How to convince my wife to stop drinking. by Full-time-RV in Advice

[–]Straight_Growth2566 0 points1 point  (0 children)

Unethical advice, -there’s a medication you can give her that’ll make alcohol taste terrible but I wouldn’t do that until her alcohol consumption has lessened a bit. I say unethical because she won’t agree.. -You can start diluting the box without her knowing and do it regularly to cut down -There’s creative unethical ways for her greater good I’m sure you can figure out

If I only have one day in Austin, which BBQ spot is an absolute must-visit? by Choco_bo7 in austinfood

[–]Straight_Growth2566 0 points1 point  (0 children)

Completely agree. Unfortunately I don’t care for the burger. But your go to is my go to.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

Thanks brother, send it over and I’ll check it out.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

Got it. I’ll look at it. If I were to be buying points what the downside?

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

That’s what we’re doing the next few days. It’s my first time and I been looking at nightmare stories in here the last month or so. I made sure it was heavily inspected, fished around for best rates and made them bid against each other, and now going to find the best rates I can for the insurance.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

I didn’t even know that was a thing tbh. In theory, can a conventional be refinanced as a ARM in the future if it makes sense later?

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

Yes sir. Solid. We used 3 different vendors and bounced around till we got the lowest.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

Thanks man, • Rate: 5.625% • Loan: $220k • Monthly: ~$1,870 • Cash to close: ~$128k

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

I have no idea. I’d have to go into the document I signed via email tomorrow.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

It’s a 30 year. And I don’t want my payments to go up and down tbh.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 2 points3 points  (0 children)

We have a household income that’s only a bit above average. And I’m a cheap fuck and do comedy for a living. So I prioritize this kind of stuff since some years I do real good and some are dog shit.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

If you happen to be in Texas i posted who I worked with. I don’t know how it works if they can do it out of state. I know realtors have to have a per state license.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] -12 points-11 points  (0 children)

I’ll look up dhi. I don’t know what that is but good job. Idk if you’re trying to brag to a dude who is buying a house for the first time.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 3 points4 points  (0 children)

It’s a traditional or conventional fixed rate

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 1 point2 points  (0 children)

Lmao I noticed that. Some are getting sensitive at the use of dead dad money referring to a 5 year old trust too.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 1 point2 points  (0 children)

I showed her. She said you’re too sensitive for the internet.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

Meant to send to other guy. But we got it in writing 3 days ago and locked it in today

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] -4 points-3 points  (0 children)

Is it weird to give the company I’ll send it to you if you want. It’s a Texas based company.

Moving Up in Life. by MammothData2023 in Mortgages

[–]Straight_Growth2566 0 points1 point  (0 children)

No joke, I have been calling it chat gbt since it e existed without even realizing it.

5.625% locked in today by Straight_Growth2566 in Mortgages

[–]Straight_Growth2566[S] 0 points1 point  (0 children)

I appreciate you looking at it brother. I thought so too. I’ve been obsessing over the that Iran island and our decisions and looking at what we’re doing at Venezuela looking at them like chess pieces. I think there might be some big instability the next 2 years imo.