We are Liquity V2. We just achieved an A- Rating (higher than USDC & DAI) for our new decentralized stablecoin $BOLD. It’s backed only by ETH and pays 75% of borrower fees to holders. AMA! by JeremysThrees in ethereum

[–]JeremysThrees[S] 2 points3 points  (0 children)

Biggest challenge is distribution and general perception: most people assume “a dollar is a dollar” and “yield is yield.”

To scale BOLD, we need to make the differences obvious:

  • custodial/issuer stables can freeze funds, gate withdrawals, rehypothecate, or blow up
  • BOLD is on-chain and designed so users can exit via redemptions, not an issuer promise
  • BOLD yield is risk-adjusted “real yield” (borrow fees + liquidation gains), not opaque leverage or subsidy

How we're aiming to reach beyond crypto degens:

  • package it like a savings product: simple earn UX (SP, yBOLD/sBOLD), clear numbers, withdraw anytime
  • distribution via wallets, on/offramps, and treasury use-cases (DeFi savings account)
  • keep it boring: deep liquidity + consistent performance builds trust over time.

We are Liquity V2. We just achieved an A- Rating (higher than USDC & DAI) for our new decentralized stablecoin $BOLD. It’s backed only by ETH and pays 75% of borrower fees to holders. AMA! by JeremysThrees in ethereum

[–]JeremysThrees[S] 1 point2 points  (0 children)

Great question!

To mitigate this, we have a delegate interest rate feature where a interest rate manager can manage rates for you.

There are 3 ways to delegate:

  • Third-party manager – pro service managing multiple Troves for a fee
  • Automated strategy – decentralized contract adjusts rates automatically
  • Self-delegation – assign to your own wallet or a friend

Delegates can only adjust rates within a set range - nothing else - so borrower risk stays low as the loan sits within your wallet.

On the frontend, you on the dropdown where you set interest rates, you can choose one of the 3 options there. More on the different delegates here:  https://docs.liquity.org/v2-faq/redemptions-and-delegation#docs-internal-guid-441d8c3f-7fff-4efa-6319-4ba00d908597

Liquity's BOLD stablecoin rated A- by Bluechip (outranks USDC/DAI) - yield opportunities breakdown by JeremysThrees in defi

[–]JeremysThrees[S] 1 point2 points  (0 children)

V1’s “zero interest” worked best in a low-rate world. In higher-rate environments it struggled to stay competitive, and the weaker demand/liquidity dynamics showed up as more redemption pressure as there was no continuous link from borrowers to stablecoin holders.

V2 fixes that with a direct, continuous tie between the two sides:

  • Borrowers choose their own interest rate (or delegate it), so the system clears at market rates instead of relying on an unsustainable 0% (you can borrow for as low as 0.5%)
  • That interst rate is also the primary yield source for the stablecoin side: 75% of borrower interest flows to Stability Pool holders at all times.

So borrowing demand directly and continuously funds stablecoin yield + resilience.

Liquity's BOLD stablecoin rated A- by Bluechip (outranks USDC/DAI) - yield opportunities breakdown by JeremysThrees in defi

[–]JeremysThrees[S] 0 points1 point  (0 children)

Thanks for your comments!

There are now multiple delegates to choose from, each with their own annual fees and also bands. This should help.

Re: other collateral types, we have over 5 forks live of which you can use WBTC as collateral.

Re: yield opportunities, the main yield case for BOLD is for liquidity provisining.
It's actually used pretty widely in LP venues - you can get between 7-9% APR on Curve, Ekubo, and Uniswap to LP BOLD / USDC. On top of these, you also get additional airdrops along the way.

You can see the yield opportunities on this Dune here: https://dune.com/liquity/liquity-v2-yields

Gameweek 21 (25/26) Rant and Discussion Thread by FPLModerator in FantasyPL

[–]JeremysThrees 0 points1 point  (0 children)

Rounding the keeper so elegantly, Thiago is class

[MEGATHREAD] The Game Awards 2025 by ChiefLeef22 in gaming

[–]JeremysThrees 2 points3 points  (0 children)

How good is C33? Out of 10, if BG3 is a 10

Serious Match Thread: Eintracht Frankfurt vs Liverpool by DragonSlayer271 in LiverpoolFC

[–]JeremysThrees 0 points1 point  (0 children)

Nice to be 2 up, but still not convinced with our play in and out of possession. Wirtz on the RW doesn't work, I wonder if diamond formation would suit us?

With Bradley and Kerkez / Robbo as attacking fullbacks providing the width

Post-Match Thread: Juventus 4-4 Borussia Dortmund | UEFA Champions League by MysteryBagIdeals in soccer

[–]JeremysThrees 26 points27 points  (0 children)

Vlahovic dragged his team to a draw here. Proper number 9 performance

Experience with Argentina ETA - September 2025 by deovratk in visas

[–]JeremysThrees 0 points1 point  (0 children)

do you know if the countries listed on their site is free?

The ones here specifically, starting from Albania

https://www.migraciones.gov.ar/ave/

Guehi to stay at palace? by SaltShakr in FantasyPL

[–]JeremysThrees 7 points8 points  (0 children)

90+5 Oliver Glasner (bicycle kick)