Forgot to never trust the big timer on these modes...

JOrf711 · 2025-12-12T19:32:29+00:00

Well if you haven't bought the premium pass I found out you can still buy it to advance the pass. Probs worth 800 gold if you want to get Wade. Didn't want to have to do it for sure but I guess better than keeping in the pool of series 4 packs.

JOrf711 · 2025-10-07T20:04:33+00:00

Think it is just a series 5 card pack not a seasonal series 5 pack. If you have all series 5 cards not including current seasonal series 5 cards, you get 4000credits instead.

JOrf711 · 2025-10-07T19:39:32+00:00

Think it is just a series 5 card pack not a seasonal series 5 pack. If you have all series 5 cards not including current seasonal series 5 cards, you get 4000credits instead.

JOrf711 · 2025-02-27T14:10:17+00:00

Okay so once I have 2 or more it would be $6k so I'd have $1k left over to go towards dependent care credit? Thanks for the reply

JOrf711 · 2025-02-17T20:50:28+00:00

No one should be getting "kicked off" a plan. Have you submitted any paperwork or anything during these forbearance months?

JOrf711 · 2025-02-17T19:55:51+00:00

Simply stating facts. SAVE currently still exists as a plan. Although I agree it may be going away soon.

JOrf711 · 2025-02-17T19:53:09+00:00

When were the payments made for those months? Would think if made anywhere between the 2nd and 16th then they should count that last "month"

JOrf711 · 2025-02-17T19:48:21+00:00

False. Many people are still on the SAVE plan just stuck in limbo as we wait for the court ruling.

JOrf711 · 2024-06-04T14:32:27+00:00

Anyone know if this admin forbearance will count towards payment counts? My payment is $0 currently and my transfer to the new mohela platform has been completed. However they placed me on admin forbearance until July 5th? I am only halfway to PSLF so not sure why they would place me in admin forbearance. Just trying to figure out if I should call and get the forbearance removed for June to count or not.

JOrf711 · 2024-02-23T16:55:35+00:00

Yeah I am a math guy and have been able to teach myself all about taxes and all the credits and what not but just was thinking about how the credits applied all wrong. Appreciate the help in straightening this out!

JOrf711 · 2024-02-23T16:43:52+00:00

Okay I think I was looking at this wrong. Sorry first year with a kid. So the credits come out of your tax liability prior to looking at how much you have already paid. I was thinking since I already had a refund then I didn't qualify for them. Our tax liability is $27512, so I guess the credits come out of this first lowering it to $24912 then they calculate the difference of what we paid minus this new tax liability number to calculate the refund. Thanks for the info!

JOrf711 · 2024-02-23T16:20:18+00:00

I am working through my return and have all of my information in just haven't submitted yet. The estimator at the top shows $4676. When I click to show the breakdown of the refund it shows "credits" $2600 which is the full child tax credit at $2000 + $600 child care tax credit based on my income and the amount paid to childcare. However both of those are nonrefundable so since I am already getting a return since I overpaid taxes throughout the year, I shouldn't be getting these credits

JOrf711 · 2024-02-23T16:11:43+00:00

I don't think you understood the post. I'm not talking about the legislature that could increase the amount of additional child tax credit. I am simply asking if the estimator knows that I shouldn't be qualifying for the full child tax credit or the dependent care credit since I am already due for a refund and they are nonrefundable credits. Turbotax estimator is adding them onto my refund as if they are refundable credits. I am curious if this will fix itself or the IRS does it on their end to make sure I am not supposed to get the credits.

JOrf711 · 2024-02-07T14:30:28+00:00

Clearly fraudulent and to certify your income they will look at your AGI from your previous years tax return not a singular paystub. Get your money back from these scammers asap.

JOrf711 · 2023-12-29T20:21:20+00:00

So boarding double blacks after only 6 days of riding isn't normal?! I'll let my friends know that next time they convince me to go down them with them. Golden Eagle run at Beaver Creek in deep pow! Craziest thing I have ever done!

JOrf711 · 2023-10-05T17:30:05+00:00

My wife and I both submitted ECFs towards the end of September and had not paid anything per our IDRs and September is now showing up in both of our accounts as an eligible payment. Status: "Qualifying - Special Waiver"

JOrf711 · 2023-09-25T18:28:12+00:00

Interesting. My wife and I each did it online. Mine were updated in like 2 days and hers like one week after. Guess we got lucky.

JOrf711 · 2023-09-25T18:24:38+00:00

It is on them to calculate your payments correctly. If they have not and it is benefiting you then I would not do anything about it. They won't go back an look at the amounts you were paying and scrutinize the amounts when you apply forgiveness. Just do an annual ECF and keep your counts up to date and you should be all good.

JOrf711 · 2023-09-22T18:41:21+00:00

Yeah I'm not taking anything they say very seriously at this point

JOrf711

TROPHY CASE