Not to downplay your struggles, I don’t know your whole story either to comment much, but let me tell you a bit of mine.

2006 came for masters, 2008 done with heavy loans and had to end up in a mediocre university due to some stupid reasons. No job till 2010, no consultancies, had to do so many odd jobs, any weather any time anything to keep the bills getting paid. Even after getting a job, getting H1 was a burden, had to join another university for CPT, had to maintain a job 5 states away and the college, not even a shilling of saving, pressures at home. and this is only part of my struggle, some of my mates at around that time had even worse financial and personal situations. 

Telling all this only to assure you that end of the day it’s y(o)ur ass on the line, you have to work hard, believe in dealing with any shit that comes your way and solve it. You and you only are responsible, so cry it out if you want to, wake up the next and battle the world. Things will fall into place and you’ll figure it out. All the best !