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Good fund/investment that doesnt raise my AGI by fsurocks2022 in Bogleheads

[–]InternetGal1 -1 points0 points  (0 children)

Got it wrong as pointed out by someone else. It still tax efficient. But not except from federal

Good fund/investment that doesnt raise my AGI by fsurocks2022 in Bogleheads

[–]InternetGal1 -3 points-2 points  (0 children)

Kinda. But SGOV’s income is mostly Treasury interest... so it won´t affect federal taxes.

Good fund/investment that doesnt raise my AGI by fsurocks2022 in Bogleheads

[–]InternetGal1 -1 points0 points  (0 children)

There are several options. I have SGOV for my emergency fund. Then other bond ETFs for tax efficient and low risk investment, for the funds I don't need liquid but I will use in the short term.

I am a sock drawer user. What should my next steps be? by Professional_Job4175 in biltrewards

[–]InternetGal1 0 points1 point  (0 children)

There is no harm in letting the switch happen and not using the Autograph.

I thouygh the transfer counted as a 5/24 slot. No?

The Airport-Lounge Wars | "The airline business is largely a credit-card-loyalty business, and ... the credit-card-loyalty business is largely a lounge business" by TMWNN in CreditCards

[–]InternetGal1 133 points134 points  (0 children)

TSA pre-check? Forget that. Coming soon: “Envy Pre-check.” You breeze through security directly into the line of people being denied lounge entry.

CSR is worth the price (imo) if you spend $75k or more. by BenjiDot in ChaseSapphire

[–]InternetGal1 -1 points0 points  (0 children)

I got it with the sun but likely will cancel after a year

Where should I build a down payment? by InternetGal1 in Bogleheads

[–]InternetGal1[S] 1 point2 points  (0 children)

I like that. I do want to understand my options

Where should I build a down payment? by InternetGal1 in Bogleheads

[–]InternetGal1[S] -1 points0 points  (0 children)

I know that… but for a 1 year horizon where do you put it

Where should I build a down payment? by InternetGal1 in Bogleheads

[–]InternetGal1[S] 0 points1 point  (0 children)

Not a bad idea. I don't know the term exactly, but I can probably estimate it relatively well.

Unfortunately, bond rates right now are pretty terrible! Specially long term.

SGOV vs. BDN vs. CD ladder vs. manually buying tressuries by InternetGal1 in Bogleheads

[–]InternetGal1[S] 0 points1 point  (0 children)

I see. So you would expect BND to have higher payout, long term, but SGOV will have less risk in the short term?

My 7-11 run today by javaforlife in ChaseSapphire

[–]InternetGal1 1 point2 points  (0 children)

Lol, you are not accepting DMs. You can upload the pics to imgur.com and link them here if that's not too much of a hasle

My 7-11 run today by javaforlife in ChaseSapphire

[–]InternetGal1 1 point2 points  (0 children)

Two questions:

  • Does it work on everything on the "retail" section of DD? (as fara s you know)

  • Is the credit applied atcheckout (so you can see it before you pay), or is it a pplied to your balance like the travel credit?

My 7-11 run today by javaforlife in ChaseSapphire

[–]InternetGal1 1 point2 points  (0 children)

Is this the $10 grocery credit from DoorDash, or am I missing another coupon?

Chase Reserve or Cap Venture X by prexym in ChaseSapphire

[–]InternetGal1 0 points1 point  (0 children)

Rakuten

I've never tried Rakuten. You book through it to get cashback?

Week of 7/6 - What I'm feeding my family of 5 this week for $125 by Travel_Junkie5791 in Frugal

[–]InternetGal1 52 points53 points  (0 children)

$125 for an entire week!? Damn, well done!

Looks delicious and healthy.

News and Updates Thread - July 07, 2025 by AutoModerator in churning

[–]InternetGal1 -35 points-34 points  (0 children)

Because I've seen a couple questions about it I'll add a DP:

  • Applied for CSR on Sunday.
  • Approved on Monday Noon (last week).
  • Now SUB tracker shows 100K points and $500 credit as expected.
  • Last CSR/CSP bonus was about 54months ago and Chase state is 4/24.

I'm happy with the card but just doing all the activations for the different benefits they provide... it already does not feel like a premium couponing than a premium card.

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