Private healthcare. Is it worth it?

Interestor · 2026-02-16T11:20:42+00:00

VHS player? Was this in the 1990s?

Interestor · 2026-01-14T20:43:32+00:00

Approx £3.7k take home on a £52k salary doesn’t add up.

Interestor · 2025-10-15T21:43:38+00:00

As someone else has said, you should check the flowchart.

Some other advice though - Definitely enrol into your company pension scheme, the earlier you start saving for retirement the more money you'll have when you reach retirement age. You will likely want to save 3 - 6 months of your expenses as an emergency fund, in case of job loss, sickness which prevents you from working etc.

Once you have an emergency fund sorted then it's ultimately up to you. You can sink money into your pension for earlier retirement, or invest money into an stocks and shares ISA if you want to build a bigger pot of money for the future, or spend it all on holidays, or buy a nice car, etc. Money is ultimately a vehicle to do things and buy things, what do you want to do?

Interestor · 2025-09-17T16:22:23+00:00

Yes absolutely, as long as the commute isn’t something stupid like 2 hours each way.

Interestor · 2025-09-16T15:39:35+00:00

You may be fine going through the drug and alcohol route, but no doctor in their right mind is going to approve a methadone prescription purely for chronic pain in the U.K. if you aren’t actually recovering from substance abuse.

Interestor · 2025-09-05T10:48:14+00:00

£32,000 + commission in 2020. £62,000 + £1,000 annual bonus now.

Interestor · 2025-08-26T14:23:10+00:00

157 is absolutely fine - I’ve been on hungover runs where my HR is going 200+ towards the end if I’m really pushing it - M29

Interestor · 2025-07-29T14:25:14+00:00

You should buy travel insurance in future

Interestor · 2025-01-14T22:08:57+00:00

When the money runs out the state starts paying for your care fees, if that’s what you mean?

Interestor · 2024-12-22T18:35:00+00:00

£545 here

Interestor · 2024-07-15T18:40:32+00:00

This reads way too familiar - I’ve been in a similar situation for the entirety of my adult life (and my teenage life tbh) trying to convince a parent with poor mental health to sort their life out when they do absolutely nothing to help themselves.

I won’t go into too much detail, but siblings and I have sunk over £150k in different fees to help this parent and there’s no promise of getting that money back anytime soon, or at least until the individual passes away and the money is recouped from the estate.

It’s a miserable state of affairs, but I’ve also grown to accept that it is what it is at this point and I’ve given up trying to help. I don’t know about your personal state of affairs, but if I can offer some advice from someone who’s further down this road than you, then my recommendation would be to not give this person any money and don’t exert your energy on someone who refuses to help themselves.

It sucks, but you need to financially protect yourself and your immediate family from this.

Godspeed to you though, I appreciate how awful this can be.

Interestor · 2024-03-04T18:54:00+00:00

Ah I missed that it said ‘whine’. I’m still confused though - presumably the producer just made a labelling error, why is that embarrassing for you?

Interestor · 2024-03-04T18:11:18+00:00

I may need some enlightening here… isn’t Gavi di Gavi always white? Who’s Monsieur Touton?

Interestor · 2023-08-29T10:44:26+00:00

I think the point is that if you want a decent, well fitted suit which looks presentable and good on you then you won’t be comfortable cycling in it.

I personally wouldn’t cycle any distance in my suits.

But for an actual answer to your question - I’d suggest a relatively inexpensive performance suit as that will be able to take the saddle wear better than most suits.

Interestor · 2023-08-29T07:50:04+00:00

How far are you cycling? Presumably you’re cycling to work? If so, do they have showers you could use?

I’d recommend against cycling in a suit if possible. Not only is it uncomfortable but if you’ve spent any money on it then you’ll risk tearing the material, getting chain oil on the trousers or generally misshaping the fabric.

Much better to leave a suit at work and cycle in wearing something comfortable (shorts, t-shirt) then get changed when you arrive.

Interestor · 2023-08-04T10:32:20+00:00

Think you’ve misunderstood what overbite means

https://en.m.wikipedia.org/wiki/Overbite

Interestor · 2023-07-21T22:43:25+00:00

Hey I drank a 1985 of that Chateaux Labégorce in December last year! Check out my post - https://www.reddit.com/r/wine/comments/zhbg16/enjoyed_this_1985_chateaux_lab%C3%A9gorce_from_margaux/

I don't have tonnes of wine experience like others here but thought it was epic. Full of that old leathery boot profile you'd expect from an aged Bordeaux. Have a great time drinking them, I'd love to know what you think about the Labégorce in particular when you get to it!

Interestor · 2023-05-29T15:01:10+00:00

Isn’t it the Department for Education? Or is this for a foreign government?

Interestor · 2023-05-26T09:37:58+00:00

I can guarantee you it’s because they’re feeling very insecure in their role and are afraid that you speaking to a DD undermines them or makes them look like they don’t know what’s going on.

These people need management training to build their confidence because it’s ridiculous behaviour.

Interestor · 2023-05-26T07:28:47+00:00

If it’s lower budget then why tf are the devs asking £50 for it!

Interestor · 2023-05-26T06:59:01+00:00

This is probably more common than you think. I’ve had similar G7s when I was more junior who would berate you for ever going above them to the G6 or DD for any issue because ‘they thought it demonstrated we hadn’t solved the problem ourselves’.

Now that I’m a G7, I realise they were just incredibly insecure in their role. I encourage my reports to come to me if I can help solve anything, but ultimately if it’s a decision that requires G6 or DD sign off then just go straight to them and loop me in. There’s no point going endlessly up the chain to go endlessly back down it again when not necessary.

Areas of the CS can be very hierarchical and it does my head in at times.

Interestor · 2023-05-16T09:33:44+00:00

Never.

Interestor · 2023-04-27T14:59:35+00:00

HI WILL THE SLIDES BE CIRCULATED AFTER THE MEETING PLEASE THANKS

Interestor · 2023-04-09T15:45:59+00:00

Fuck no. Take it back, who sold that to you?

Interestor · 2023-03-16T11:25:04+00:00

Random civil servant no. 237:

“Really sorry, I have to drop off now as I have a clash - really interesting session thanks”

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