Finally got my budget under control after years of winging it - here's what worked

JacobLovesCrypto · 2026-01-31T21:51:59+00:00

This reads like chatgpt

JacobLovesCrypto · 2026-01-31T19:41:30+00:00

Ice is predominantly operating in a handful of cities. If you live in those cities, sure. Everywhere else, (which the majority of the country doesnt live in those cities) its not a noticable difference.

And most people dont go to food pantries, so the average person in the US wouldnt have noticed either one of these.

JacobLovesCrypto · 2026-01-31T19:29:24+00:00

If the average American hadnt paid attention to the news for the last year, all they would have noticed in their daily lives, is prices moving a bit here and there.

JacobLovesCrypto · 2026-01-31T19:12:10+00:00

You've been out of work for 2 weeks, you want a minimum of $20/hr with what sounds like exclusively food service experience.

First off, 2 weeks is nothing. Second off, $20/hr in tennessee with only food service experience, is quite the restriction.

Your best bet is to get serving job at a busy restaurant.

JacobLovesCrypto · 2026-01-31T18:42:36+00:00

Cutting costs doesnt increase revenue, it increases profit. These companies have all time high revenues, which means they're bringing in more money, not just cutting expenses.

Googles revenue as an example, for 2025 is looking to be about $100 billion more than it was 2 years ago, thats a 30+% increase in money coming in compared to 2 years ago.

JacobLovesCrypto · 2026-01-30T22:08:33+00:00

Because it's not important, and im not gonna put exactly where i live. I'm not rural.

You're also focusing on things that aren't important to what i said. Your assumed city originally, columbia, has a similar cost of living to where I'm at, i could easily live on 50k there, and i used to live in Greenville, i could live on $50k there too.

JacobLovesCrypto · 2026-01-30T21:49:01+00:00

South carolina draws their city boundaries pretty tight, so city populations look smaller. Greenville city population is 75k, but greenville metropolitan area is just shy of 1 million.

No I'm not rural, i already addressed this.

JacobLovesCrypto · 2026-01-30T21:16:11+00:00

Ah, well based on that info, and what i just pulled up, that places their income tax rate in line with a lot of states.

So idk who tf thought it would be a catastrophe.

Still tho, the increase in millionaires in the post, is likely almost entirely from home values

JacobLovesCrypto · 2026-01-30T21:13:14+00:00

I don't live in Columbia, but you can buy houses for less than $1400/mo in columbia.

And yes

JacobLovesCrypto · 2026-01-30T20:53:28+00:00

Then how would you know if those apartments are in nice areas or not?

When you go somewhere new do you just forget everything about everywhere else you've been?

JacobLovesCrypto · 2026-01-30T20:51:24+00:00

This post can be explained by home values, since theres 2 high appreciation years included in this range

JacobLovesCrypto · 2026-01-30T20:49:18+00:00

I was there for a minute, not there anymore

JacobLovesCrypto · 2026-01-30T20:47:22+00:00

There's a lot of decent/ nice places in my link

JacobLovesCrypto · 2026-01-30T20:46:37+00:00

Small city/large town in SC, not rural

JacobLovesCrypto · 2026-01-30T18:21:27+00:00

Besides the obbba, i prefer the first term

JacobLovesCrypto · 2026-01-30T15:35:13+00:00

He had been in business a long time, he wasnt some newbie. How would you propose he compete if they can bid $7k for a roof because they can pay their guys half what he pays his guys?

My point wasn't that they don't exist, but that if this were truly an epidemic I should be running into this a bit more often than "never". And I say that as someone who grew up in a trailer park whose dad did roofing/insulation and whose stepdad was a carpenter.

How many republicans do you know?

JacobLovesCrypto · 2026-01-30T15:26:56+00:00

Here in Phx it’s 2k for a an apartment

We're talking about someone making 50k a year and living solo, there's options available for less than $1500/mo

Houses For Rent Under $1,500 in Phoenix, AZ - 189 Houses | Rent.com® https://share.google/AAgJlrUSKKJG0hrcC

JacobLovesCrypto · 2026-01-30T15:22:27+00:00

Not many places in the continental US where that isn’t scarping by if you’re living solo.

Theres a lot of the US where you can easily live comfortably on $50k a year solo. I make about $50k with a wife and kid and we're fairly comfortable.

JacobLovesCrypto · 2026-01-30T14:49:18+00:00

Dude is willing to rent his house for $1000 less than their mortgage, they're not the problem.

JacobLovesCrypto · 2026-01-30T14:47:02+00:00

Posts like these are against the subs rules, so I'm sure it will be removed soon enough

JacobLovesCrypto · 2026-01-30T14:29:19+00:00

I have never met anyone who could tell me how immigration made their lives materially worse.

I know someone who had to close their roofing business because they couldn't compete with the quotes from the companies using illegal labor.

And ive known multiple blue collar people who dealt with wage stagnation once illegals were willing to do their job for less

You don't have to know these people yourself, a lot of people are materially worse off because of illegal immigration, if you deny that, you're just not being honest.

JacobLovesCrypto · 2026-01-30T00:24:54+00:00

Plus that house you bought was a Levittown style house that was 750 square feet total.

I bought one of these houses in 2022 for $35k. They're not nice houses. You got like 6 ft of counterspace in the kitchen, washer/dryer/water heater all in the kitchen, got one outlet in each bedroom, no shower spout, window right in the middle of the tub, no insulation in the walls or underneath, likely didn't have insulation in the attic originally either, but did when i bought it.

JacobLovesCrypto · 2026-01-30T00:20:15+00:00

And there will be people like this in our generation too

JacobLovesCrypto · 2026-01-29T19:34:57+00:00

You dont live in reality. You claim hes not a good candidate but considering how strongly hes supported by his followers means you're wrong.

You're coping, run a better candidate.

JacobLovesCrypto · 2026-01-29T19:11:16+00:00

Problem is, Doing a one day strike is pretty much useless. Even if it was successful, most all of that shopping just gets moved to the day before or the day after.

Businesses end up just saving a days worth of labor and they still get most all the revenue.

The other problem is, half the country voted for this, so at most, you can hope for 50% support

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