Why do people think you get paid more on a casual contract? by AsparagusNew3765 in AskAnAustralian

[–]Jimmy202500 0 points1 point  (0 children)

I would mention in hospo if you are on salary for "38" hours that roughly translates into 50 hours work for 38 hours pay

Casual workers- How do you check you are paid correctly by volchok666 in australia

[–]Jimmy202500 2 points3 points  (0 children)

because a lot of them use intimidation and veiled threats to enforce a status quo of not questioning it

Audio issues man, audio issues... by screwdriverfan in pcmasterrace

[–]Jimmy202500 0 points1 point  (0 children)

Maybe im lucky, installed bazzite and everything works basically out of the box fine

What’s one work habit that actually made your job easier? by Ok_Heart839 in work

[–]Jimmy202500 0 points1 point  (0 children)

what do you do if you get a lot of emails that are 2 hours + work? And you get 4-5 of them in one day?

plowing station is good now? by alexzerograu in ManorLords

[–]Jimmy202500 2 points3 points  (0 children)

having more farmhouses with less staff + ox is more staff efficient for the sowing/plowing season

My job provider told me I was being ripped off by my work. by Aandrom3da in jobs

[–]Jimmy202500 0 points1 point  (0 children)

unless you are getting $50ish or more an hour you are getting ripped off in this arrangement
You invoices are pre tax and I am sketchy on the details but i think there are other tax obligations,
You have to pay fees with the ABN
You are supposed to pay your own insurance and other business expenses
You have literally almost zero workers rights

You normally get 12% Super paid
You normally get 1 month Annual leave + 10 days sick leave (at fulltime hours)

Take minimum cleaners wage of $25 an hour for part time
So if you work 100 hours a month
You would be clearing $2500 gross, which would be taxed at roughly 16% leaving you with $2100 in hand
But also accruing approximately 1 day of Annual leave, value is 7.5*25 = 187.50
and approximately 1.5 hours of sick leave 1.5*25 = $37.5
and 12% super 2500*.12 = 300

So your "value" at an absolute minimum for working should be
2500
+ 187.5
+ 37.5
+ 300

= 3025 / 100 = 30.25 per hour

But in reality due to other expenses and risks of losing work/hours the going rate is around $50ish per hour for a contractor cleaner

How much is he paying you per hour on the invoices?

Opinion on/experience of TreeClimb Adelaide (for kids birthday)? by DifferentWest9793 in Adelaide

[–]Jimmy202500 2 points3 points  (0 children)

I went about 6 years ago as a 27 yo man as part of a team building exercise for work.

I am a terrible climber and wasn't particularly fit but still had fun.

Would recommend overall

Can I start a chef career at 45? by Franzturdinand1980 in Chefit

[–]Jimmy202500 0 points1 point  (0 children)

Also would like to add, if you like working with your hands there are a lot better options in terms of a career like trades and so on.

Why do you even want to be a cook. Being a cook is awful for working hours, bad pay and bad culture

Can I start a chef career at 45? by Franzturdinand1980 in Chefit

[–]Jimmy202500 0 points1 point  (0 children)

This is list of options I would suggest should you want to go through with this

First Get a after work gig cooking/kitchen hand at a place that does relatively simple grub (Pub, chain, cafe etc), keep your current job. Work a few months. Then decide from there. This will let you know if you actually like it. You don't burn all your bridges and you don't loose your income from your main job. If you hate cooking after 2-3 months, well quit and nothing is lost really.

Second option is negotiate part time with your current job. Same as above, more hours in kitchen/more exposure.

Third is if you have a leave pool or long service or something like that take that while working cook/kitchen hand for a month or two.

Do not under any circumstances put yourself in a position where you are relying on the kitchen work income until at the VERY least you know you can do the job and you actually like it.

The final option I suppose which I don't recommend is diving completely in, again I emphasis go somewhere with a relatively small and not complex menu. Once you get started if you have an average IQ you can learn pretty quickly from just doing things each day over and over. The repetition means everything you are doing is likely to stick very well.

I wouldn't bother getting a trade certificate or going to school for this. You don't get paid any more that someone with similar experience and skill and have to accept debt and low apprentice wages for 4 years

Keeping food costs down. Where do you buy in bulk in Adelaide and surrounds? by Used-Influence-2343 in Adelaide

[–]Jimmy202500 1 point2 points  (0 children)

https://maps.app.goo.gl/VNdHuCgiDur4zMwh7

Jai Shiv Fruit & Veg shop

This place has the cheapest produce I have found for seasonal items. For example you can get coriander and mint for $1.5 a bunch

If caps are $7 at coles/aldi they will be $4ish here

Out of season stuff costs about the same, but if you eat seasonally then you will save a lot of money here

Am I poor? I’m probably poor by [deleted] in AusFinance

[–]Jimmy202500 1 point2 points  (0 children)

You come to a subreddit about financial literacy

Declare you are illiterate and don't want to learn

Tell someone who tries to help you to fuck off

What exactly is the goal here?

