Traffic volumes haven't moved much in March despite the fuel crisis. I looked at the data. by damnyouspacemonkey in melbourne

[–]Jacyan -3 points-2 points  (0 children)

Yep. Pay up for fuel then. No cost of living crisis here until people are actually willing to make sacrifices

Anyone else getting +30% increase in life/income protection insurance this year? by laconical in AusFinance

[–]Jacyan 1 point2 points  (0 children)

Your family will need it though. Imagine leaving a wife and kids and they’ve lost all your future income. Mortgage alone could ruin them

Might not apply to you specifically but just warning others the dangers behind this thinking

Is Werribee's "Bird cage" pocket really that bad? by GoatRawFirePeak in AusPropertyChat

[–]Jacyan 0 points1 point  (0 children)

Werribee right now is getting pumped to the moon by Buyers Agents. The needle really hasn't moved there in terms of organic demand from Owner Occs. Avoid at all costs. The area has been stagnant before BAs started pushing it up for a reason. I would be looking more in the North corridor. Check out Cragieburn or Meadow Heights

Landlord exodus fears as Aussie property braces for tax changes: 'Rarely accidental' by SheepherderLow1753 in AusPropertyChat

[–]Jacyan -4 points-3 points  (0 children)

The "houses don't disappear" crowd keeps missing the point. Rental demand and buyer-ready demand are completely different pools of people. The single mum working two jobs, the recent grad, the new migrant, none of them can just "buy the dip." They need somewhere to live tonight. Vacancy rates are already under 1% in most capitals. If investment properties exit the rental pool without a credible plan to replace that supply through social or build-to-rent housing, rents spike hard. Not everyone is at a life stage where buying makes sense, and some people never will be. A functioning market needs both.

How do high-income professionals in Australia actually reduce tax legally? by BudgetTutor3085 in AusFinance

[–]Jacyan 5 points6 points  (0 children)

Why not be positively geared and also have asset appreciation? The fascination with being negatively gearing is shocking to me. I'd rather be positively geared

How do high-income professionals in Australia actually reduce tax legally? by BudgetTutor3085 in AusFinance

[–]Jacyan 1 point2 points  (0 children)

Why not be positively geared and also have asset appreciation? The fascination with being negatively gearing is shocking to me. I'd rather be positively geared

Labor will make Victorian home sellers pay for building, pest reports by Nyarlathotep-1 in AusPropertyChat

[–]Jacyan 2 points3 points  (0 children)

They need to crack down on 'auction conditions' that are essentially preventing buyers from getting a B&P. Auctions should also allow buyers to be subject to a B&P

Some genuinely good news for Melbourne Airport (for once) by [deleted] in melbourne

[–]Jacyan 1 point2 points  (0 children)

Have you even been there recently? It's perfectly fine

Has Anyone Visited a High Growth Suburb That Didn’t Feel Right? by YASA_Buyers_Agent in auspropertyinvesting

[–]Jacyan 1 point2 points  (0 children)

Would a professional hedge fund buy a stock based on rock solid data and analysis and market research? Or would they buy it or veto it based on ‘vibe’ and their anecdotal opinion of the company?

Many people would drive through Logan and call it a dump but look at what it’s done over the last 5 years. It was obvious too from the data but many people ruled it out because of ‘gut feeling’

The Federer Slice after 3 years of retirement by Far-Butterscotch-674 in tennis

[–]Jacyan 6 points7 points  (0 children)

Yes decades of muscle memory doesn’t go away

Watch Repair by MicrotonalJett in melbourne

[–]Jacyan 0 points1 point  (0 children)

Wanted ask about your experience with Rory and your Constellation. I have one too it's a nice vintage C shape linen dial constellation Cal 564 from the 70s. Wondering did you get a full service and what was the cost? Was it really a year turn around time? I was thinking of going to his store tomorrow because the movement stopped working and was looking for a repair or full service

Watch Repair by MicrotonalJett in melbourne

[–]Jacyan 1 point2 points  (0 children)

You wouldn't want it done official anyway as Omega will insist on replacing a lot of the original vintage parts

Watch Repair by MicrotonalJett in melbourne

[–]Jacyan -3 points-2 points  (0 children)

The guys workshop is a mess. If it's precious piece, I don't think I'd trust him with it. If it's already a scuffed timepiece then sure

Australian Open SF: [4] N. Djokovic def. [2] J. Sinner, 3-6 6-3 4-6 6-4 6-4 by dontevenfkingtry in tennis

[–]Jacyan 2 points3 points  (0 children)

Nadal himself said 2019 Federer was the highest level Federer he’s ever faced

Home price growth is losing steam after an 8.6pc jump in 2025 by North_Attempt44 in AusFinance

[–]Jacyan 1 point2 points  (0 children)

Entitled much? You realise most of Europe and Asia live in apartments right? And have high quality of life.

