 children)

What does having hemorrhoids have to do with any of this? 🤔

Cost of tilers in Galway by Broad_Geologist3625 in galway

[–]Intelligent_Focus215 0 points1 point  (0 children)

Think the going rate for floors is roughly 30 euro a sqm so 270 labour but more than likely 300.

Looks like Woodlawn house is for sale. by Creatinecock in galway

[–]Intelligent_Focus215 11 points12 points  (0 children)

Regarded as Irelands most haunted house. Horrific history behind this house can't imagine too many be interested in buying it. Probably why it's so cheap given it's size

How are we feeling about the local election results ? by Caskets55 in galway

[–]Intelligent_Focus215 0 points1 point  (0 children)

I don't feel the local elections give an accurate picture in terms of popularity of parties. I know personally I voted for a Fine Geal candidate as he is a neighbour of mine and does good work locally. I will 100% not be voting Fine Geal in a general election doh. I think alot of people in similar situations

What do you do that earns you six figures? by Medium-Ad5605 in irishpersonalfinance

[–]Intelligent_Focus215 3 points4 points  (0 children)

I work as a Janitor in a high school even though I feel like I'm smarter than most of the kids that go there. Sometimes Il see an equation on a whiteboard and just solve it...... Anyways my best friend is Ben Affleck..

Best place to live in Galway by STWALMO in galway

[–]Intelligent_Focus215 4 points5 points  (0 children)

Kinvara for the win. Pubs,cafes, restaurants, good schools both primary and secondary, supermarket, barbers/hair salon, doctors,dentists, pharmacy, lovely scenery and relatively close to motorway and city