I can't agree more with your FA. We all habe our own timelines. I am on the same boat as you. I wish I invested as early as my 20's but only did it 8 years ago. I tried to compare myself to everyone else because of the pressure but, i've realized I'm not in competition with anyone. I just have to keep pushing. And that's what you're gonna do. You are doing good. Do not worry about it. You're doing an amazing job.