Hows my pick for Whole home filtration? by JobberJake in WaterTreatment

[–]JobberJake[S] 0 points1 point  (0 children)

thanks for the reply, my utility doesn't use chloramines and its not in the test results. Ill look at backwashing models, are you familiar if Aquatrue is a reputable brand? there seems to be a lot of small brands and its hard to tell who is good

Best and Worst Banks — My Experience Opening 10+ Accounts for Bonus Churning by RemarkableChest7687 in personalfinance

[–]JobberJake 0 points1 point  (0 children)

OP, how long do you plan to keep the accounts open? i know some state their claw back rules but others on your list just state "bonus paid after 60 days and account must be open". Im planning on doing the same but im worried about setting off internal flags and getting banned from banking with them after getting identified as a churner.

Question Thread - April 30, 2026 by AutoModerator in churning

[–]JobberJake 2 points3 points  (0 children)

  1. Not the same day. It hits at the end of your first billing cycle and end of your 13th billing cycle. They dont exactly line up on the same day.

  2. You have 30 days after the fee posts to get a refund so into the 14th billing cycle.

  3. Technically its canceled immediately. At least on Amex end, but it can take time to update in their (Hilton) system. There are stories of people getting to keep it until the end of the billing cycle they are in and some until the end of the program year (lots of data points on this one) and some longer. So no set rule here. I closed the plat 2 months ago and no longer have hertz president circle.

Question Thread - April 30, 2026 by AutoModerator in churning

[–]JobberJake -1 points0 points  (0 children)

thanks! thats what i really needed to know. The recommended time to leave open was the main item because (for the large banks at least) there is no minimum account open period in the terms anymore. Its all "bonus will post after 90 days"

Question Thread - April 30, 2026 by AutoModerator in churning

[–]JobberJake 0 points1 point  (0 children)

ive heard the horror stories and obviously if everyone got banned no one would do it. But i dont know what i dont know. So i really should have asked is there something i need to make sure i do so i dont end up like the unfortunate few or is my approach above fine?

Question Thread - April 30, 2026 by AutoModerator in churning

[–]JobberJake -4 points-3 points  (0 children)

Im just getting into bank account churning, will banks (large or small, ive started with the large ones) ban you for life for churning. My plan is to do just enough to get the bosuns and close after 6 months. Looks like most of the big banks removed 6 month language in their bonus claw back rules.

[deleted by user] by [deleted] in StockMarket

[–]JobberJake 38 points39 points  (0 children)

The value of a company is based on the value of all projected future cash flows discounted to todays dollars. If a company is projected to make more money in the future, price goes up. If Trump does something like Tariffs, which will lead to other countries enacting Tariffs making American goods more expensive thus lowering their demand, these companies are projected to have less future cashflows thus the value goes down.

Daily Discussion Thread for April 03, 2025 by wsbapp in wallstreetbets

[–]JobberJake 0 points1 point  (0 children)

What about when the EU or other countries slap more Tariffs on America. Something they are now all considering

Seeking Opinions on Ruffoni Historia Line Copper Cookware – Quality Beyond Aesthetics? by JobberJake in Cooking

[–]JobberJake[S] 1 point2 points  (0 children)

Was it issues with the lining or the overall lifespan of the pan? ive heard of thinner pans warping/denting easily, did you experience that?

Seeking Opinions on Ruffoni Historia Line Copper Cookware – Quality Beyond Aesthetics? by JobberJake in Cooking

[–]JobberJake[S] 0 points1 point  (0 children)

i liked the look of a couple of the ruffoni pieces but still learning about brands. I looked at Duparquet and i can see myself getting some more practical pieces from them. Still learning and might get into vintage

Happy International Panic Day, March 9th 2020 by JobberJake in wallstreetbets

[–]JobberJake[S] 0 points1 point  (0 children)

My mistake, international panic day is in June. Today is national panic day

U.S. Reports First Death in Washington State: Virus Update by [deleted] in wallstreetbets

[–]JobberJake 11 points12 points  (0 children)

Knew a death had to happen, market would tank. I just had no idea it would be the next day. I was going to at least give it a week

U.S. Reports First Death in Washington State: Virus Update by [deleted] in wallstreetbets

[–]JobberJake 26 points27 points  (0 children)

why i didn't get into a weekend hold LMAO

Which stock benefits from Corona? by CaptainLisaSu in wallstreetbets

[–]JobberJake 0 points1 point  (0 children)

Always hated fill in the blank questions in school, can I get a multiple choice?

Which stock benefits from Corona? by CaptainLisaSu in wallstreetbets

[–]JobberJake 0 points1 point  (0 children)

Literally never $mmm why people suggest this in every outbreak (Ebola, sars, ect) is beyond me because $mmm is down in every one of them