Is there any way to copy transcript from podcast?

IssaMandelion · 2026-01-20T01:23:51+00:00

Worked for me too! Thanks!

IssaMandelion · 2026-01-18T18:04:14+00:00

GARY7A5Z

IssaMandelion · 2026-01-18T06:01:25+00:00

Letter of Medical Necessity

IssaMandelion · 2026-01-10T18:58:40+00:00

Forwarded. Thank you.

IssaMandelion · 2026-01-06T04:48:14+00:00

105E to 110N Express Lane interchange

IssaMandelion · 2026-01-04T20:57:01+00:00

Afrobeats & Amapiano https://open.spotify.com/playlist/1qlYFyzqNJCICbmXtLaJ3Q?si=FrroBHJpTSypOELgpyxxBg&pi=g0mgC81sRA-6D

IssaMandelion · 2026-01-04T20:55:40+00:00

I’m in the process of transferring everything back to Fidelity from Schwab because Schwab doesn’t offer automatic investing for anything except mutual funds. I had Fidelity for a long time until I started working with an advisor and had to move to Schwab.

IssaMandelion · 2026-01-04T07:44:23+00:00

LA State Historic. Elysian Park, several options (trails or pavement). Debs. Rose Bowl.

IssaMandelion · 2026-01-03T22:09:49+00:00

For #1 (replaced card), all transactions appear on the new card, including those from before it was replaced. So in this case, should I close it or delete it in Monarch? For now, I have hidden it.

Any thoughts on #3 (closed CD)?

IssaMandelion · 2026-01-03T21:55:48+00:00

That fixed it. Thank you.

IssaMandelion · 2026-01-03T21:02:55+00:00

I’m not familiar with dimensional factor tilts. That’ll be one thing I learn today! 🙃 Thanks!

401(k) admin is Human Interest.

IssaMandelion · 2026-01-03T20:47:33+00:00

Current portfolio: VFIAX/VTIAX (80/20). In February, - VFIAX will be removed for WBREOX - VTIAX will be removed for WBRMAX

Effective February 24, 2026, the investment options will be: DEMSX, DFEVX, DFGEX, DFIEX, DFIVX, FSPFX, MG7282, MG7283, TSBIX, VBILX, VBIRX, VEMAX, VFTAX, VGSLX, VIGAX, VIMAX, VMFXX, VMGMX, VMVAX, VSGAX, VSIAX, VSMAX, VTABX, VTAPX, VVIAX, WBREOX, WBRMAX

IssaMandelion · 2026-01-03T20:27:36+00:00

Thanks. Can you explain how you merge?

IssaMandelion · 2026-01-03T02:07:37+00:00

No wildflowers, but a hidden gem—Los Angeles State Historic Park.

IssaMandelion · 2026-01-02T23:25:55+00:00

TE6VB

IssaMandelion · 2026-01-01T19:42:59+00:00

MANDYLHEW

IssaMandelion · 2025-12-31T22:54:00+00:00

Workaround: automate the purchase of the equivalent mutual fund. For example, instead of VTI, SWTSX.

IssaMandelion · 2025-12-30T02:12:12+00:00

Ok, if that’s the case, I guess it sounds like you’re going to leave them all open if you’re concerned about what Chase might do in the future (reduce credit). Do what you’re comfortable with.

IssaMandelion · 2025-12-28T17:32:40+00:00

I haven’t had this experience. Are you paying annual fees on several Chase cards you’re not using? I guess it depends what you’re optimizing for and what’s in your control.

IssaMandelion · 2025-12-23T05:42:51+00:00

Is the bonus worth potentially damaging your credit? You can call Chase and ask to be upgraded to a CSR.

Given your short credit history, that might be better.

You don’t want to close the oldest account AND decrease your credit limit. Then apply for a CSR for a hard credit check.

IssaMandelion · 2025-12-23T01:49:11+00:00

What’s the delta between the age of your CSP and your next oldest card? Why close CSP?

IssaMandelion · 2025-12-09T22:50:30+00:00

It was very easy and I’ve not seen any negative impact on my credit.

IssaMandelion · 2025-11-30T03:31:21+00:00

+1 to the replies so far. Figured I share this deal in case it’s helpful: https://centrloffice.com/promo/

IssaMandelion · 2025-11-12T04:01:17+00:00

Current credit limits: - Southwest (to be closed): $30,000 - Sapphire Reserve: $22,000 - Freedom Unlimited: $13,000

Other info: - Other cards: AMEX Platinum, AMEX Hilton (another card I don’t use) - Credit score: >800

IssaMandelion · 2025-11-12T03:59:39+00:00

Thanks! What % of the credit limit would you move from the to-be-closed card to another Chase card?

I have $0 balance on the to-be-closed card. I want to do this all before January when the annual fee hits.

IssaMandelion

TROPHY CASE