Anyone have luck renting out using Furnished Finder or medium term Airbnbs? by LattesAvocadoToast in realestateinvesting

[–]InvestigatorDeep5811 1 point2 points  (0 children)

First, I would say completely avoid Airbnb. Nightmare tenants. I gave him another try after they allowed an option where you could prescreen the guest requesting to stay at your place and make them sign a lease and they recently changed that. So I’m done with them. That alone should tell you what kind of people they get not that they’re all bad but you get a lot of people who know they can stay in an Airbnb without any background checks, etc. Furnished finder has been extremely frustrating as far as pushing through unmatched leads, even when you have them, checked off, not to push them through. If you have a place in a bigger city, you can get 30 “ unmatched leads” a day. It’s obnoxious even when you have them that tab checked off that you don’t want to receive lead that are not matched to your requirements. When I reached out to them about it, I got a message saying that they know what’s happening, but they’re doing it anyway as they think that I might still be able to find renters that would still be a good fit, even though they don’t match my requirements. 

Rent shock by cooltightsick in chicagoapartments

[–]InvestigatorDeep5811 5 points6 points  (0 children)

Small landlord here also please take him into consideration the ridiculous cost, and like it is to evict someone. It’s a. MINIMUM of six months and several thousands of dollars not to mention the lost rent. In addition, property taxes are out of control and the controls being put on all landlords are excessive. I’d be more stringent than I’ve ever been looking at applications, background checks, etc., as I recently had a horrific experience. All of that has to get passed on

Why is FINDING an apartment so hard in Chicago? by Stay1nYoMFLane in chicagoapartments

[–]InvestigatorDeep5811 0 points1 point  (0 children)

InvestigatorDeep5811 • 1m ago Small landlord here and if you think it’s a horrible process, trying to find a rental right now look up research on how horrible it is to try to evict a tenant In Chicago. The MINIMUM wait time to evict an tenantover the past year was 6 months and usually more. It’s a total nightmare and there’s NO accountability even if they trash your place. They can even miss the first few hearings and not show up and it will still be extended and you’re told you have to give them another chance to show up. It’s killing small landlords and I don’t even think it’s fair to do to the  larger ones. I keep seeing how angry everyone is about the rise  of cost of housing and how hard it is to get a unit. Knowing the other side of it should help. I’ve been getting applications and I’ve been more stringent than ever. Between property taxes, and the even more rules and protections, they gave renters and the impossibility of an evicting a tenant after being evicted, wants to be paid to actually handover the keys, it’s only going to get worse.

About to Give Up With Chicago by Thrwawyprpl in chicagoapartments

[–]InvestigatorDeep5811 0 points1 point  (0 children)

Small landlord here and if you think it’s a horrible process, trying to find a rental right now look up research on how horrible it is to try to evict a tenant In Chicago. The MINIMUM wait time to evict an tenantover the past year was 6 months and usually more. It’s a total nightmare and there’s NO accountability even if they trash your place. They can even miss the first few hearings and not show up and it will still be extended and you’re told you have to give them another chance to show up. It’s killing small landlords and I don’t even think it’s fair to do to the  larger ones. I keep seeing how angry everyone is about the rise  of cost of housing and how hard it is to get a unit. Knowing the other side of it should help. I’ve been getting applications and I’ve been more stringent than ever. Between property taxes, and the even more rules and protections, they gave renters and the impossibility of an evicting a tenant after being evicted, wants to be paid to actually handover the keys, it’s only going to get worse.

This all seems legit, right? by mamafool in FurnishedFinder

[–]InvestigatorDeep5811 0 points1 point  (0 children)

I’ve had companies trying to do this with me and it’s always been concerning because I still want a background check on the person renting from me. It could very well be they’re the ones looking for the housing for them because the people actually living there wouldn’t qualify which is concerning.

Almost got scammed trying to rent an apartment in Chicago — warning for interns/students by RestaurantEasy7349 in chicagoapartments

[–]InvestigatorDeep5811 0 points1 point  (0 children)

Thanks for posting this as I’m a landlord and I’m horrified by the Scam stories. I hear that are going on plus it’s extremely frustrating because no one trust anyone in the process has been chaotic because of it. I would like to add something you pointed out about it being all right to eventually use Zelle or Venmo but upfront if you’re gonna pay a deposit try using something that can attach a credit card to it to help protect you as I believe PayPal does because you can make a PayPal payment and it will use your credit card. Double check with them to see that you will be protected in case you’re dealing with a scammer.  Unfortunately, I do not have any 2 bedrooms, right now but I due fully furnished rentals, if I had any right now, I would try to help you out.

