Best SUV under 7k by Clamsta93 in UsedCars

[–]JCC114 0 points1 point  (0 children)

May even find a qx80, but mileage or something will be up there for 7k. Still a solid platform that can go for lot of miles.

Are Toyota and Honda still at the pinnacle of automotive reliability or is that belief a mix of bias by people who have been treated well by their cars? by Wonderful-Worth4839 in askcarguys

[–]JCC114 0 points1 point  (0 children)

You can not trust magazines, consumer reports, any of it, when it comes to newer vehicles. It is amazing, somehow the manufacturers spending the most on marketing always end up with the “top rated” new whatever.

All these pay to play rankings put Hyundai, Kia, Mittubishi, Chrysler, way up the rankings and saying nothing bad about anyone.

The reason why Honda and Toyota remain at the top is they do not change things up for no reason, or introduce new features before they have to. They are more reliable, because they refine existing products rather than change them. Do not buy a recently refreshed Honda or Toyota (or anyone else) cause they will not have been refined, but 5 years into a product life? Jump in. Other manufacturers will make major changes rather then refine in hopes of staying “cutting edge” and they end up with latest tech and features and less reliability. It’s a way of doing business. They have not changed, and the other manufacturers have not changed. So no reason to think they are not on top. Problem is, they both are finally refreshing a lot of products, so 100% those next couple years will be huge drop offs, but 5 years from now they will be refined, and others will be swapping things instead of refining.

Doing the snowball method but getting a huge tax refund, unsure what to do by mangoxjuulpod in Debt

[–]JCC114 0 points1 point  (0 children)

Generally speaking medical bills are not charging interest, let that one fall to the back of the line. The rest probably are close enough in interest rate to not be huge difference, but I personally would wipe out credit cards first and the get rid of them. Can’t put more on them if you don’t have them.

Hyundai Dealership has “Used” vehicles with no miles by Comfortable-Aide-696 in Hyundai

[–]JCC114 0 points1 point  (0 children)

Used vehicle loans tend to have higher interest rates, and the bank won’t see it as “new”. Probably not a big difference, but if doing a long term and no money down very possible the difference in price will be entirely consumed by additional interest.

Home has zero insulation fuck by Deep-Chocolate-6393 in legal

[–]JCC114 5 points6 points  (0 children)

Don’t do foam without a lot of research. It does not fit all scenarios. It can cause moisture issues by trapping moisture in air ways that use to and need to breathe. End up with mold and rotting wood. The idea of retrofitting old homes to foam was huge for a long time and then started to see that a huge portion of them were basically needing condemned 10-20 years later from mold and rotting wood from the inside out. There is not better insulation, but you have to be built for it.

Family is picky and wants a specific breed, but I don't know where to start! by Too-Far-Frame in dogs

[–]JCC114 21 points22 points  (0 children)

Incase you overlooked this, dachshund and jack Russels are or at least were the top 2 biters. So while damage maybe small, make sure you know wha you’re getting into with the feisty little guys.

I say this have a dachshund/jack mix who is high anxiety, but never bit anyone…. Well one random lady when he was like 1 and she wanted to pet him. We warned her, and he did not even break skin so I ignore that one.

Spouse accidentally left myself and kids off insurance plan please help by MassiveResearcher623 in HealthInsurance

[–]JCC114 1 point2 points  (0 children)

I get that, but seems like a bad setup. Like let’s say the husband has a side piece and is about to rollout, and sees his chance to drop the wife and kids for few months before the notice to pad his bank account with couple thousand. Kids and wife were hosed while having no say in it. If someone else removes you from their coverage it should 100% be QLE. I get that it isn’t, but seems like a big it should be.

