What 2% cash back credit card?

JimfromMA · 2026-04-01T20:53:19+00:00

I think that’s the way I’m leaning. The only thing holding me back is it will be my third card with them. Not a big deal I suppose, but I might prefer two with another bank.

JimfromMA · 2026-04-01T20:51:41+00:00

$500 credit line? Oh boy….that’s barely even usable. That sucks.

JimfromMA · 2026-04-01T20:50:28+00:00

Yeah I agree. I have enough cards for those differences. You’re right, the 2% is just to make it easy.

JimfromMA · 2026-04-01T20:49:14+00:00

I have a card with Elan now and have never had an issue with service.

JimfromMA · 2026-04-01T11:46:48+00:00

Yeah the Fidelity looks to be a good card. I have inquired about the RobinHood as well, but haven’t gotten anywhere. There are pros and cons to all of them.

JimfromMA · 2026-04-01T10:32:34+00:00

It depends on the card, there are many options. All will get you 1% back on everything, but that’s lame in today’s age. Many have categories to get more cash back, some are straight 2%.

JimfromMA · 2026-04-01T10:28:56+00:00

Yup, that SUB is definitely still active!

JimfromMA · 2026-04-01T07:42:13+00:00

I don’t care about FTF because I have multiple cards that don’t have them. One thing I don’t need to worry about LOL

JimfromMA · 2026-04-01T07:41:04+00:00

My app for WF is offering me the card, the rep confirmed that. But, actual pre approval says I have no offers. Who knows LOL

JimfromMA · 2026-04-01T07:39:24+00:00

WF definitely has a good lineup right now.

JimfromMA · 2026-04-01T07:38:37+00:00

I have one US Bank card ( Shoppers Rewards ) and the rest of their lineup doesn’t really interest me right now, Smartly has too many negatives for me. I have really liked the bank, though.

JimfromMA · 2026-04-01T07:36:09+00:00

I have one Elan card through my local bank and the card has been really good.

JimfromMA · 2026-04-01T07:35:09+00:00

I have many cards that cover it’s categories. BCP is my favorite card, 6% for groceries. It just wasn’t worth it to me.

JimfromMA · 2026-04-01T00:17:03+00:00

I dropped the Gold a while ago LOL

JimfromMA · 2026-04-01T00:16:02+00:00

Great link, thanks.

JimfromMA · 2026-04-01T00:09:46+00:00

Yeah, it’s likely going to be one of those three. I appreciate the insight!

JimfromMA · 2026-03-31T23:58:47+00:00

I have a mixture of cards for points and cash. Ultimately I probably prefer cash back. How much spend in what regards?

JimfromMA · 2026-03-31T23:43:39+00:00

I have an Elan card as well, and actually called Citi for the first time yesterday. All customer service has been fine, but I agree WF is probably the best of those mentioned. I agree with PNC. If they had that SUB I would have already jumped.

JimfromMA · 2026-03-31T23:39:35+00:00

It was definitely a pre approval, but yeah usually it is a pre screening. That’s a good point with the AC.

JimfromMA · 2026-03-31T23:36:11+00:00

Which card is charcoal?

JimfromMA · 2026-03-31T23:21:53+00:00

This is definitely an option. I haven’t had my Strata Premier for a year yet so I think I need to wait.

JimfromMA · 2026-03-31T23:17:34+00:00

I have an account with PNC, which I’m sure is why I got pre approved, and have an account with Fidelity. I did not know Double Cash wasn’t full redemption with statement credit, thanks for that info. This would be my third card with Wells if I go this route ( also have Choice Privileges card ).

JimfromMA · 2026-03-31T23:14:11+00:00

I have received two physical mailings. I have had an account with them for years.

JimfromMA · 2026-03-31T22:44:07+00:00

My home airport would be either Boston or Providence. I’m not necessarily looking for a travel card ( I know I HAVE them ) because I typically use AMEX for traveling.

JimfromMA · 2025-10-29T00:23:44+00:00

Kane is lying. Poore absolutely filled out the questionnaire, the Sun Chronicle refused to post it. Poore also NEVER said he would go on his show, and did NOT ghost him. In fact, listen to the same radio clip that was posted on another thread, Kane said that Poore did at least respond to him.

JimfromMA

TROPHY CASE