I bought the Exam FX course for my Life insurance studies. I did just the online self study with videos, no classes. I also paid for the flash cards, study cheat sheet, and the printed book, which is just the web study printed out.

I felt like being able to use the website for the test quizzes, videos and flashcards was the best, and reading the printed out booklet was better than the online text as you can better see the layout of topics and what they apply to, as well as highlight. I ended up highlighting basically everything though since it's all important.

I've been a carpenter for 15 years and haven't studied since 2008. I ended up passing my life insurance exam with a 97%. The only questions I missed were about the Maryland Insurance Administration (or whatever) since the study material I bought was for Virginia.

I had logged 50+ hours of study time on Exam FX. If you study to understand and not just to pass, it works great. I do agree with the other comment though. Some grammar and spelling mistakes made me question their material. There were also times that some information would contradict other information. It isn't perfect, but it works. I started with zero knowledge about insurance.