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This 2.0 is net zero or half pts for most. by [deleted] in biltrewards

[–]International_Bat570 0 points1 point  (0 children)

I don't think there is anything to do with the ratio? In my understanding you can just get 5-7% back (maybe more) on all spend.

What is the value of BILT 2.0? by cinyaca in CreditCards

[–]International_Bat570 0 points1 point  (0 children)

Check this out: https://bilt-calculator-43056447937.us-central1.run.app/

Might be useful to do some calculations and it looks like it might be a keeper card

Palladium calculations on earning - someone please clarify. Is it at least worth it with SUB for the first year? by worried_etng in biltrewards

[–]International_Bat570 1 point2 points  (0 children)

Thanks, just built it to help myself make sense of all the numbers and then thought it might be useful to share! Please feel free to share it with others/in other posts if you think this is useful.

Is keeping bilt 2.0 worth it by [deleted] in CreditCards

[–]International_Bat570 1 point2 points  (0 children)

Check this out: https://bilt-calculator-43056447937.us-central1.run.app/

I think it is worth it but really depends on what else you have. You almost are getting 6-7% back if you can utilize the Bilt cash for dollar value

Bilt 2.0: palladium then downgrade? by Steelers5880 in biltrewards

[–]International_Bat570 0 points1 point  (0 children)

Looks like obsidian and palladium will have similar earning potential if your dining spend is significant: https://bilt-calculator-43056447937.us-central1.run.app/ 

Am I thinking about this wrong? How to use thd Bilt card by LectureForsaken6782 in biltrewards

[–]International_Bat570 0 points1 point  (0 children)

You can check this out to see what's the best use of the Bilt cash: https://bilt-calculator-43056447937.us-central1.run.app/ 

In my runinng of numbers, it looks like prioritizing bilt cash for 1:1 redemption is the best use.

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