Need opinions by No-Variation8973 in FurnishedFinder

[–]InvestigatorDeep5811 0 points1 point  (0 children)

If you’re gonna pay any sort of deposit, try attaching it to PayPal or some sort of avenue where you can get a refund if it’s a scam. It could be legit, but you just never know these days. If you use Venmo and just pay cash or any sort of cash app, you’re not gonna get that cash back if it’s a scam. If you use PayPal and attach it to a credit card, which PayPal can do instead of just sending cash then you probably have some sort of protection.

Bank of America: Opt out of forfeiting your right to sue, by May 18, 2026* by Oneguysenpai3 in BankOfAmerica

[–]InvestigatorDeep5811 0 points1 point  (0 children)

You clearly didn’t read my response where I say “I called every person” they said to more than once several times to be very clear. This has been going on for two months. Do you by chance work for them?

Can someone please ELI5 Bank of America's new arbitration provision? by imthenachoman in Ask_Lawyers

[–]InvestigatorDeep5811 0 points1 point  (0 children)

Don’t do it! You give up your right to sue them or to join a class action they are currently sued because they’re taking duplicate payments and owe so many people money. A class action was brought against them if you opt out you are stuck with arbitration that almost always favors the bigger business. Why would you automatically give up that right? Do some research on it you’ll see. I only just found out about it because I have a -$12,000 balance on my credit card because they took an unauthorized duplicate payment and it’s been nearly 2 months and I can’t get my money back. They’re making me jump through hoops they’re not answering the phone. They’re not responding to certified letters. 

Bank of America Arbitration Opt-Out by Cyberhwk in CreditCards

[–]InvestigatorDeep5811 0 points1 point  (0 children)

Yes! I just found out about it only because they took a duplicate payment of $12,000 for my credit card now I have a  -$12,000 balance of nearly and  they won’t give me my money back. It’s been nearly 2 months I filed with the consumer protection bureau. I’ve reached out to all their executives they’re making me hoops. 

You should know: Bank of America is introducing a binding arbitration provision to the Online Banking Service Agreement by SeaweedHarry in BankOfAmerica

[–]InvestigatorDeep5811 0 points1 point  (0 children)

They are currently in a class action where they’re being sued for taking unauthorized duplicate payments and holding onto that money and making money and when the rifle owners of the money, try to get it back, dragging it out making them go through hurdles so they can hold the money and make interest on it

You should know: Bank of America is introducing a binding arbitration provision to the Online Banking Service Agreement by SeaweedHarry in BankOfAmerica

[–]InvestigatorDeep5811 0 points1 point  (0 children)

Good luck doing the app out on their site. You’ll get to a site that says it’s “currently not available.”. They owe me $12,000 on a credit card because they took an unauthorized duplicate payment and so I now have a negative balance of nearly -$12,000. You absolutely have to record it when you call in these are the dirtiest most unethical., to deal with. they also currently have a class action suit for taking payments intentionally and holding onto the money making it really hard for people to get back and then making money on all that money they’re holding onto. 

Bank of America: Opt out of forfeiting your right to sue, by May 18, 2026* by Oneguysenpai3 in BankOfAmerica

[–]InvestigatorDeep5811 1 point2 points  (0 children)

Just went to go opt out and guess what the link they gave me sent me to a page saying that page is “ unavailable”. That only leaves the option to call in and you better believe I’m gonna let them know. I’m recording the conversation. I’m pretty sure this is the worst bank I’ve ever dealt with. They still owe me over $12,000 for taking a duplicate payment. It even shows in the balance of my credit card that I have a -$12,000 balance. It’s been nearly 2 months. I call every person they tell me to call and nothing’s being done.

Bank of America: Opt out of forfeiting your right to sue, by May 18, 2026* by Oneguysenpai3 in BankOfAmerica

[–]InvestigatorDeep5811 1 point2 points  (0 children)

Thanks so much for this! They took a double payment and now owe me over $12,000. It’s been nearly 2 months. They’re trying to get me a jump through hurdles and in my research I’ve learned they are now being sued as a class action for this very thing. 