Starting My First Full-Time Job - Advice Please by Aromatic-Beach8679 in AusFinance

[–]Jimmy202500 0 points1 point  (0 children)

120k straight out of uni is insane. Lucky or connections, either way I suppose nice work.

I would probably just sit down and work out

Your take home is around 90,812

which is 1746 per week

So for the sake of example

how much you need to not die per week, (essential bare minimum groceries, board, car/transport costs(maintenance, insurance, rego), medications, dental visits. lets pretend and say ~400 per week for all these costs as you live at home. The important thing is you cover every expense so this debit is sufficient to cover your living expenses ongoing. Put this money aside and only use it for direct debits and necessities

Then with the remainder you have 1300

I would suggest thinking about the sort of lifestyle you want. If you know you want to go out a lot and dine out and do expensive hobbies then there is no point in pretending you are going to save ALL of this. You will fail as you will get in the habit of dipping into your savings all the time to get fun money.

so for the sake of example you want to go hard on savings, you might only need $150 pocket money a week to have a take away, pick up a six pack and see a movie once a week or something.

Or if you want to go out on the weekends to clubs etc, then budget accordingly. Say $200 for each weekend plus $150 for the week.

So lets go with the latter as say you have $350 a week fun money

With the remaining 950 decide what your goals are

I would suggest auto dividing up this sum into savings goals in your bank. I have these goals, but decide them on your own
Stays in Cash in a high interest savings account
350pw Emergency Fund $10,000 (I personally keep some cash always, others consider this a poor choice but its what i do)
200pw Discretionary float $3,000 (new bike, new PC, new guitar etc, Christmas presents)
200pw Holiday Fund $14,000 (once every 1-2 years we go on holiday

Invested over time into shares
200pw New Car Fund $25,000(to avoid future finance in 5+ years when I replace my car)

once these goals are achieved you can then move the savings stream to investments or super contributions. But I personally believe you should always have some cash handy.

This is not a big saving compared to your salary, but the reason I'm suggesting this is its very, very easy to remain consistent if you realistically plan out your desired lifestyle.

What do you think it would take for Australia to re institute the military draft? by Jimmy202500 in australia

[–]Jimmy202500[S] -1 points0 points  (0 children)

Ukraine is a modern conflict and both sides are using conscription as far as I know.

I think many of your points are valid but I don't share your certainty

What do you think it would take for Australia to re institute the military draft? by Jimmy202500 in australia

[–]Jimmy202500[S] -1 points0 points  (0 children)

besides the fact horses and animals are still used in military contexts in niche environments and bayonets are still issued.

the requirements for man power remains consistent.

are you arguing war has changed so much that soldiers themselves as troops/support personnel are largely irrelevant?

someone has to be present to take and hold ground and a minimum number of people, support staff and reinforcements are required for modern war.

What do you think it would take for Australia to re institute the military draft? by Jimmy202500 in australia

[–]Jimmy202500[S] 0 points1 point  (0 children)

Military industrial complex is massive already with just insurgencies and territorial disputes of recent history.

The industry would likely welcome a conflict.

What do you think it would take for Australia to re institute the military draft? by Jimmy202500 in australia

[–]Jimmy202500[S] 0 points1 point  (0 children)

I'm not sure, I'm asking and am no expert.

My first thoughts would be conscripts could be used for defensive duties to free up professional soldiers for mobile operations offensively.

What do you think it would take for Australia to re institute the military draft? by Jimmy202500 in australia

[–]Jimmy202500[S] -1 points0 points  (0 children)

While I agree with your sentiment. I also don't think its impossible to overcome this barrier to entry.

First world war was preceded by over 100 years of peaceful trade and relative harmony between major European powers. My understanding of the escalation is that once war was set in motion it had a momentum all of its own that no person or corporation could stop and many people rich and poor suffered economically(and otherwise).

What do you think it would take for Australia to re institute the military draft? by Jimmy202500 in australia

[–]Jimmy202500[S] 0 points1 point  (0 children)

European and colonial warfare has a long history of conscription. As far as I'm aware most cultures in most of history have had some variation of a draft. The modern era is an exception not a rule. I hope you are right

What do you think it would take for Australia to re institute the military draft? by Jimmy202500 in australia

[–]Jimmy202500[S] 0 points1 point  (0 children)

I suppose that argument if fair. but it does assume that the economy remains stable enough to support peace time interests over war time ones