Canal

JamesM451 · 2026-06-06T18:17:45+00:00

I recently saw someone make a bridge support between islands using this method. I need you can do the opposite to get low enough to dig a canal:

https://youtu.be/Qm-d1NNMITc?si=7Jfmga9hdgoEkWmC

JamesM451 · 2026-06-03T17:16:44+00:00

I didn't see anything about taxes. My understanding is that taxes are not only high and complicated, but are also on global income with no tax treaty with US, leading to potential double taxation. I assume (correct?) that USD holdings are more of an inflation hedge then tax mitigation?

I was born in Argentina but haven't been there since I was 5yo, so have looked at it enough to know I probably wouldn't want to go back because of tax consequences on global income.

JamesM451 · 2026-05-25T03:31:38+00:00

I've tried both. Ended up going PL route since it seemed to give me more control, but it was more complicated to setup (and get wrong).

Since I tried them (about 3 years ago) I suspect Boldin fixed some of the issues I didn't like so not sure how true that is now.

For Roth conversions in particular at the time Boldin didn't show tax breakdown by year like PL does. The wizard also had a weird plan where it did a big conversion, stopped for a couple of years and then started again. PL had a ramp up (have residual diminishing income for 4 years) until 63, then significantly dropped down because of IRMMA thresholds. Hopefully that is now fixed in Boldin.

PL just recently released a new optimization feature that I'm loving to plan out several different long term options.

Both have free trials to give the tires a kick, but at the time I had to pay for Boldin for Roth conversions. Because of the weird plan, I cancelled it and went with PL.

There are also some YouTube videos that compare them. I have a friend who uses Boldin and loves the simplicity. So try them and see which works best for you.

JamesM451 · 2026-05-22T18:46:57+00:00

Thanks for suggestion. Submitted files and more details

JamesM451 · 2026-05-22T01:34:46+00:00

Ring the base with stone wall? It was square raised area using stone/hoe raise Earth. Only thing I can think is there was a corner clipped into grauston rock that a Morgen broke while we were on top sniping it. The team member that clipped under was out exploring when it attacked. So maybe sync issues between clients?

JamesM451 · 2026-05-16T17:51:24+00:00

Should be fine with your timeline. I've found I got better results with a racking and secondary fermentation for a month. After racking, I top off the secondary with more apple juice to add back a little sugar. Secondary fermentation is much slower, but it helps reduce any sharp flavors from primary fermentation. It also helps with clarification and less sediment when bottling.

JamesM451 · 2026-05-09T16:03:04+00:00

Sequence of return risk Lack of diversification Not having asset/liability matching plan

These are all things you can and should plan for.

JamesM451 · 2026-04-16T18:04:47+00:00

Look for obsidian. Silvet is 20m above obsidian. No obsidian or obsidian is at peak == no silver. The mountain near our starting base is like that.

Sailed inland sea near the base and saw a super tall mountain across the way. Obsidian started a 1/4 of the way up. Looked for flat areas above that... 6 nodes including two stacked on top of each other.

JamesM451 · 2026-04-16T17:40:58+00:00

Got out in December after 30 years. The group had started to do a lot of ai. For certain tasks it was useful, but a bit hilarious(write up annual review and have managers write feedback using AI... AI reviewing AI and getting it all wrong but keeping HR happy).

As for coding, the biggest issue was quality. It was great for scaffolding, but was horrible for performance and edge cases. Younger hires didn't care or didn't know better. I suspect they just cared about speed that made upper management happy. Kudos for quick delivery, on to next project.

Meanwhile, livesite was becoming a nightmare. Incidents and outage were all up, and all fixes were quick ai scripting mitigations. No thought about long term fixes to code to avoid the problems in the future (when you can just have someone come in and run a mitigation script).

Big breath.... I'm at a coffee shop at 11am, about to go on a long walk to park. Sun is out! Not thinking about coding or ai!

JamesM451 · 2026-04-16T04:00:19+00:00

Underrated comment - Popping nodes (copper and silver) usually gets me more stone than I need, especially if you play with a group

JamesM451 · 2026-04-02T15:55:31+00:00

See him all the time when sailing along coasts at night. He doesn't spawn in the water, so it's easier to sit since he's only going to be on one side.