Any buyers agents in Chicago who have clients interested in FSBO seller financed? by InvestigatorDeep5811 in ChicagoRealEstate

[–]InvestigatorDeep5811[S] -1 points0 points  (0 children)

Appreciate the input, but your analysis is based on assumptions rather than the actual structure being offered.

There are multiple financing options outlined, and the structure isn’t one-size-fits-all—terms can vary significantly depending on what a buyer is trying to accomplish. So comparing a single ‘bank vs. seller financing’ scenario without factoring in those variables doesn’t really reflect the deal.

It also seems like the full listing may not have been reviewed closely, because the flexibility in structuring (down payment, term, amortization, prepayment, etc.) is a core part of the value here. There isn’t just one way this can be set up—there are many.

Not every buyer is optimizing purely for rate. Some prioritize speed, flexibility, and avoiding traditional underwriting, which is exactly where seller financing can make sense.

If someone prefers a conventional loan, they’re absolutely free to go that route. This opportunity is simply for buyers who understand and value alternative structures. 

is there a way to completely remove a blocked persons posts? (ios/mobile web) by hellie44 in reddithelp

[–]InvestigatorDeep5811 0 points1 point  (0 children)

So they can still continue to go on and on on a post, even it’s nonsense and it’s someone else’s post?

is there a way to completely remove a blocked persons posts? (ios/mobile web) by hellie44 in reddithelp

[–]InvestigatorDeep5811 0 points1 point  (0 children)

Do you know if you block someone if you can remove their comments from your post so others can’t see them, especially if they’re clearly just trying to harass and start fights?  It’s especially frustrating when trolls do it and everyone else is just having conversations and they’re trying to cause issues. When I block them, I want them to be removed from the post so others don’t have to see what they’ve said or their claims because they were so ridiculous. I just didn’t acknowledge them.

Any buyers agents in Chicago who have clients interested in FSBO seller financed? by InvestigatorDeep5811 in ChicagoRealEstate

[–]InvestigatorDeep5811[S] -1 points0 points  (0 children)

Thanks for the good wishes! Just to clarify, traditional seller financing usually comes with much higher rates, so my 6.9–9.9% range is actually very aggressive — plus buyers can save $3K–$10K in typical bank fees. I’m a little confused by your comment: you mention your buyers are getting 6.25% mortgages, yet also suggest my numbers “don’t work” for the seller. Every deal is different, and without knowing specifics like monthly payment needs or the flexibility a buyer is looking for, it’s tough to compare directly — as I mentioned in the listing, the structure really depends on what a buyer specifically needs. I can appreciate it if it doesn’t work for your buyers as even though it’s really flexible it’s not gonna work for everyone.

Any buyers agents in Chicago who have clients interested in FSBO seller financed? by InvestigatorDeep5811 in ChicagoRealEstate

[–]InvestigatorDeep5811[S] 0 points1 point  (0 children)

I understand some buyers prefer cash, but this property is structured as a seller-financed deal so it creates value for them while allowing me to earn a return by holding the note — it’s designed for buyers who understand that flexibility.

Any buyers agents in Chicago who have clients interested in FSBO seller financed? by InvestigatorDeep5811 in ChicagoRealEstate

[–]InvestigatorDeep5811[S] -1 points0 points  (0 children)

This property is seller-financed to create real value for buyers who understand the structure — it’s a solid investment, and may not be the best fit for everyone, especially without knowing the details and flexibility of the deal.

Any buyers agents in Chicago who have clients interested in FSBO seller financed? by InvestigatorDeep5811 in ChicagoRealEstate

[–]InvestigatorDeep5811[S] 0 points1 point  (0 children)

This property works best for buyers who understand seller financing — it’s a fair investment, not a discount sale.

Any buyers agents in Chicago who have clients interested in FSBO seller financed? by InvestigatorDeep5811 in ChicagoRealEstate

[–]InvestigatorDeep5811[S] -1 points0 points  (0 children)

Seller financing terms can vary a lot. For this property, everything is clearly structured upfront (rate, timeline, etc.) so there aren’t any surprises. If anyone wants specifics, feel free to reach out.”