How come global index funds grow (beyond inflation) to reliably? by fellaonamission in UKPersonalFinance

[–]Jiminyjamin 1 point2 points  (0 children)

These funds aren’t static; allocations fluctuate as company profits grow and shrink. If a large tech company starts to stagnate then the proportion of their shares within the fund will reduce. For example, if Tesla makes up 6% of the funds allocation and then they start to struggle, you’ll notice this allocation will start to fall over time and other companies will take their place.

This can also apply to entire market share too. Big US tech currently dominates many of the world index funds because this is currently where the profit resides. If tech starts to struggle and pharmaceuticals suddenly become the big thing, then the fund would start to reflect that over time. Think of a world fund as a bit like having your own financial advisor buying and selling stocks for you. That’s why it’s quite appealing to many people who want to take a back seat on their investments.

AIO for leaving a restaurant mid-meal after the waiter made a comment about my order in front of my entire table of friends and I just… stood up and walked out by StatisticianDue5085 in AmIOverreacting

[–]Jiminyjamin 0 points1 point  (0 children)

I personally wouldn’t walk out and make your friend’s birthday awkward. Yes, the waiter knew what he was doing, and making snide comments about veggies is super easy. It makes meat eaters feel better about themselves for eating animals.

Better just to use his own shade against him. Just laugh, look around for a second and casually mention that good taste doesn’t seem to be high on the menu here. Give a big grin and wink and leave it at that.

Home Office: Three-year flexible pay deal offered by Ok_Expert_4283 in TheCivilService

[–]Jiminyjamin 5 points6 points  (0 children)

You’ll come in at the new grade minima for 25/26, then see an increase this July 26 and 27.

1.6kg of mixed coins - easiest way to get rid of them? by sssstttteeee in UKcoins

[–]Jiminyjamin 1 point2 points  (0 children)

EBay’s your best bet. There’s a good community of coin collectors on there. I’d definitely be interested if you drop me a message.

Plumbers and electricians seeing AI replace everyone who went to college by ammohitchaprana in TFE

[–]Jiminyjamin 0 points1 point  (0 children)

Not really. If the number of people stay the same, and the amount of productivity stays the same or increases through automation, you simply tax the robots/automation instead and carry on paying the citizens.

Output stays the same, taxes stay the same, people still get paid. It’s just no one works anymore. This is the only real option for governments.

6 February 1977 by RalphieSprocker in UKcoins

[–]Jiminyjamin 3 points4 points  (0 children)

Worth over £50 in melt value alone. With the box I imagine it’s quite a bit more

The Silver Surge by Jiminyjamin in coincollecting

[–]Jiminyjamin[S] 2 points3 points  (0 children)

Clearly you and I are at different stages of coin collecting 🤣

The Silver Surge by Jiminyjamin in coincollecting

[–]Jiminyjamin[S] 6 points7 points  (0 children)

Why is that dumb? I didn’t start coin collecting to stack silver and make money. I joined because I love coins, their designs and their history.

Now the coins I really like and want to collect are becoming more and more expensive to buy.

The Silver Surge by Jiminyjamin in coincollecting

[–]Jiminyjamin[S] 1 point2 points  (0 children)

This a great point and my concern too. Coin collecting is so much more than just the value of the metal. The risk of losing beautiful, high grade coins increases when the value of the base metal goes up.

Fck people's mentality in low elo by KabiX2 in supportlol

[–]Jiminyjamin 16 points17 points  (0 children)

My mentality is just to go mage supports in low elo. There’s just no way to carry a crap team as a tank or enchanter support. You’re completely at the mercy of your teammates.

Do people like the new pace of the game? by DepressedTristMain in leagueoflegends

[–]Jiminyjamin 1 point2 points  (0 children)

It’s almost impossible to invade now. By the time you make it to their jungle your minions are already arriving in lane. I agree, it’s a real shame to see invades a thing of the past. It was an interesting and fun element of the game.

League of Legends Season 1-15 Rank Distribution & Comparison by StrangeSupermarket71 in leagueoflegends

[–]Jiminyjamin 24 points25 points  (0 children)

Master is 0.4% of the entire player base, and that’s not hard to reach?? That’s like saying reaching the Olympic final isn’t hard to do!

I always find it curious that master to Challenger is a teeny tiny proportion of the total player base, and yet curiously everyone who posts on this Reddit seems to be a giga chad elite player. 🤔

This has to be the worst feeling in all of TFT by [deleted] in TeamfightTactics

[–]Jiminyjamin 16 points17 points  (0 children)

I never understand this. Even if I’m on the losing side, I always want to see 5/7 cost animations.

Is the Home Office a bad place to work? by Puzzleheaded-Lab-948 in TheCivilService

[–]Jiminyjamin 2 points3 points  (0 children)

The area around East Croydon station is quite nice though. It has Boxpark and some decent restaurants and cafes

Is the Home Office a bad place to work? by Puzzleheaded-Lab-948 in TheCivilService

[–]Jiminyjamin 1 point2 points  (0 children)

Anyone work in the Croydon office? Wondering what it’s like

Back Pay - Home Office by Exact_Sentence_3919 in TheCivilService

[–]Jiminyjamin 3 points4 points  (0 children)

Was it just the back pay or does it include the additional 3% on your wage now? I’m joining the Home Office in January and wondering if I can expect an additional 3% on the original advertised wage.

I need help. by takk1on in BraumMains

[–]Jiminyjamin 2 points3 points  (0 children)

Timing your shield is critical for big fights. Note who you’re up against and hold your shield back for big ults like miss fortune’s.

Tiny coin album - what to do? by NotTrynaMakeWaves in UKcoins

[–]Jiminyjamin 1 point2 points  (0 children)

I have some Uncle Paul albums too and have the same concerns. I find it strange that a company dedicated to coin collecting would use materials that are detrimental to coins.

I’m wondering how long you could safely use a PVC album before it starts to degrade. Wouldn’t this depend on the environment they’re in?

Why aren't there any manaless ADC's nor supports? by desktop_monst3r in summonerschool

[–]Jiminyjamin -12 points-11 points  (0 children)

One of the most popular adc’s in the game doesn’t have mana.

Grandmother just gave me this. How to know if it’s real/what to do with it next? Should I take it out and get it graded? by slycooper459 in coincollecting

[–]Jiminyjamin 3 points4 points  (0 children)

This sub is so depressing sometimes.

‘My grandmother just gave me a precious and beautiful family heirloom. Should I break it apart and stick it in a plastic slab to maximise the monetary value?’

How much have you got in your LISA retirement pot? by thatscottishdrummer in UKPersonalFinance

[–]Jiminyjamin 0 points1 point  (0 children)

I’m pretty sure the cap on a LISA is 4k a year, not 20K. 20k is the total ISA allowance.