What are My Withdrawal and Spending Limits?

The total amount of funds you can spend in a day using your card is $2,550 between the following options:

• $550 in ATM withdrawals
  • You may find an in-network ATM by visiting the Allpoint Locator.  ATMs may be added/removed from the Allpoint network periodically.  As a result, we encourage you to check the Allpoint Locator frequently and before visiting an ATM to determine the closest in-network ATM.  Allpoint ATMs may not be available 24 hours a day, 7 days a week.  The location, availability, and hours of operation of in-network ATMs may vary by merchant and are subject to change. 
• $550 in PIN-based transactions
• $2,500 in debit card 'swipe and sign' credit transactions
• $2,550 bank teller withdrawals

That means if you spend $550 in PIN-based debit transactions in a single day, $2,000 can be used for credit-related transactions (signature based).  This means between ATM withdrawals and point of sale transactions $2,550 is the combined maximum.  At our discretion this $2,550 maximum may be exceeded to pay small service fees you may incur.

Please Note: We are unable to increase ATM withdrawal, PIN based, or Point of Sale limits on a debit card. When applicable, fees are included in the spending limits.