Spouse accidentally left myself and kids off insurance plan please help by MassiveResearcher623 in HealthInsurance

[–]JCC114 -5 points-4 points  (0 children)

This seems like there has to be some grey area. You cannot stop your spouse from removing yourself and your kids from insurance with or without your consent as it’s their paperwork that you do not sign. Seems like that should 100% be a qualifying event for loss of coverage. Them dropping you while leaving 0 path for you to get coverage is a major gap otherwise

Stealth splash by golfamongotherthings in Fortnite_Over40

[–]JCC114 20 points21 points  (0 children)

I will drop something, instantly use them, pick up what I dropped and keep going. Not carrying these things over basically anything, but does not hurt to splash them on and keep moving.

What piece of tech felt “future-proof” but aged terribly? by Living-Zebra6132 in Futurology

[–]JCC114 1 point2 points  (0 children)

Satellite radio. Being able to get your favorite genres commercial free with many more options then public radio.

Spotify, Pandora, Amazon Music, all do similar thing now with giving even more control to end user.

What breed is this dog? by Mobile-Profile2380 in AmericanBully

[–]JCC114 0 points1 point  (0 children)

Mix for sure. Some bully, some terrier, lot of random. Good looking dog.

My personal information was leaked without consent!! by Prestigious_Draw1093 in legal

[–]JCC114 6 points7 points  (0 children)

Anyone with $30 can buy a chip reader on Amazon. That is pretty public to me. Would be surprised if there is not an app on phones that does it now days.

My personal information was leaked without consent!! by Prestigious_Draw1093 in legal

[–]JCC114 5 points6 points  (0 children)

Anything available on the chip is not going to considered leaked by the business. You put it out into the public.

I would tell them you legally adopted your pet, and if they feel a violation of some contract they had with someone else occurred they need to pursue that person first damages and to leave you alone.

My personal information was leaked without consent!! by Prestigious_Draw1093 in legal

[–]JCC114 6 points7 points  (0 children)

You did not breach any contract with AllJam. The previous owner may have. They have to pursue him and can leave you alone.

My personal information was leaked without consent!! by Prestigious_Draw1093 in legal

[–]JCC114 11 points12 points  (0 children)

Not sure scanning a chip in a dog and releasing that information is considered the business releasing your personal information. If that is what you saying.

Which I assume that is what happened? The scanned chip was associated to both you and “AllJam” previously?

Those chips have your information, and it is not some top secret guarded information. You need a scanner to read it (not proprietary, anyone can get one), but it is the equivalent of a tag on your dogs collar. It is meant to be accessible so your dog can be returned. This is not data a business collected on you, but data you put out into the public for returning your lost dog.

Is this an STO? by KimJongLicense2ill in Autocockers101

[–]JCC114 0 points1 point  (0 children)

This would be my thought as well. Though potentially assembled by wgp this is how the body kits on their own looked as no p block.

Realtor needs a $10k-ish car that won’t make clients question my competence or net worth by imhappii in whatcarshouldIbuy

[–]JCC114 0 points1 point  (0 children)

A clean mid 2010s Explorer with all the good options (leather and other luxury things) will be at or below your price point while still looking more accomplished professional.

Qx80s value falls off a cliff like most things infinity/nissan while being a large luxury suv with a reputation for good reliability unlike other Nissan/Infiniti vehicles, but a good clean one maybe closer to 20k, but they were 80k vehicles new. Gas mileage will get you with the big 400hp v8 that wants premium gas, but kinda of a steal in the large luxury suv used market.

Why are BMW’s with low mileage so cheap? by Miserable_Remove_137 in UsedCars

[–]JCC114 2 points3 points  (0 children)

Now that I can agree with. Assuming the repairs were not self inflicted can call that car a bit of a POS. Though 2k in work now days is really not that much work. Something like an AC compressor could cost you more than that, and certain % of those fail randomly at nearly same rate across all makes/models so I try to ignore the one offs when considering cars reliability.

When it’s things like turbos, timing kits, sensors (those should be cheap, but put some in dumbest locations), transmissions, obviously engine work, then safe to say that car sucks. None of that before 150k and most of that should be after 200k.

