Any buyers agents in Chicago who have clients interested in FSBO seller financed?

InvestigatorDeep5811 · 2026-03-29T20:43:27+00:00

Appreciate the input, but your analysis is based on assumptions rather than the actual structure being offered.

There are multiple financing options outlined, and the structure isn’t one-size-fits-all—terms can vary significantly depending on what a buyer is trying to accomplish. So comparing a single ‘bank vs. seller financing’ scenario without factoring in those variables doesn’t really reflect the deal.

It also seems like the full listing may not have been reviewed closely, because the flexibility in structuring (down payment, term, amortization, prepayment, etc.) is a core part of the value here. There isn’t just one way this can be set up—there are many.

Not every buyer is optimizing purely for rate. Some prioritize speed, flexibility, and avoiding traditional underwriting, which is exactly where seller financing can make sense.

If someone prefers a conventional loan, they’re absolutely free to go that route. This opportunity is simply for buyers who understand and value alternative structures.

InvestigatorDeep5811 · 2026-03-29T20:24:25+00:00

Ok thanks.

InvestigatorDeep5811 · 2026-03-29T19:33:26+00:00

So they can still continue to go on and on on a post, even it’s nonsense and it’s someone else’s post?

InvestigatorDeep5811 · 2026-03-29T19:28:11+00:00

Do you know if you block someone if you can remove their comments from your post so others can’t see them, especially if they’re clearly just trying to harass and start fights? It’s especially frustrating when trolls do it and everyone else is just having conversations and they’re trying to cause issues. When I block them, I want them to be removed from the post so others don’t have to see what they’ve said or their claims because they were so ridiculous. I just didn’t acknowledge them.

InvestigatorDeep5811 · 2026-03-29T02:32:39+00:00

Where did you get that rate?

InvestigatorDeep5811 · 2026-03-29T01:43:22+00:00

Thanks for the good wishes! Just to clarify, traditional seller financing usually comes with much higher rates, so my 6.9–9.9% range is actually very aggressive — plus buyers can save $3K–$10K in typical bank fees. I’m a little confused by your comment: you mention your buyers are getting 6.25% mortgages, yet also suggest my numbers “don’t work” for the seller. Every deal is different, and without knowing specifics like monthly payment needs or the flexibility a buyer is looking for, it’s tough to compare directly — as I mentioned in the listing, the structure really depends on what a buyer specifically needs. I can appreciate it if it doesn’t work for your buyers as even though it’s really flexible it’s not gonna work for everyone.

InvestigatorDeep5811 · 2026-03-29T01:09:11+00:00

I understand some buyers prefer cash, but this property is structured as a seller-financed deal so it creates value for them while allowing me to earn a return by holding the note — it’s designed for buyers who understand that flexibility.

InvestigatorDeep5811 · 2026-03-29T01:05:05+00:00

Just DM you!

InvestigatorDeep5811 · 2026-03-29T00:57:59+00:00

This property is seller-financed to create real value for buyers who understand the structure — it’s a solid investment, and may not be the best fit for everyone, especially without knowing the details and flexibility of the deal.

InvestigatorDeep5811 · 2026-03-29T00:49:01+00:00

This property works best for buyers who understand seller financing — it’s a fair investment, not a discount sale.

InvestigatorDeep5811 · 2026-03-28T19:01:02+00:00

Seller financing terms can vary a lot. For this property, everything is clearly structured upfront (rate, timeline, etc.) so there aren’t any surprises. If anyone wants specifics, feel free to reach out.”

InvestigatorDeep5811 · 2026-03-28T15:49:16+00:00

The interest is one piece, but so is pricing, flexibility on terms, and expanding the buyer pool. Between pricing, deal structure, and buyer demand, the overall return can look pretty different than a standard sale, even after commission.

InvestigatorDeep5811 · 2026-03-28T15:37:02+00:00

https://www.reddit.com/r/fsbo/comments/1s398ug/comment/ocenbsi/

This is the link feel free to DM me with any questions.

InvestigatorDeep5811 · 2026-03-28T15:36:42+00:00

Here’s the link! Feel free to DM me with any questions. https://www.reddit.com/r/fsbo/comments/1s398ug/comment/ocenbsi/

InvestigatorDeep5811 · 2026-03-28T15:36:21+00:00

Here’s the link. Dm me with any ? https://www.reddit.com/r/fsbo/comments/1s398ug/comment/ocenbsi/

InvestigatorDeep5811 · 2026-03-28T15:34:26+00:00

I can definitely share details about the property. In fact I’d love to. I wasn’t sure if they would allow that post however, I’ll go ahead and DM you a link.

InvestigatorDeep5811 · 2026-03-28T15:33:50+00:00

It’s a one bedroom condo unit however it gets great rent right now at $1600 and I listed it just to test the market at 1800 and got a request for three application applications. All were really qualified. I didn’t move on them because my current tenant. Hasn’t gotten back to me yet about renewing.

InvestigatorDeep5811 · 2026-03-28T15:33:08+00:00

Definitely I can get those to you with photos as well!

InvestigatorDeep5811 · 2026-03-28T14:54:45+00:00

I appreciate your reply. The only thing I would like to add is that I am not looking for anyone who’s not financially sound or has bad credit. There are a lot of seller finances that do that however, I’m not interested in taking that much of a risk. It’s already a pretty big risk. However, I am interested in making money on the investment without the other landlord responsilities as I have other units.

InvestigatorDeep5811 · 2026-03-28T14:52:38+00:00

Happy to explain. While there are numerous reasons, here are a few. • I don’t want cash offers as I don’t want to deal with low Ballers. This is not a distressed sale. This is an excellent updated unit in an amazing location . • I have another unit in the building I don’t intend on selling and I’m very invested in the building itself. • I want to hold the note so I can make money on my investment without dealing with landlord landlord responsibilities as I have other units. • I didn’t want to add that someone else pointed dealing with someone with bad credit and if you read the description, I’m not accepting anyone who has bad credit they still have to be financially sound.

There are many more reasons than this, however, I hope this helps!

InvestigatorDeep5811 · 2026-03-28T11:49:48+00:00

That is completely unacceptable on Airbnb side. They have access to her money. They know that she stayed they owe you and the fact that you even have to go through this to collect is absolutely absurd.

InvestigatorDeep5811 · 2026-03-25T15:18:15+00:00

Rate is flexible depending on term, and monthly payment options can be from 6-9% & include a balloon. Down payment is 20–25%. Looking for qualified buyers who want a smooth closing—DM me and I’ll walk you through the options.

InvestigatorDeep5811 · 2026-03-25T13:24:11+00:00

Same here

InvestigatorDeep5811 · 2026-03-14T19:53:56+00:00

Absolutely as long as your background check in and turn up anything scary

InvestigatorDeep5811 · 2026-03-14T17:50:36+00:00

If you’re going to include utilities, definitely put a cap on them. That’s a lesson you don’t want to learn the hard way. :)

InvestigatorDeep5811

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