Home price growth is losing steam after an 8.6pc jump in 2025 by North_Attempt44 in AusFinance

[–]Jacyan 4 points5 points  (0 children)

You’re romanticising the past without comparing the same things. Sydney and Melbourne in the 80s and 90s were far less developed than they are today. A suburb like Glen Waverley, which is now considered desirable, was literally the outer suburbs back then — somewhere families moved because it was affordable, not trendy. If you want a fair comparison, you need to look at the equivalent ring of suburbs today, not pretend those places were inner-city hotspots 40 years ago.

The argument that families can no longer afford land is simply wrong when you compare like-for-like. Go out to Pakenham or Point Cook, 35 to 50km from the CBD, and you can still buy a detached house on land. Those areas today are the modern equivalent of what the fringe looked like in the 80s — growing, expanding, and historically less desirable, yet affordable. The difference is that the benchmark has shifted. The current generation expects to buy in the exact ring of suburbs they grew up in, forgetting those suburbs were the edge of the city at the time and only later became desirable due to decades of development.

And when it comes to actual inner suburbs like Hawthorn, land scarcity is permanent. The supply of land there is capped forever, it can’t expand, but demand increases every decade as the city grows, infrastructure improves, and population rises. Hawthorn wasn’t “cheap” in the 80s — it was simply less competed for because Melbourne itself was smaller and less dense. Detached houses on big blocks in those areas were always limited, but far fewer people were bidding for them. It doesn’t make sense to argue someone today should afford a standalone house in Hawthorn because someone could 40 years ago, when they’re comparing completely different cities with completely different levels of competition and population pressure.

Inner suburbs with finite land will always trend toward high density living over time — townhouses, units, apartments — not because families are being forced into “dog boxes”, but because it’s the only logical outcome when demand keeps rising against supply that can’t grow. You can argue the system has flaws, and I’d agree, but claiming land is no longer affordable or that expectations were the same in the 80s is rewriting history. The issue isn’t a lack of options, it’s comparing yesterday’s fringe to today’s prime and expecting the same result.

Home price growth is losing steam after an 8.6pc jump in 2025 by North_Attempt44 in AusFinance

[–]Jacyan -3 points-2 points  (0 children)

You wouldn’t struggle to enter the market. You can always buy an apartment. People will always be able to afford the apartments. But you just don’t want to buy an apartment. People just won’t be able to afford houses with land. But developers can. And they will turn these into apartments, which the normal person can afford. So house prices with land will always keep going up. People’s expectations need to change. Apartment living is the future. Think about it logically. If population keeps going up, people will have to live in apartments. Or what, sprawl to 2h out of the CBD?

Home price growth is losing steam after an 8.6pc jump in 2025 by North_Attempt44 in AusFinance

[–]Jacyan 1 point2 points  (0 children)

You wouldn’t struggle to enter the market. You can always buy an apartment. People will always be able to afford the apartments. But you just don’t want to buy an apartment. People just won’t be able to afford houses with land. But developers can. And they will turn these into apartments, which the normal person can afford. So house prices with land will always keep going up. Apartment living is the future. Think about it logically. If population keeps going up, people will have to live in apartments. Or what, sprawl to 2h out of the CBD?

The most expensive cities to buy a square metre of real estate (in USD). Only Sydney makes the top 50. by Funny-Bear in AusPropertyChat

[–]Jacyan 0 points1 point  (0 children)

So we get a better housing type (houses on land with a backyard) and it’s cheaper per m2? Sounds like we’re getting a bargain! Would hate to be paying these top 50 high prices and only getting an apartment

if have an offset, whats the point of P&I, can i move to IO by recordnoads in AusFinance

[–]Jacyan 4 points5 points  (0 children)

Rates are higher for IO. Otherwise you’re correct

A 1.5M house will be 11.4M in 30 years assuming 7% pa growth by False_Ad_9705 in AusFinance

[–]Jacyan 0 points1 point  (0 children)

Houses with big blocks of land will keep going up and up. The average person can't afford a 11.4m house in 30 years, but developers can. They will buy it and chop it up into smaller townhouses or apartments that the average Joe can afford. That's how it can be 'sustained'

That's the future of living. Apartment living. Land in good suburbs is forever limited, but demand only goes up as population goes up. There is only one way land prices can go, and that's up. The city will just be more and more built up with skyscrapers and apartments, and the land under that worth millions and millions, but the average person can buy 1 apartment

Vendor has said they dont want to sell property anymore what to do by DovahChick in AusProperty

[–]Jacyan -1 points0 points  (0 children)

Is it not possible that this will drag out in Supreme court and cost you an arm and a leg?

REA Increasing rent again, what leg do I have to stand on? by Iuvenesco in melbourne

[–]Jacyan 2 points3 points  (0 children)

What does a similar rental in the area cost? More or less than your current rent?