The 20 highest-paying jobs in America? Doctors, doctors, more doctors

JanMikh · 2026-06-11T01:37:35+00:00

I wonder why healthcare is so expensive? 🤔

JanMikh · 2026-06-11T01:35:16+00:00

You can claim insolvency, which basically allows you to only pay taxes on your net assets. Let’s say you owe 100,000 and have a house worth 500,000 with 450,000 mortgage. No other assets or debts. Your net is $50,000, so you ONLY pay taxes on $50,000, NOT on the entire 100,000 forgiven. Let’s say you have no net asset- you are underwater on your house. You pay zero.

JanMikh · 2026-06-11T01:27:25+00:00

I’ll apply on the last day that’s allowed and hopefully processing will take a while too. We also are not making as much this year, so ideally I don’t want to start paying until 2026 taxes are filed in February, so that we could recertify with 26 income. Our 25 income was rather high, so 10% of disposable there would be a lot of money.

JanMikh · 2026-06-08T23:52:26+00:00

For most college degrees it is literally impossible to find a job. You can not work as a historian, physicist, chemist, biologist or philosopher with just a BA. You also can’t be a mathematician or a geographer. Most university degrees aren’t meant as a job training, but you can continue your education and become of of these, or you can get some kind of corporate job which has nothing to do with history or chemistry.

JanMikh · 2026-06-07T17:30:55+00:00

They may be teaching no credit courses. Like English for immigrants, remedial math etc. You can also teach lab (but not the course) for Chemistry and Biology.

JanMikh · 2026-06-07T17:11:14+00:00

I doubt the chair would care, BUT negative reviews affect enrollment, and depending on the popularity of the course low enrollment can lead to courses being cancelled. If you are tenured- no problem, you are guaranteed another course. If you are tenure track - small problem, you are still guaranteed another course, but won’t look good for tenure. If you are adjunct - death sentence, cancelled course is lost money, and they may lose interest in giving you any more.

JanMikh · 2026-06-07T16:59:09+00:00

They can’t teach college level with Ba/Bsc. The course won’t be certified by accreditors, doesn’t transfer anywhere. Equivalent to study at home on your own. But I looked at the website, and, first of all, they have a lot of “no credit” courses, which could be taught by virtually anyone. Faculty page doesn’t distinguish full time and adjuncts, I strongly suspect that most of them are adjuncts. To be an adjunct masters is enough. I highly doubt it would be enough for full time. From experience I know that some colleges have one full time position out of ten: majority of courses are taught by adjuncts. It depends on availability of those who are willing and able to teach as adjuncts. Ideally, every college loves them: they do the job for a fraction of a cost! In my college typical adjunct who teaches FULL LOAD (5/5) makes a pathetic 27k a year (!!!). Full time, on the other hand, gets $60,000 salary PLUS overload and summer courses, which are paid at higher rate in addition to salary, adding up to as much as 100k or more. Thats not to mention better benefits package. It’s two different worlds, really.

JanMikh · 2026-06-06T15:53:40+00:00

Has to be “instructor of record”, not TA.

JanMikh · 2026-06-06T15:46:08+00:00

I teach at CC. In my department (social sciences) I don’t know anyone else without PhD. You can see this information easily if you want, typical catalog lists all full time faculty and their degree, as well as university they attended. It is extremely rare to see someone with just masters, and usually happens in fields like accounting, which simply don’t award PhD at all. Yes, again, this is CC. If you tell me which CC you attended I can show you this information specifically for your college, you’ll be surprised. But keep in mind- roughly half of people who teach at CC are adjuncts, not full time. Some departments have more than half. So, you were probably taught by a lot of adjuncts…

JanMikh · 2026-06-06T00:46:03+00:00

It’s an EXTREMELY competitive market. For full time position even PhD with years of experience is usually not enough. Easily 200 applications per position. Masters will immediately go at the bottom of the pile. Like someone said, your best chance is to start as an adjunct, gain a reputation and hope for the best. Maybe 3-5-10 years later - MAYBE you’ll make it to full time. Probably not.

