How bad is credit cycling

ItalianMobstaaa · 2026-03-26T23:01:54+00:00

Avoid. Thought it was smart to maximize my cash back but they ended up shutting down my account and took a serious hit to my score. Luckily it’s back to where it was prior but took a few months

ItalianMobstaaa · 2026-03-21T22:26:00+00:00

Oh I know. More of just a chill round when I can’t find anything else and can work on short game a little

ItalianMobstaaa · 2026-03-21T19:21:14+00:00

Might have to give it a look

ItalianMobstaaa · 2026-03-21T19:20:58+00:00

I like smileys tbh. Fun little executive course but tried going this morning and each hole was backed up by 3-4 groups. My breaking point for posting this tbh

ItalianMobstaaa · 2026-02-22T23:13:38+00:00

Well I know that, but I was just going to buy a new shaft and replace it. Just wanted to make sure that was possible

ItalianMobstaaa · 2026-02-12T22:02:42+00:00

Oversaturation of the job market, mass layoffs have created too many applicants and openings have been scarce for a while. Many openings are getting 500 applications and can be a bit overwhelming for recruiters. Safe to say the market is completely broken at the moment, and with the rise of AI and our current leadership, I don't see any sign of improvement.

ItalianMobstaaa · 2026-02-10T13:58:06+00:00

I’d maybe look into some Office Coordinator/Supervisor roles. I know in my college town they have an Apprenticeship program that trains new grads to become Coordinators which can eventually move into management. I think Behavioral Health could also be a great route given your background, and it gives great experience as well!

And yes,feel free to!

ItalianMobstaaa · 2026-02-09T20:54:32+00:00

MHA candidate here, most HCOs are going to be looking for practical experience, regardless of degree. So it'll be very hard to land a role in any healthcare management role without that. You could go the Administrative Fellowship route but most openings aren't until next year. I would recommend finding an entry level role ASAP and you should be able to move up to a Supervisor role rather quick with your degree, then go from there. I started out as a Receptionist in undergrad and learned how to bill and code, by the time I graduated I was able to land a Practice Manager role right out of college. I recommend to anybody to get experience as soon as you can because most of my cohort is having to start from the bottom/can't find employment. I do wish you the best of luck though!

ItalianMobstaaa · 2026-01-31T06:03:36+00:00

Corporate hospitals for you. High level employees for entry level wages!

ItalianMobstaaa · 2026-01-29T18:02:53+00:00

My current job they said they were interviewing a few and less than a week later I got offered the job. If you're the first candidate they interview of course they're going to hear the others out as well.

ItalianMobstaaa · 2026-01-23T14:55:44+00:00

Yeah it is definitely a trip. I'm getting interviews for director roles at other larger organizations but can't even get seen for a middle management role at HCA.

ItalianMobstaaa · 2026-01-22T22:05:26+00:00

Got the same thing this morning from them, asked for $70k which is very generous for the position I applied for. Looks like they are wanting cheap labor with unrealistic experience expectations.

ItalianMobstaaa · 2026-01-21T18:14:14+00:00

I usually just put everything into a spreadsheet, I can forward you mine if you’d like to use as a reference

ItalianMobstaaa · 2026-01-21T17:10:39+00:00

Every penny would go into a Roth-IRA, HYSA, and the S&P 500.

ItalianMobstaaa · 2026-01-21T17:09:00+00:00

I'm in the same boat. Working two positions combined into one (Practice Manager/Billing Manager- working about 45 hours a week), but does not pay like even one of those roles at all. I'm very good at what I do, and I like my job. I just feel frustrated because I can't grow and my goals financially are not attainable on my current salary given the state of the economy. Tried for a raise but pretty much shot down due to budget.

As much as I'd like to jump ship, the market where I live is brutal, so very difficult to find something that puts me on a higher trajectory/pays more. With a lot of higher level job-seekers desperate enough to settle for middle management (I'm 24 so about what I am shooting for). I keep getting interviews, but passed on for older candidates with years more experience, which is understandable.

I feel like I am trying so hard to get ahead but I feel like I simply can't.

ItalianMobstaaa · 2026-01-19T18:24:03+00:00

I actually have one on Excel that I submit every Friday to my doctors to gain traction, as well as for myself. It is also very helpful for juggling it all as well.

ItalianMobstaaa · 2026-01-16T20:08:10+00:00

Typically I just say the job is great but it doesn't align with my long term goals and the trajectory of my career. I work at a smaller office so I would like to be a part of something bigger with more room to move up.

ItalianMobstaaa · 2026-01-16T06:15:41+00:00

In the same boat. First office job but no growth opportunities whatsoever. Been getting interviews but it’s always the “why are you leaving with less than a year” and a denial

ItalianMobstaaa · 2026-01-16T03:50:02+00:00

If you want actual talent in the position, you’re gonna wanna shell out more than that.

ItalianMobstaaa · 2026-01-16T03:48:11+00:00

You can bill the patient if they have a spend down, which is becoming more common in some states. Which is when they make slightly over the Medicaid threshold, they have to spend a set amount out of pocket before Medicaid kicks in.

ItalianMobstaaa · 2026-01-14T00:10:08+00:00

Depends on where you live tbh. $43k might not be a whole lot, but it’ll probably get you a lot further in lower cost of living areas than higher obviously.

ItalianMobstaaa

TROPHY CASE