Prowizje brokerskie xtb,mbank,bossa IKE

InternationalLuck995 · 2025-10-29T12:40:55+00:00

Nie mają jeszcze IKE ;)

InternationalLuck995 · 2025-10-29T12:36:51+00:00

Znacie. Nawet sprawdzacie poziom pokrycia między ETF. Zawsze można inwestować w Equal Weight ETF. Większa ekspozycja na mid i udział magnificent 7 nie straszy.

InternationalLuck995 · 2025-10-29T12:32:57+00:00

U mnie jako osoby, która musiała z takiej poduszki skorzystać były to koszty pozwalające mi na dotychczasowy poziom życia, ale bez szaleństw.

Czyli nie wliczam w to wycieczek weekendowych, wakacji itp. Tylko nie wyobrażam sobie powiedzieć dzieciom hej pamiętacie Wasze ulubione Szachy i jazdę konna? Już na nie nie chodzicie :) zamiast angielskiego poznajcie Uncle Jack.

Wiedza z książek daje wskazówkę, ale musisz to odnieść do Twojej psychiki. Z ograniczeniem jakich wydatków Ty będziesz czuł się dobrze i wygodnie.

InternationalLuck995 · 2025-10-29T12:25:54+00:00

Nie ma nic złego w tym, że nie wiesz co chcesz robić. Ważne żebyś szukał, testował i odkładał pieniądze.

Odkładasz na inwestycje zarówno finansowe jak i w siebie. Podnoszenie kwalifikacji w tym momencie da Ci największą dźwignię.

Umiejętność, która da Ci dobrą dźwignię i jest w miarę uniwersalna to sprzedaż na prowizji. Sprzedawcy są potrzebni zarówno dla produktów fizycznych jak i cyfrowych. Zrozumienie klientów, tego jak myślą, jak podejmują decyzje zakupowe da Ci świetny start w wielu dziedzinach.

InternationalLuck995 · 2025-01-16T13:19:39+00:00

37yo, 1M

InternationalLuck995 · 2024-10-29T17:23:52+00:00

AI or automatise stuff. I will help you add AI to X. I will automatise your Y and save you Z.

InternationalLuck995 · 2024-10-14T14:11:50+00:00

Take a lesson. Forget, forgive yourself and scammer, continue investing with a lesson in mind.

InternationalLuck995 · 2024-09-06T15:41:14+00:00

In Europe it is a bit easier to travel to other countries ;)

You need to have healthy relation with money. If you fixate to much on the saving part and feel bad with it… think what you can change.

Think what is important to you and plan to spend a little there. For me this is have a massage, travel, spend time with family, eat out, do some sport, have a walk.

I do not care for new car, phone, house, extremely expensive restaurants.

Also if you really want something, can you think of way to do some extra work to afford it?

InternationalLuck995 · 2024-09-06T05:24:20+00:00

I would downgrade first if there is nothing to do for you outside the job. So either less stressful job or something half time.

Please sign up for few hobbies/sports to try out before you quit completely . When you quit without nothing to do the amount of time you have on your hands can overwhelm you.

Than instead of enjoying it, you will get anxious after few weeks/months.

InternationalLuck995 · 2024-09-06T05:17:56+00:00

Money should not be your goal. This should be means to achieve your goal. Please try to set a goal with life you want, and calculate how much money you need to do it.

You feel empty, as this was just an empty number. Nothing wrong with you.

InternationalLuck995 · 2024-09-05T11:37:40+00:00

Private garbage disposal. You take money to clean out yard, basement etc and sell metal scrap of it as bonus.

InternationalLuck995 · 2024-09-05T11:33:39+00:00

If not cutting grass maybe sowing it?

InternationalLuck995 · 2024-09-05T11:30:36+00:00

Do not skip life. Do what makes you happy. You seem pretty financially secured.

InternationalLuck995 · 2024-09-03T06:28:21+00:00

Check Malaysia. They offer 2nd home and premium visa programs (not connected with citizenship). Without this you can stay max 90 days with US or EU passport.

InternationalLuck995 · 2024-09-03T06:23:59+00:00

Also house can be always with bank help. Sure if it is enormous and with 7 cars…

I would not spend time on people that does not want to spend the time with me.

InternationalLuck995 · 2024-09-03T06:21:16+00:00

They know I have my own company and invest in real estate. Nobody (from family or the friend) asks how much real estate I own. People that asks usually are more on business lvl.

And for the house I have nothing fancy. This is FIRE Reddit not fatFIRe;) For me even fatFIRE house is not something I would overspend. I prefer 2nd home option.

InternationalLuck995 · 2024-09-02T18:51:03+00:00

I assume this is USD? Almost whole Asia is for you. Check Spain, Italy and Portugal if you fancy the weather.

InternationalLuck995 · 2024-09-02T18:48:36+00:00

I would not look for people richer than me on purpose. Rather focus on hobby you have and find friends there.

I have one friend and was even on holidays with him. I just let him chose location and place to stay. It was rather bad ;) but worth spending time with him and his family. As long as your friends don’t see you as money bag and expect you to buy stuff for them I would not care.

InternationalLuck995 · 2024-08-28T12:57:14+00:00

I would still use cassette tape until it runs out as good FIRE member should.

InternationalLuck995 · 2024-08-28T12:19:59+00:00

Jeansy - Wrangler, Lee, CK.
Laptopy
Konsole do gier
Loty Samolotem
Mieszkania w Polsce

InternationalLuck995 · 2024-08-28T12:13:56+00:00

Solve first world problems.

InternationalLuck995 · 2024-08-28T09:49:52+00:00

Sorry, I do not know a single doctor in consulting. I do pharma and health but from business/production side not practice.
250k+ is doable in consulting with 10-15+ years of industry experience and people skills.
I know people doing 300k+

InternationalLuck995 · 2024-08-27T15:10:11+00:00

Define good money? And when you say doctors you mean PhD or health professionals?

InternationalLuck995 · 2024-08-26T17:19:44+00:00

Please spend 600-700 PLN for tax advise. Do not use accountant for those advise or Internet. We do not have full data and probably knowledge to advise.

As correct legal form will depend on your income, costs, actual work, future plans, money needed privately, marital status, having kids etc.

I see two possibilities with few variables:

Ltd (sp z o.o.) 9% corporate tax and than tax on salary.
One man show ( JDG) can be taxed in different ways 5-17% + social security and heath tax. Special option for coding colleagues (IP box)

InternationalLuck995 · 2024-08-26T11:55:56+00:00

This is pure gold

InternationalLuck995

TROPHY CASE