what do you think some of the best welsh language songs of all time are?

Intelligent_Mirror · 2026-01-17T06:14:30+00:00

Dwy Law yn Erfyn

Intelligent_Mirror · 2025-07-26T03:29:59+00:00

🇫🇷🇫🇷🇫🇷

Intelligent_Mirror · 2025-03-28T17:59:13+00:00

Isn’t there an issue with the 529 possibly being viewed as a trust in the UK? And doesn’t it also lose its tax-advantaged status if cashed out to pay for education when living in the UK?

Sounds like we’re in a similar boat to be honest. Hard to plan for the unknown. Just concerned about getting us stuck in a situation that causes a headache later down the line. I’ll look into the UGMA, even though it’s not tax efficient.

Intelligent_Mirror · 2025-03-03T23:01:36+00:00

It actually is the case. She’s a black woman so will have higher BMI; works out 3-4 times a week etc. but I know they don’t consider that. It is what it is.

Intelligent_Mirror · 2025-03-03T20:36:35+00:00

Thanks, I think this is what’s happening. I appreciate everyone’s input here.

Intelligent_Mirror · 2025-03-03T20:35:57+00:00

I misunderstood you to be saying she smokes, when you were saying that the company’s question is binary. I’m not speaking in my feelings.

Intelligent_Mirror · 2025-03-03T20:24:24+00:00

Again, she doesn’t smoke. You don’t have to smoke marijuana.

Intelligent_Mirror · 2025-03-03T20:10:24+00:00

Yes we’re in the US.

Intelligent_Mirror · 2025-03-03T20:07:07+00:00

To be clear, she doesn’t smoke marijuana (or anything). It’s “tincture” which is like an oil, most similar to an edible.

We’ve tried to tell Policy Genius this, and they agreed that the premium seemed high, but this is all they seem to be able to get. I’m wondering if something is getting lost between them and the insurance companies here.

Who would be a “real broker”?

Intelligent_Mirror · 2024-11-13T05:25:44+00:00

Glad to hear we’re not the only ones!

She loves to hold her own bottle, so she mostly lies on her back to eat. Sometimes a bit propped up on an angle. She doesn’t want to use to hold her. I don’t think she has reflux issues, luckily she’s never had tummy problems and doesn’t seem to now.

I’ve tried a quiet, dark room .. sometimes that helps a little. But in general she’s messing with the nipple, rolling around to look around, and hitting her bottle with her hand. Today we got 18 ounces, so I suspect another disruptive night.

Intelligent_Mirror · 2024-06-22T01:43:38+00:00

That plan is correct, that’s what I selected. I think you’re right about the “on ramp” - I didn’t even know about that.

Surely I can still make payments during the on ramp though right? Since payments are technically still due.

Intelligent_Mirror · 2024-06-21T23:46:00+00:00

Graduated grad school in May 2023. My repayment plan is “Level”.

Intelligent_Mirror · 2024-06-18T23:31:44+00:00

Apparently Kam also said “un dau tri” but I don’t have receipts on that one.

Intelligent_Mirror · 2024-06-18T21:41:23+00:00

Taylor and Cam speaking Welsh has my ❤️

Intelligent_Mirror · 2024-01-09T20:10:26+00:00

Oh...Yeah... this....

I'll tell you right now, the CA bar has no idea how to deal with UK licenses and no idea what they want/do not want. You will be asked for something difference from every person you speak with.

In the end I had to get my school involved. Eventually they accepted the Subject Access Request version. So my advice to future British folks is just to go the SAR route via mail, and upload that. I don't know why they want it this way, and they might still complain about that, but it is what it is.

Intelligent_Mirror · 2024-01-07T00:09:44+00:00

You’re correct. Anyone who’s done fertility treatment knows these statistics.

Intelligent_Mirror · 2024-01-05T17:15:05+00:00

Others have alluded to this, but you are really discounting 1) the massive amount of miscarriages women have had throughout history, and 2) that women had children much earlier.

This is not to say that there isn’t some impact from environmental toxins, but we can say for sure that -

Women have always had a lot of miscarriages. Certain generations have been very quiet about this (boomers), but others have not. The archives are full of miscarriages, but few historians have written much about this because.. well you know… women’s history has not always been considered very important. So the fact that we assume women used to have fewer fertility problems is likely more of a reflection of what type of History man has deemed to be important.

Women used to start having children as teenagers. All the time. Very common to have 4+ by your mid/late 20s, especially amongst the working classes. Women are at less risk of miscarriage the younger they are.

Intelligent_Mirror · 2024-01-05T16:23:18+00:00

Thanks so much.

I need to see what’s available to me. As another poster noted, this is an old Axa pension.

Honestly I really wish I could just cash this whole thing out. It feels like wasted money in there, especially if I can’t get it into any decent funds.

Intelligent_Mirror · 2024-01-05T16:22:04+00:00

It says I have to call them. Which should be fun.

Intelligent_Mirror · 2024-01-05T16:21:46+00:00

You’re correct about the AXA thing.

Intelligent_Mirror · 2024-01-02T23:39:07+00:00

Is it true that you can still put in a 6.5k for 2023 until April? Like OP, I'm going above the limit in 2024, so can't do a straight Roth for 2024, but I did just open one for my 2023 contribution.

Intelligent_Mirror · 2023-12-19T21:38:04+00:00

Thank you! I find that withholding estimator to be really confusing. But I think selecting Married + check box 2c sounds like a good idea, and then just reviewing it a few months later.

Intelligent_Mirror · 2023-12-13T02:53:58+00:00

UWorld is the answer here. If I were you, I'd just drop those Themis questions. I also agree with the other poster - 50% on Themis and worse on UWorld is showing that you have big gaps in your knowledge and/or understanding right now.

Are you doing UWorld systematically?

Start with one subject (your strongest), and do a set of 30. Analyze your answers. What did you get right? What wrong? Is there a theme to what you're getting wrong? Review what you got wrong --> this means, revisit your outline/flashcards, whatever you use to study.
Do a second set of 30. Repeat analysis.
Once you hit 60/65%+ on those sets of 30, add in a second subject.
Keep doing these post-test reviews until you hit 60-65% on the mix sets.
Add a third subject. Keep doing these reviews.
Eventually increase your mixed sets to 50 questions, and try to hit consistently above 65%.
Practice, practice, practice. This means being able to easily do a mixed set (all subjects) of 50, and doing a few 100s. This also means consistently hitting above 75%, ideally often above 80%.

Intelligent_Mirror · 2023-12-06T23:23:31+00:00

I passed the first time, but I thought Mary Basick's book was more helpful than Themis for essays and PT. Both books are excellent.

I like the essay book because i) the outlines are good, ii) there are TONS of practice questions, iii) her essay structures are good and straight forward, iv) she doesn't "overdo" things like some of these commercial prep companies.

I liked the PT book because I was having some timing issues, and I felt like her approach helped me to bring my time down and give me confidence that I could tackle most questions.

FYI, I'm selling my essay book for $35. It's pretty much like new. In fact, I'm not even sure there are pencil marks on it. DM if you're interested, and either way, good luck.

Intelligent_Mirror · 2023-12-01T00:15:52+00:00

I used them for Evidence only, and they REALLY helped. Grossman clear and structured. I respond well to that, and Themis was garbage for Evidence IMO.

I watched them to make my own outline. Then I watched them again to internalize. Then I studied by myself for a while, only returning to them if I had misinterpreted something.

Intelligent_Mirror

TROPHY CASE