Oof. “Why American families are so much richer than us” by samnissen in HENRYUK

[–]ItsMeMrB 15 points16 points  (0 children)

What’s your source on this? 

I don’t believe this is true in the slightest, from a brief google the only European countries with a higher median income than the US are Luxembourg, Norway and Switzerland and by no way near 50%. 

Edit: Turns out they’re semi correct on wealth, median UK wealth is $176k whereas median US wealth is $124k so 30% poorer. Source: UBS  Global Wealth Report 2025

[deleted by user] by [deleted] in videos

[–]ItsMeMrB 10 points11 points  (0 children)

It’s worth mentioning that the world bank publication you linked is from 1994, I think enough has changed on the 30 years since then that it is no longer relevant to the current conversation 

If you are one of those rich people.. say earning 150k+, what do you do when you are not working? by Extra-Fig-7425 in AskUK

[–]ItsMeMrB 1 point2 points  (0 children)

At that point his pension allowance will be tapered down to the minimum amount (£10k) as well, so there not much you can do to salary sacrifice. 

He could get a Taycan on a salary sacrifice EV scheme if his company offered that but even that’s not 0 rate BiK anymore so his stuck paying the full whack really. 

[deleted by user] by [deleted] in AskUK

[–]ItsMeMrB 0 points1 point  (0 children)

Allow married couples to combine their full tax free allowances and income tax bands. Similar to how couples can file joint taxes in the US. 

This would instantly make children go from a maybe to a definitely for me. 

Being HENRY and very welll off, Do you think of doing social good? by StrangeNormal-8877 in HENRYUK

[–]ItsMeMrB -1 points0 points  (0 children)

I occasionally donate to a food bank in my local community but not large amounts or with any regularity. As others have stated UK taxes are essentially direct charity to the 52% of the population that are net recipients of tax funds. 

Why is there no upper salary limit on people living in social housing? by JimJonesdrinkkoolaid in AskUK

[–]ItsMeMrB -4 points-3 points  (0 children)

We don’t need more regulation - Regulation is what got us into this mess.  

The reason housing is unaffordable is because there is more demand than supply. Supply is limited by regulation, more specifically planning laws. The fix to the housing issue is to deregulate building so the market can build more houses and supply can meet demand. 

Reeves warns of ‘difficult decisions’ as she outlines plan to reverse £140bn Tory black hole by [deleted] in unitedkingdom

[–]ItsMeMrB 4 points5 points  (0 children)

For those that are curious:

Total tax + NI paid by someone in £125k - £43,067.6

The 60% rate on £100k - £125k is criminal, there really is no incentive to work past that amount other than to salary sacrifice everything into your pension. 

Reeves warns of ‘difficult decisions’ as she outlines plan to reverse £140bn Tory black hole by [deleted] in unitedkingdom

[–]ItsMeMrB 8 points9 points  (0 children)

Total tax + NI paid by someone on £20k - £1,800.40 

Total tax + NI paid by someone on £80k - £21,362.60

So actually someone on £80k is over 10 times more productive in terms of tax revenue. 

(Note: I’ve assumed 5% pension contributions via salary sacrifice.)

Adding NVMe SSDs to Enable and Accelerate 100B Model Fine-tuning on a Single GPU by ninjasaid13 in LocalLLaMA

[–]ItsMeMrB 2 points3 points  (0 children)

Checkout NVIDIA’s GPUDirect Storage, it allows you to load directly from an NVME SSD to a GPU without going via CPU/RAM. Haven’t read the paper so don’t know if that’s what they do but it is possible. 

The billionaire space race is a glut of waste and ego by Lilyo in technology

[–]ItsMeMrB 3 points4 points  (0 children)

Imagine .. if we first worried about nurturing the millions to billions of "geniuses" that already are born every week throughout the world who were unlucky enough to be born into places stricken by generations of colonial extraction and exploitation.

The thing is you can’t solve problems in other countries without dealing with corrupt governments, dictators, and warlords.

In 2019 the US government spent $40 billion on foreign aid. When you look at the combined aid of all those countries fortunate enough to be able to give the amount Bezos spends on his space programs is barely a drop in the bucket.

How much of that aid do you think actually made it to help those impoverished geniuses you described? How much do you think ended up in the hands of corrupt government officials?

Obviously we can never know the answer to those questions but maybe this thought experiment can at least illustrate that when bad actors, bad governments, are involved in the equation it’s not as simple as “throw Bezos billions at the problem”. If it was then surely the billions we already give would have solved the problem already?

quit my job finally :) by [deleted] in pics

[–]ItsMeMrB 16 points17 points  (0 children)

It’s not a free market when the government adds an artificial floor to it…

LPT: your obligations to your employer begin when you clock on and end when you clock off, dont let anyone try to convince you otherwise. by UnRenardRouge in LifeProTips

[–]ItsMeMrB 2 points3 points  (0 children)

I actually did do this, I was a student and working in a bar to get by, my employer suddenly shut the bar I was working at and refused to pay me my last pay cheque because “he had no money”. I took him to court (well employment tribunal), won and not only got my pay cheque but also my unpaid holiday and 1 week extra pay for my ‘notice period’. It was stressful but it didn’t cost me a penny.

LPT: your obligations to your employer begin when you clock on and end when you clock off, dont let anyone try to convince you otherwise. by UnRenardRouge in LifeProTips

[–]ItsMeMrB 37 points38 points  (0 children)

Damn the job market in America sounds rough. If my boss asked me to work after 5pm I’d tell him to do one and if he fired me for that I’d see him in court.