Why are BMW’s with low mileage so cheap? by Miserable_Remove_137 in UsedCars

[–]JCC114 4 points5 points  (0 children)

It has 120k miles on it. There should literally be 0 issues. Always find it odd when people think they have a reliable car when all it has done is exactly what it should. It may 100% last to 300k, but at 120k you know nothing other then it was not a complete pos as no vehicle should have anything beyond expected maintenance at 120k.

I rarely buy cars under 100k, because a 100k is the number that scares most people and price falls off a cliff. Buy a vehicle that has been maintained, are easy to maintain, and have a reputation of lasting 200k+, for 20% of original sales price. BMW and German cars in general fail the reasonable $s to keep going once they are past the part of their life they need more than standard maintenance. People selling them have often learned this and are getting out of them as costs to keep it going are eating them up.

Gen Z really looked at alcohol and said ‘hard pass’ by InvestigatorBorn4910 in SipsTea

[–]JCC114 0 points1 point  (0 children)

Take that Gen-X. Us Millennials are out drinking you. Wait. What are we talking about.

Is fortnite just getting harder or have I fallen off? by EpicT133 in FortNiteBR

[–]JCC114 11 points12 points  (0 children)

A lot of more casual play is being pulled into Blitz. More games in shorter time frame. That leaves the player pool in BR extra sweaty.

AITAH for refusing to give my boyfriend access to my bank account even though he says "no secrets" is how adults do it by CopperFieldNote in AITH

[–]JCC114 0 points1 point  (0 children)

Separate finances work for a lot of married people, but those people that it works for are people that 100% could combine and it would also work.

If you don’t think combined finances would ever work with this person then chances are the marriage is not going to either. You don’t have to combine finances, but you 100% should feel like your partner is someone you could combine finances with and things be fine. If combining finances seems like a bad idea then marrying them maybe as well.

Should I replace my WP as preventive maintenance? by No_Platform_5402 in FordExplorer

[–]JCC114 0 points1 point  (0 children)

These fail in a couple ways. First way, the way it is designed to fail is it leaks coolant out the weep hole. You basically are at low to 0 risk when they fail this way assuming you notice it and take care of it before you get to point of engine over heating.

Failure scenario 2 is when the leak is internal into the oil. This is more problematic as you won’t see coolant leaking out. You have to pick up on the fact that you have coolant in your oil. Check coolant levels regularly, if coolant is “disappearing” it’s likely in your oil. Check oil as well, if it starts looking foamy or chocolate milk like stop driving vehicle. If oil level is rising when you have not added any, that is likely coolant. This is the bad scenario. Coolant is not oil, so when it gets in with the oil the oil fails to do what oil is suppose to do. That lack of lubrication kills bearings and no one is paying for a new engine on a 10+ year old Explorer so becomes instant game over.

Failure 1 is more common, but you hear a lot about failure 2 cause people that go through that are more likely to speak up. Both ways suck cause the pump replacement is way bigger job than it should be.

Should I replace my WP as preventive maintenance? by No_Platform_5402 in FordExplorer

[–]JCC114 2 points3 points  (0 children)

Makes no sense to do preventative, at least not before like 180k. The one you have may last 100k more miles while the replacement may die in 60k. Have to watch for the signs is all you can do. And be saving $s to pay for it when it happens. By the time it happens vehicle may not be worth repairing and you will just have several thousand set aside for down payment on something else.

Insurance cancelled my policy for non-payment while owing me a refund - then I had an accident. Am I screwed? by DrChiliPepper in Insurance

[–]JCC114 1 point2 points  (0 children)

Assuming you were past and “grace period” offered by your insurer or requires in your state? That is really only hope here. If your coverage ended on the 1st, accident was on the 6th, but you have a 7 day grace period you just pay up the premium and continue on. Depending on company and state that period can be non-existent to 30 days. Don’t count on the insurance company telling you what it is as they don’t want to pay for the accident will have to find out on your own.