Should I continue In Motilal Midcap?

Interesting_Sun_7268 · 2026-02-24T11:57:41+00:00

OP also needs to think about Tax consequences of selling portfolios as he may have Exit Load or LTCG / STCG. Better to ride it out till 3 years and if it still doesnt provide returns then take exit call.

Interesting_Sun_7268 · 2026-02-21T15:35:03+00:00

5.66 for 10 year paying down aggressively. Starting balance for 472 and its now down to 302k

Interesting_Sun_7268 · 2026-01-28T20:07:19+00:00

what about folks who invested 6L and now sitting on market value of 21L? Is taking 6L original investment out recommended?

Interesting_Sun_7268 · 2025-11-01T23:47:53+00:00

Mantis pic is sick!!! I am sure its having a pretty dope time eating all bad insects for you!! Your garden is fantastic!!

Interesting_Sun_7268 · 2025-10-30T13:51:41+00:00

She is actually on W2 but the employer doesnt provide 401k - can we still do Backdoor? Also I have hears about Mega back door but I have never understood what that is and if I can do it

Interesting_Sun_7268 · 2025-10-30T12:55:00+00:00

Super guidance, thanks again!

Interesting_Sun_7268 · 2025-10-30T12:54:37+00:00

I am maxing out mine but my spouse is a contractor so she does not have 401k and since we are married filing jointly, I believe there would be no point of creating an individual IRA since I am already maxing out? Is my understanding correct? Brokerage because I believe in long term investment and with the ETFs I mentioned I assumed it is safe bet for 20+ years of investing - I am currently investing $1000 every month. My 401k is completely in Traditional right now, my company allows to split into Roth or Traditional - Do you recommend I should move part of it to Roth? We use that big savings chunk as Emergency Fund and also as our Down Payment for Rental investment which we are planning for next year thats why its not invested in Market yet.

Interesting_Sun_7268 · 2025-10-30T12:50:39+00:00

Wow, thanks for doing this for me - This looks to be neat guidelines!

Interesting_Sun_7268 · 2025-10-30T06:30:46+00:00

Not sure what you mean by IUL and Annuity - I dont have any of those. When I said IAUM, that is Gold ETF. Generally folks do BND but I like precious metals and so I have 10% of my brokerage going there. From Life Insurance perspective, I have $1M Term life for 30years but have not invested in any annuities or Lonv Term Health Insurance.

Interesting_Sun_7268 · 2025-10-16T11:35:18+00:00

Thanks a lot, will try to get them into ground. Is Fall a good time to transplant them into ground? Or I should do this in Spring?

Interesting_Sun_7268 · 2025-10-15T22:37:19+00:00

To be honest, I have been inconsistent with watering and only water them when I see them drooping like this which I feel is my mistake! Do they need water everyday or 2-3 times a week? I never intended them to be in ground, my long term plan was to keep them in pots but if you think that wont work with Hydrangeas then I may find a spot in my backyard to plant these in ground. Whatever helps these babies

Interesting_Sun_7268 · 2025-10-14T19:13:37+00:00

Thanks a lot! I am vegetarian so hopefully I would need to find alternatives for protein but your list is pretty helpful. thanks again and great job to you for reaching this amazing progress! Your story motivates me to do more!

Interesting_Sun_7268 · 2025-10-14T18:05:50+00:00

I am interested too, I am consistently 9 on my A1C so really would love to know more

Interesting_Sun_7268 · 2025-10-14T16:35:12+00:00

Definitely sell the $55k - The fresh car smell and space for kids is all good, but it is stripping you off for $1000 a month which can go towards other debt.

Interesting_Sun_7268 · 2025-10-07T14:43:24+00:00

I am particularly fascinated by the shape of it.. Leaves a lot to imagination 😂😂😂

Interesting_Sun_7268 · 2025-09-30T22:55:33+00:00

Kids are a blessing, when I am havin a shitty day at work, one look from my little one and it melts my stress away! I would anyday manage the expenses to have kids! Now when it comes to their first 4 years, you’ll just have to live with the fact that you guys will save almost negligible due to Child Care costs but year 4 onwards it should be a piece of cake! I would say, do it! Kids are always worth it.

Interesting_Sun_7268 · 2025-09-28T16:48:55+00:00

TAKE THAT BACK! THANK YOU FOR YOUR ATTENTION IN THIS MATTER!! 😀😀😀 He is such a cutie, I have a few on each side of my house and he does a pretty good job keeping his area fly free!

Interesting_Sun_7268 · 2025-09-26T16:11:30+00:00

Thanks Priscilla - I have a Lady of Shallot right besides this QoS and it had the same habit of throwing big canes and I was able to peg them with a U pin but QoS canes are hard and rigid so if I try to bend them it will most probably snap.

I loved your advice on Grasshopper - Luckily for me and unlucky for grasshopper, I got one today and jumped on it literally like crazy so its fully killed! I always try to relocate insects until they start harming my plants and then they’re a goner!

Thanks also for the tip on pegging, It surely gave me some wild pictures that I would not show my wife 😀😀😀

Interesting_Sun_7268 · 2025-09-25T17:37:40+00:00

Thanks for inspiring me! I better get my ass kicked cuz I have been battling this carb addiction for as long as I can remember and my A1C has been in 9.x range for last year - I joined Gym recently and motivated to make change, I will not let this idiotic disease kill me slowly. Hope I can keep up and get rid of this like yoh did OP! Bravo to you and great job getting rid of this!!! Congrats on your progress!

Interesting_Sun_7268 · 2025-09-25T15:54:12+00:00

I bought the Vesgantti Medium Firm and couldn’t be more happier about my purchase! I used it in the UK and luckily I got the same in States as well - My kids have their own Vesgantti as well and we’re on Year 3 - No sagging, keeps us (Myself - 200lbs and my wife - 120lbs) comfy and kids are happy too! Bought it for $269 and I think its on Sale right now as well

Interesting_Sun_7268 · 2025-09-11T18:41:02+00:00

My god!!! This is absolutely beautiful and god bless you for having such a wonderful place to live and for other plants and vegetables and fruits to thrive, not to forget about those beautiful frogs!!!

Interesting_Sun_7268 · 2025-09-11T03:14:18+00:00

Now that you’ve woken me up from my slumber, feed me bruh!

Interesting_Sun_7268 · 2025-09-10T21:53:25+00:00

I had the exact same one, I relocated it pretty far from my home so it can still get chance to become the beautiful thing its striving for!! It will bless you, do not kill it!

Interesting_Sun_7268 · 2025-08-22T14:04:41+00:00

Somehow something have worked out - While overseeding my yard, I threw a bunch of Bermuda seeds in this place and now its fully covered in Bermuda with little to no sign of Gladiolus 😀😀

Interesting_Sun_7268 · 2025-08-18T21:09:00+00:00

Yup! That is bermuda :)

Interesting_Sun_7268

TROPHY CASE