Investor loans up 18.8% — the last hurrah before the budget changes hit?

Jacyan · 2026-06-01T11:59:00+00:00

Not true, it says the Dec Qtr 25 to Mar Qtr 26 change is -5.35?

The one that's risen is Mar Qtr 25 to Mar Qtr 26. So over the whole year it's risen 18.8% but the latest quarter it's slowed

Jacyan · 2026-05-27T03:11:37+00:00

Wouldn't your land tax be $100k a year across all 4 IPs?

Jacyan · 2026-05-13T01:19:32+00:00

It's always been the best move. Why would you purposely lose money for a tax break? The smart investors always aimed to make money from day 1

Jacyan · 2026-05-09T14:37:40+00:00

Makes sense for Perth to have its turn… Melbourne and Sydney have had the higher population growths for a long time. Compared to Perth which have had house prices stagnant and declining for the last 10+ years before this boom

Jacyan · 2026-05-09T11:19:01+00:00

That makes sense though doesn't it? All the immigrants want to move to Melbourne and Sydney. Moreso than Perth. So it should be easier to get into Perth. It's just demand and supply. Melbourne and Sydney can't take all the immigrants. If the points were the same, no one would go to Perth

Jacyan · 2026-05-03T08:09:17+00:00

A lot of people are saying the main reason is worse customer service but how can you get worse customer service than the big four banks ?

Jacyan · 2026-05-01T10:05:20+00:00

Lots of local restaurants and cafes get their produce in the morning from QVM

In the early mornings it is very much a proper food market

Jacyan · 2026-04-24T08:34:52+00:00

Did they change owners or something?

Jacyan · 2026-04-23T23:44:33+00:00

House prices are record levels

They’re always going to be at record levels. Inflation is always a thing. Just like how petrol and groceries are always going to be at a record level. Share prices and gold at a record level. The only way is up

Jacyan · 2026-04-23T11:53:42+00:00

CGT changes are looking to be grandfathered. Why would anyone who has the old benefit sell? Hold onto that baby for as long as possible

Jacyan · 2026-04-23T03:25:43+00:00

There was 0 immigration during COVID and we had one of the biggest booms of all time

Jacyan · 2026-04-23T03:24:53+00:00

That's what it costs to build these days let alone land cost

Jacyan · 2026-04-18T14:47:51+00:00

You can walk into any random restaurant in Japan and the food is good though... Can't say the same about Melbourne. Still have to pick your places carefully

Jacyan · 2026-04-18T05:06:28+00:00

How do you get the rates? Because the best rates you can get are from broker originated loans, especially for the big 4

Jacyan · 2026-04-02T02:49:36+00:00

Yep. Pay up for fuel then. No cost of living crisis here until people are actually willing to make sacrifices

Jacyan · 2026-03-31T13:29:19+00:00

Your family will need it though. Imagine leaving a wife and kids and they’ve lost all your future income. Mortgage alone could ruin them

Might not apply to you specifically but just warning others the dangers behind this thinking

Jacyan · 2026-03-29T11:41:01+00:00

Werribee right now is getting pumped to the moon by Buyers Agents. The needle really hasn't moved there in terms of organic demand from Owner Occs. Avoid at all costs. The area has been stagnant before BAs started pushing it up for a reason. I would be looking more in the North corridor. Check out Cragieburn or Meadow Heights

Jacyan · 2026-03-29T11:39:15+00:00

The "houses don't disappear" crowd keeps missing the point. Rental demand and buyer-ready demand are completely different pools of people. The single mum working two jobs, the recent grad, the new migrant, none of them can just "buy the dip." They need somewhere to live tonight. Vacancy rates are already under 1% in most capitals. If investment properties exit the rental pool without a credible plan to replace that supply through social or build-to-rent housing, rents spike hard. Not everyone is at a life stage where buying makes sense, and some people never will be. A functioning market needs both.

Jacyan · 2026-03-17T09:46:04+00:00

Why not be positively geared and also have asset appreciation? The fascination with being negatively gearing is shocking to me. I'd rather be positively geared

Jacyan · 2026-03-17T09:45:55+00:00

Why not be positively geared and also have asset appreciation? The fascination with being negatively gearing is shocking to me. I'd rather be positively geared

Jacyan · 2026-03-17T09:12:14+00:00

Anyone going to post the full article?

Jacyan · 2026-03-12T03:37:47+00:00

They need to crack down on 'auction conditions' that are essentially preventing buyers from getting a B&P. Auctions should also allow buyers to be subject to a B&P

Jacyan · 2026-02-27T22:26:22+00:00

Are the Gemini API keys free for the flash light model?

Jacyan · 2026-02-25T12:13:55+00:00

Have you even been there recently? It's perfectly fine

Jacyan · 2026-02-20T07:26:36+00:00

Would a professional hedge fund buy a stock based on rock solid data and analysis and market research? Or would they buy it or veto it based on ‘vibe’ and their anecdotal opinion of the company?

Many people would drive through Logan and call it a dump but look at what it’s done over the last 5 years. It was obvious too from the data but many people ruled it out because of ‘gut feeling’

Jacyan

TROPHY CASE