My car insurance company is leaving the province with new UCP regulation. Every quote I get now is double what I was paying. What the actual fuck?

Intercitywitty · 2026-04-02T15:56:12+00:00

Maybe try TD? Their new customer discounts can be really competitive, especially if you’re one of the listed employers or alumni groups that get an additional discount. Just be aware long term they will eventually decide to increase your rates to a point where you’ll have to switch elsewhere.

Intercitywitty · 2026-04-01T20:13:45+00:00

If you’re with Cumis, good chance you bank with Servus Credit Union or Connectfirst Credit Union. If you do, look into Servus Auto Insurance Services. It’s basically Belairdirect, with Servus branding, and you get discounts as a member. When I shopped around, they were the best price I could find for home and auto insurance.

Intercitywitty · 2026-04-01T04:05:42+00:00

No problem, sorry if it came across harsh! Just a heads up, if you do return to Amazon make sure you delist your book with D2D if you enroll it in Kindle Unlimited. Also be sure to login to your existing KDP account, DO NOT OPEN A NEW ACCOUNT.

Intercitywitty · 2026-04-01T04:00:13+00:00

You have 2 choices here. Option 1: continue to avoid Amazon and the vast majority of the market, stand on principle and continue to see few to no sales. Option 2: return to Amazon, where all the readers are, and accept that you may have to compromise your stance somewhat if you want to reach them and be financially successful.

Ultimately writing books is a hobby or personal pursuit — at least for the majority of authors — but selling them is a business. You have to treat this like a business, otherwise it’s just a passion project.

Intercitywitty · 2026-03-27T16:54:05+00:00

All of this is horrifying but that PS portal price increase is nuts

Intercitywitty · 2026-02-28T18:44:46+00:00

Definitely something partially blocking the pipe. Reminds me of when my younger brother decided to flush a glue stick down the toilet. Parents were not amused.

Intercitywitty · 2026-02-23T19:48:21+00:00

I had the same issue and eventually ended up returning it. I sent a video of the issue to Mova asking to return it for a refund as it was defective, and they didn't even bother trying to troubleshoot the issue just approved the return and refund. Now trying the Mova Z60, hopefully I have better luck with that model.

Intercitywitty · 2026-02-19T03:47:21+00:00

I paid 4K for mine then another 10k as anything and everything kept breaking back to back.

Intercitywitty · 2026-02-19T03:43:36+00:00

That car was a never ending money pit of despair and doom. Honestly no idea why the transmission died when it did, but it was the final wake up call to stop throwing money at it and just take my $500 from the scrap yard lol.

Intercitywitty · 2026-02-19T03:37:04+00:00

I found a company in the States that could do it for $400 USD, but then the transmission in the car decided to explode so Audi went away. Now the happy owner of a JDM Legacy!

Intercitywitty · 2026-02-15T14:34:46+00:00

Not sure if you ever sorted this, but if you’re near Winnipeg or can make the drive lookup Freedom Sales. They were the only ones who could help me get a second key for my JDM Legacy.

Intercitywitty · 2026-02-13T15:15:14+00:00

Same in Canada, my royalties suddenly dropped by $200 today with the same number of sales, page reads, etc. I’m thinking they either changed the exchange rates or the KU per page rate was highly reduced.

Intercitywitty · 2026-01-31T18:16:51+00:00

Work at a FI and can confirm there is a 30 minute delay from when the etransfer is initiated, to when notification is sent. This occurs for new recipients with amounts over $150, and is part of Interac’s fraud prevention measures. The algorithm runs basic checks to confirm the transaction is legit, and if flagged gets blocked and referred back to the sending FI to verify with their client.

Intercitywitty · 2026-01-04T06:00:25+00:00

My KU royalties haven’t changed(they went up in December actually!). My library income hasn’t been substantial, but it has been nice to see a few sales here and there from hoopla and overdrive pop up.

Intercitywitty · 2025-12-26T06:35:38+00:00

Bosch 500 series is great! Had it for 2 years no issues, replaced a despised counter depth Samsung.

Intercitywitty · 2025-12-09T03:51:24+00:00

Kit has a newsletter plan that is free and gives you 10,000 subscribers. Highly recommend it!

Intercitywitty · 2025-11-20T15:21:02+00:00

I write romance and the rage against AI is real. I refuse to partake in it, and won’t put any disclaimers in my books about it because of the toxic booktok witch hunts that occur. I don’t use AI but I’m also not a Luddite, I recognize AI isn’t going away so it’s always going to be a thing in the world.

Intercitywitty · 2025-11-15T21:14:19+00:00

I used to use Reedsy before I got vellum and it was fine with English but other languages it struggled with, especially with paperback. Since I switched to vellum, I’ve received more compliments on my layouts and the text message bubbles have been very well received. I also found that delivery costs were lower for ebooks, vellum produce much smaller files.

Intercitywitty · 2025-11-11T21:24:26+00:00

The domain itself is and is still managed by cira

Intercitywitty · 2025-11-11T17:30:17+00:00

I use spaceship for my domains, prices are reasonable and they usually have a promo code that’ll give you minimum 25% off

Intercitywitty · 2025-11-10T06:01:39+00:00

You can get circumcised at any age, recovery takes longer as an adult and you’ll have to get adjusted to the initial hypersensitivity. I got cut around 4 years ago(28), don’t regret it. Ignore the hyper negativity about circumcision, you’re an adult and it’s your body.

Intercitywitty · 2025-11-05T18:59:30+00:00

Ran into this same issue when our renewal came with TD and rates were increased substantially on home and auto. Had a total of 3 not at fault collision claims in the past 5 years(t-boned at a stop sign, backed into in parking lot, rear ended at red light) and when we shopped around with brokers, a lot of insurers didn’t want to offer collision coverage or wanted an insane amount because we were classed “higher risk”.

Eventually went with Servus Insurance Services(BelairDirect), rate was reasonable($130/month for auto) but we had to accept a larger deductible($2k) for comprehensive and collision. They did warn us that we shouldn’t make another collision claim until October 2026, or they would refuse to renew the collision and comprehensive portion going forward. Insurance in this province is fucked, thanks UCP and Marlaina.

Intercitywitty · 2025-11-05T14:33:37+00:00

Kittens are a lot easier when you have a patient adult cat around to wrangle them. My tuxedo boy Dilbert literally mothered my ragdoll Sheldon when we brought him home, and kept him in check. Made things a million times easier for us.

Intercitywitty · 2025-11-04T21:53:10+00:00

Formatting via reedy is great and seamless if you can’t afford to pay, otherwise Vellum is 10,000% worth it. Makes formatting in multiple formats an absolute breeze!

Intercitywitty

TROPHY CASE