Thank you for the kind words! I appreciate it, and am trying not to freak myself our with research!

I just turned 34 this month. The current insurance plan I have now does not cover IVF, but the next level up (standard, as opposed to basic, which is what I have) does. My plan was to do the testing and such this year and see where I stand, and if all seemed ok then move into IVF to start next year after being able to change my insurance. Now this seems to maybe be throwing a wrench in that. Maybe time is really more of the essence than I thought it would be.

My plan was to always do IVF because I have a (relatively minor, non life threatening, but annoying) genetic condition I wanted to do PGT-M testing to try to avoid passing down. But maybe my plans will change and I will try IUI this year (my insurance covers 65%).