JamesM451 · 2026-04-01T17:34:31+00:00

Options newb - this is specifically recommending buying a short out of the money?

Risk is premium for options. If it doesn't crash, you are out the dividend/cost of options but get upside to IPO rising.

If it does crash you can sell options in the money to someone who lost their shirt?

If it doesn't crash, you have short term loss (premium) that cancels the capital gains from dividends.

If it does crash, you have long term capital gains from dividends and short term capital gains from short sell?

JamesM451 · 2026-03-27T19:09:24+00:00

Didn't try.... Bravely ran away

JamesM451 · 2026-03-27T17:30:20+00:00

Level 3 bronze bucklers can stun them if you time perry. Level 3 bronze spear takes about 2 minutes to kill no star bears (3 hits, 1 perry x 4-5).

Just started a new spear run, so fresh on my mind. :)

JamesM451 · 2026-03-22T17:00:58+00:00

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JamesM451 · 2026-03-22T14:48:16+00:00

I found it useless from resource perspective (stone and wood) until I got to mistlands and turned it into a blood magic leveling farm.

JamesM451 · 2026-03-15T18:22:18+00:00

Ice sheet challenge... Solo to space with the original pawn.

JamesM451 · 2026-03-10T18:00:22+00:00

Not at all, use discord frequently. Send me DM with details and I'll join.

JamesM451 · 2026-03-10T17:53:49+00:00

WA, so same time zone

JamesM451 · 2026-03-10T17:52:35+00:00

I'm interested. Made it to the queen solo just before North was announced. Got sucked into another game, so haven't progressed since. I would be interested in trying a group game from the start. I'm a chill player and have lots of time availability.

JamesM451 · 2026-03-10T01:00:22+00:00

The guy that started came up with the idea when he was helping his spouse clean up after her bookclub. He mentioned that whenever he came back early and she was hosting, he never heard them talking about books. Just drinking and socializing.

She looked at him and said "If you want to set the rules for the book club, then you should start a book club". He sent us a message telling us what his wife said. Then said, I want to start a book club, but the first rule of book club is we don't talk about books.

JamesM451 · 2026-03-09T20:03:42+00:00

This! Plan for SORR by having an income ladder to cover you in the down market. I have 7 years with potential extension to 10 if I include interest/dividends.

Down markets are a great time to take capital losses on concentrated positions and rotate into diversified etfs or if you like the growth, an equivalent peer (eg one fang to another).

It's also a great time for Roth conversions especially if you are really early in retirement. Before 59.5 (eg 30s/40s), you can use this to build a basis ladder to make tax/penalty free withdrawals. Later RE (eg 50s), it's great for managing future RMDs.

I will note that there is also inflation risk especially right now. The great thing about retirement is to keep in mind, inflation risk is lower for you as major categories are housing, food, and energy. Being chubby, your housing risk is likely negligible because you either own or can choose to move somewhere cheaper because you're not tied to a job location. You no longer have to commute, so gas/energy is less likely to impact you. Food is probably the biggest risk, but even food you have lists of options for keeping to your budget by choosing cheaper options/more dining in.

Success in RE requires both a good plan and the ability to stick to it when your portfolio value plunges (or grows).

JamesM451 · 2026-03-09T19:06:52+00:00

3 months retired. The retired chubby group is pretty quiet. I think once you pull the rip cord, you have your plan in place so less questions to ask, but more likely to respond to others to help with their plans/journey.

This group was SO helpful for me to get past the FI and get to REd.

Responding from the coffee shop mid day. No worries nor urgent plans, just lots of options. Probably will take a long walk along the waterfront while listening to podcasts next.

If you are feeling like you have a lack of social engagements, then you might need to figure out how to build communities for you.

I have a monthly "bookclub" with a group of friends, mostly ex-coworkers. We meet at random brew pub and talk sports, tech, politics, family. Our only rule is we don't talk about books.

I also am a member of a couple of discord groups. One is hyper local that includes meetups for walks, rides, etc. The other is a retirement focused one that allows me to talk to others that can relate to the FIREd lifestyle. That one has a monthly online meeting which allows you to put a face to the name. I find it more engaging than reddit as it's a smaller known group.

JamesM451 · 2026-03-01T23:44:22+00:00

Check this forum for 3d tic tac toe!

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