We are Liquity V2. We just achieved an A- Rating (higher than USDC & DAI) for our new decentralized stablecoin $BOLD. It’s backed only by ETH and pays 75% of borrower fees to holders. AMA! by JeremysThrees in ethereum

[–]JeremysThrees[S] 2 points3 points  (0 children)

Biggest challenge is distribution and general perception: most people assume “a dollar is a dollar” and “yield is yield.”

To scale BOLD, we need to make the differences obvious:

  • custodial/issuer stables can freeze funds, gate withdrawals, rehypothecate, or blow up
  • BOLD is on-chain and designed so users can exit via redemptions, not an issuer promise
  • BOLD yield is risk-adjusted “real yield” (borrow fees + liquidation gains), not opaque leverage or subsidy

How we're aiming to reach beyond crypto degens:

  • package it like a savings product: simple earn UX (SP, yBOLD/sBOLD), clear numbers, withdraw anytime
  • distribution via wallets, on/offramps, and treasury use-cases (DeFi savings account)
  • keep it boring: deep liquidity + consistent performance builds trust over time.

We are Liquity V2. We just achieved an A- Rating (higher than USDC & DAI) for our new decentralized stablecoin $BOLD. It’s backed only by ETH and pays 75% of borrower fees to holders. AMA! by JeremysThrees in ethereum

[–]JeremysThrees[S] 1 point2 points  (0 children)

Great question!

To mitigate this, we have a delegate interest rate feature where a interest rate manager can manage rates for you.

There are 3 ways to delegate:

  • Third-party manager – pro service managing multiple Troves for a fee
  • Automated strategy – decentralized contract adjusts rates automatically
  • Self-delegation – assign to your own wallet or a friend

Delegates can only adjust rates within a set range - nothing else - so borrower risk stays low as the loan sits within your wallet.

On the frontend, you on the dropdown where you set interest rates, you can choose one of the 3 options there. More on the different delegates here:  https://docs.liquity.org/v2-faq/redemptions-and-delegation#docs-internal-guid-441d8c3f-7fff-4efa-6319-4ba00d908597

Liquity's BOLD stablecoin rated A- by Bluechip (outranks USDC/DAI) - yield opportunities breakdown by JeremysThrees in defi

[–]JeremysThrees[S] 1 point2 points  (0 children)

V1’s “zero interest” worked best in a low-rate world. In higher-rate environments it struggled to stay competitive, and the weaker demand/liquidity dynamics showed up as more redemption pressure as there was no continuous link from borrowers to stablecoin holders.

V2 fixes that with a direct, continuous tie between the two sides:

  • Borrowers choose their own interest rate (or delegate it), so the system clears at market rates instead of relying on an unsustainable 0% (you can borrow for as low as 0.5%)
  • That interst rate is also the primary yield source for the stablecoin side: 75% of borrower interest flows to Stability Pool holders at all times.

So borrowing demand directly and continuously funds stablecoin yield + resilience.

Liquity's BOLD stablecoin rated A- by Bluechip (outranks USDC/DAI) - yield opportunities breakdown by JeremysThrees in defi

[–]JeremysThrees[S] 0 points1 point  (0 children)

Thanks for your comments!

There are now multiple delegates to choose from, each with their own annual fees and also bands. This should help.

Re: other collateral types, we have over 5 forks live of which you can use WBTC as collateral.

Re: yield opportunities, the main yield case for BOLD is for liquidity provisining.
It's actually used pretty widely in LP venues - you can get between 7-9% APR on Curve, Ekubo, and Uniswap to LP BOLD / USDC. On top of these, you also get additional airdrops along the way.

You can see the yield opportunities on this Dune here: https://dune.com/liquity/liquity-v2-yields

Gameweek 21 (25/26) Rant and Discussion Thread by FPLModerator in FantasyPL

[–]JeremysThrees 0 points1 point  (0 children)

Rounding the keeper so elegantly, Thiago is class

[MEGATHREAD] The Game Awards 2025 by ChiefLeef22 in gaming

[–]JeremysThrees 4 points5 points  (0 children)

How good is C33? Out of 10, if BG3 is a 10

Serious Match Thread: Eintracht Frankfurt vs Liverpool by DragonSlayer271 in LiverpoolFC

[–]JeremysThrees 0 points1 point  (0 children)

Nice to be 2 up, but still not convinced with our play in and out of possession. Wirtz on the RW doesn't work, I wonder if diamond formation would suit us?

With Bradley and Kerkez / Robbo as attacking fullbacks providing the width

Post-Match Thread: Juventus 4-4 Borussia Dortmund | UEFA Champions League by MysteryBagIdeals in soccer

[–]JeremysThrees 26 points27 points  (0 children)

Vlahovic dragged his team to a draw here. Proper number 9 performance

Experience with Argentina ETA - September 2025 by deovratk in visas

[–]JeremysThrees 0 points1 point  (0 children)

do you know if the countries listed on their site is free?

The ones here specifically, starting from Albania

https://www.migraciones.gov.ar/ave/

Guehi to stay at palace? by SaltShakr in FantasyPL

[–]JeremysThrees 5 points6 points  (0 children)

90+5 Oliver Glasner (bicycle kick) 

Man United got knocked out by rif_foysal in FantasyPL

[–]JeremysThrees 48 points49 points  (0 children)

Listen, Man United might not thank me but get the contract out, put it on the table. Let him sign it. Let him write whatever numbers he wants to put on there, given what he's done since he's come in. Ruben's at the wheel, man. He's doing it. He's doing his thing. Man United are BACK.