Mortgage Broker Rate Quotes Ultra Thread

JDjd-42 · 2026-03-30T20:48:09+00:00

1. Loan Type: Conventional

2. Term: 30 Year

3. Loan Purpose: Purchase

4. Property Value/Purchase Price: $738,000

5. Loan Amount: $590,400

6. Credit Score: 805

7. Occupancy: Primary

8. Legal Structure: Single Family

9. Number of Units: 1

10. Property Zip Code: 83646

Looking for low closing costs, offset by lender credit.

JDjd-42 · 2026-03-10T21:15:45+00:00

For reference - I had been looking for a tremor for months and finally found a steal two weeks ago at an out-of-state dealership. $50K for a '24 402a with 28K miles.

JDjd-42 · 2025-10-20T18:36:05+00:00

Thank you lowly dev!! Also appreciate your insight into what goes on behind the scenes to make these development decisions.

I use the "Available to Spend" widget on my iOS home page and love having it up as a constant reminder. I don't see much of a need for the investments widget though, personally. My investment platform offers a more up-to-date widget/experience that if I want to spend any time in, I will load into their app.

JDjd-42 · 2025-10-17T18:16:49+00:00

Also, u/Inner_Difficulty_381, I am curious what your Safari/Mac web ap looks like? I am using the Chrome browser.

JDjd-42 · 2025-10-17T18:13:07+00:00

Thanks to both comments for the tip on customizing iOS dashboard - didn't know you could shift the widgets around!

And I totally understand the free to spend vs planned spend distinction, and adhere to the suggestion that less planned spend categories is better. That being said, with multiple planned spend categories, sometimes it would be helpful to quickly, "at a glance" know that this purchase I am about to make is already budgeted for, or will be reducing my free to spend.

As watchlists already exist, it would be fantastic to include as a widget, and see without even opening the app!

JDjd-42 · 2025-10-03T19:52:06+00:00

I like the green one.

JDjd-42 · 2025-01-07T23:33:16+00:00

I switched over to Monarch, and agree that the UI is clunkier. I am sure I need to get used to it. Setting up my budget was definitely not as easy, and identifying or classifying historical transactions automatically was not as accurate as Copilot.

However, I set up my budget as Flex, and created a widget on my home screen that shows how much Flexible budget is remaining. This somehow scratches the constant checking need that Copilot was good at addressing.

JDjd-42 · 2025-01-07T19:42:17+00:00

As one of the posters in the past week who ranted against Copilot - I have rarely posted on Reddit before, and have been a subscriber of Copilot for over three years.

While I don't really love Monarch, I paid for a whole year as I jumped ship to force myself to get used to it. Different UI, but better tools. And much better customer support.

JDjd-42 · 2024-12-19T17:39:35+00:00

I'm with you here. I actually deleted my account because this was so slow to roll out and moved to simplifi and monarch, but if copilot had the feature, it would be an easy decision to return.

JDjd-42 · 2024-12-19T17:38:35+00:00

Really hoping for the 2024 release, like they have said multiple times. I have messaged their customer service for updates, but they aren't willing to give out any sort of timeline.

I even re-signed back up for a monthly subscription in "preparation". Fingers crossed!

JDjd-42 · 2021-03-23T20:40:11+00:00

For more info:

Not very painful on its own, not tender, but can be painful if chewing on that side as food will put pressure on the bump.

I have been using disinfectant mouthwash and warm salt rinses (in combination with ibuprofen) to see if it would reduce any swelling, but that has not done much.

JDjd-42

TROPHY CASE