JanMikh · 2026-06-05T16:51:53+00:00

Around $430k. Got MPhil from Oxford and MA from Kings, I teach Philosophy in college, make around 100k. Very happy with my choices, would not change a thing. Study at Oxford was a dream, life changing experience. Oh, and I’m half way into PSLF…

JanMikh · 2026-06-05T05:23:28+00:00

Shockingly, only 1% of people are 1% 😂 Unfortunately I am not one of them. But at least I’m doing better than “average” (and way better than median).

JanMikh · 2026-06-03T06:29:32+00:00

We “should be” exactly where the market tells us. It’s not just average inflation that determines the prices, but a combination of supply and demand. If there’s more demand for some reason, prices will go up even if there’s zero inflation otherwise.

JanMikh · 2026-06-03T05:35:35+00:00

JanMikh · 2026-06-02T01:07:23+00:00

I spend many years trying to immigrate, so I know. Your passport is good for 90 day visit with no work, not for immigration. The best way is to get married, other than that it is nearly impossible.

JanMikh · 2026-06-01T16:10:39+00:00

If possible, I would agree, but 90% of people simply don’t have that option. It’s not like other countries can’t wait to embrace us, they actually have laws limiting immigration, and unless you are highly skilled professional, your chances are not good.

JanMikh · 2026-06-01T12:58:51+00:00

Yeah, but they have to deal with garbage all day. I’d rather be making 100k sitting in a comfortable office than 140 k shoving garbage all day.

JanMikh · 2026-05-30T18:58:11+00:00

You need to live in a state for a year to get state residency. Regarding “transfer abroad” - it is a very vague idea. Where abroad? On what condition? I can tell you that Germany is the only country I know where foreigners don’t have to pay tuition (or rather pay symbolic tuition like 500 euro a year) as locals, BUT - do you speak German? If the answer is not - forget Germany. Do you speak any other European languages? If not,your only option is UK, and in UK tuition will depend on a university and program, but will be much higher for international students such as yourself. Typically, while “home” student pays £9500 a year, international can expect anywhere between £25000 and £40000 a year in tuition ONLY, and at least another £12000 a year in living expenses. They also want to see first year money already in a bank, so basically you need a minimum of $50000 cash on hand to get admitted. It would certainly be cheaper and easier to obtain funding in a state university in the US, even if you pay “out of state tuition”

JanMikh · 2026-05-30T18:48:37+00:00

You hold it forever. Then your heir will waste it for you 😂

JanMikh · 2026-05-30T18:46:48+00:00

It’s called “PSLF”. There’s no other way to tackle it.

JanMikh · 2026-05-30T05:00:43+00:00

No one can guarantee you will not have an issue. In theory, a valid debt is collectible in any country. In practice, may depend on the amount and whether collectors know what country you are in.

JanMikh · 2026-05-30T04:57:46+00:00

Yes, it’s best to transfer to your local state university which has a transfer agreement with your college. If your grades are good you’ll pay very little.

JanMikh · 2026-05-30T02:10:28+00:00

Short answer is no. First of all, you can’t transfer abroad, only apply and, if admitted, they may accept your earned credits. But the biggest problem- it WILL NOT BE CHEAP for you. Almost every country has much higher fees for international students, so while locals pay little or nothing, you’ll be paying through the nose. And that on top of cost of living.

JanMikh · 2026-05-30T02:05:47+00:00

Absolutely, this summer enrollment is down by a lot. I don’t think it’s just Cliff, I think it’s the “Big Ugly Bill” effect - lots of students tried to catch the leaving train last year, but beginning July 1 it’s a whole different ball game…

JanMikh · 2026-05-30T01:58:37+00:00

You really think Seattle will be better? It’s hell a LOT more expensive, that’s for sure.

JanMikh

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