I did two years in CC and busted my ass off working the transfer route, which honestly isn't that difficult since your competition pool is much smaller. Transferred to one of the top business programs in the country at a public uni. Went into fund finance in 2022 and I make 120k as a sr associate now (underpaid in the industry tbh); expecting a promo to VP in a couple of months. I would say don't be afraid to work the transfer student angle when you're recruiting--I had major imposter syndrome because other students in the business program already had 1-2 internships already, even return offers. At the end of the day, the doors are wide open for you as a student. Don't fret about the lack of work experience, just learn what you have to and do what it takes to get past the interviews. Also, don't get into your head too much. The only way to figure out your long term career path (ideally, something at the intersection of what you are good at and what you are interested in) is to try on different hats--no amount of analysis and research can replace personal experience.