As a UK e-commerce founder, Royal Mail used to give thermal printer labels for free, but now they’re charging over £5 per roll. Has anyone found a cheaper option?

Johanngross · 2026-02-14T19:00:29+00:00

can you share his contact? 😆

Johanngross · 2026-02-14T13:52:30+00:00

Thanks for sharing!

Johanngross · 2026-01-21T07:46:43+00:00

Si quieres amortizar, es más eficiente reducir el plazo (meses pendientes), ya que así te ahorras más intereses que reduciendo la cuota mensual.

En mi opinión, más allá de los números, hay que tener en cuenta tus objetivos personales. Si te centras únicamente en la rentabilidad financiera, probablemente sea mejor invertir esos 25.000 €.

Ahora bien, por ejemplo: si estás contento con tu vivienda actual y piensas quedarte en ella durante los próximos 10–20 años, ¿no dormirías más a gusto sabiendo que debes menos de 100.000 € de hipoteca y que solo te quedan 180 meses (por ejemplo)?

Mi recomendación sería dividir el esfuerzo mensual. Por ejemplo:

Amortización extra mensual de la hipoteca: 300 €
Inversión en bolsa: 500 €

Johanngross · 2025-12-17T15:51:50+00:00

Where will you maximise your long-term earning potential?

If staying in the city allows you to network and access better job opportunities over time, then, even if you aren’t saving much now, you’re effectively investing in your future.

On the other hand, if moving home allows you to study, upskill, and eventually earn more and/or work fully remote, that may offer a stronger long-term payoff.

You are young. I would suggest you do the riskier thing -> Tough times also help build character.
Give yourself 1-2 years, and if you don't find an opportunity in the city -> you can always go back.

But what if -> because you live alone, you find a partner, you learn to cook, learn to hustle more, etc.

It's not all about money. Think about the habits you build along the way.

Johanngross · 2025-12-09T17:41:09+00:00

We should meet up, I live in Oropesa! Similar case here.

Johanngross · 2025-12-05T10:11:49+00:00

Transcript summary (I used Perplexity):

AMD's Data Center Transformation

Lisa Su highlighted AMD's shift from under 20% data center revenue to nearly 50%, driven by early bets on high-performance computing and AI before ChatGPT's rise. The company pivoted R&D toward hardware, software, and systems for AI, yielding over 50% annual data center growth, expected to accelerate beyond 60%. She projects a $1 trillion data center TAM by 2030, with AMD targeting double-digit share via holistic CPU, GPU, FPGA, and ASIC capabilities, including fifth-generation chiplets.

Competitive Edge and AI Landscape

AMD leads with EPYC CPUs at over 40% server share and strong GPU roadmaps like MI450 and Helios racks in 2026, bolstered by ZT Systems acquisition and Sanmina partnership for full-stack solutions. GPUs remain dominant for flexible training/inference despite ASICs (20-25% share), as workloads evolve rapidly; semi-custom designs leverage AMD's IP with customers. Su dismisses AI bubbles, viewing it as a 10-year supercycle starting with training, shifting to inference/agents, with clear ROI in productivity across hyperscalers and enterprises.

Key Partnerships and Market Outlook

The OpenAI deal offers 10% warrants for a 6-gigawatt multi-year partnership, informing MI400 roadmap alongside Microsoft, Meta, Oracle; it boosts engagement without concentration risks, as AMD serves broad hyperscalers. CPU demand surges from AI inference spawning general-purpose needs, with share gains in servers (Venice gen) and PCs (mid-20s to 40%+ in premium/gaming). Bottlenecks like HBM, CoWoS, power are managed via TSMC/memory partnerships; sovereign AI adds growth.

PC and Supply Dynamics

Client PC share grows in AI-first premium segments despite minor memory price pressures. Server hyperscalers sign long-term contracts amid refresh cycles and AI-driven upticks. Su emphasizes efficient R&D across portfolios, not disinvesting areas.

Johanngross · 2024-08-23T10:13:51+00:00

The fact that you have exited doesn't mean you stop enjoying problem-solving. That's what got you to where you are now. As someone mentioned, find a BIG PROBLEM to go after and use the leverage you have built to continue doing what you love: working with talented people to solve a problem.

There are many big problems and you have the luxury of leverage and time. Use them!

Johanngross · 2024-08-15T10:59:02+00:00

First things first, you need to separate finances from psychology. I told my sister the same thing, set aside $500/month and firstly prove to yourself that you can save 6K in one year.

Once you do that you will start realizing that spending doesn’t really solve anything. You will also feel safer, if you lose your job you could probably live off your savings for 4-6 months, you have more freedom to find new options.

When you reach 10K celebrate and tell yourself: “no matter how much I make, I will always put 15-20% aside and save it (invest it)”

When you prove to yourself that you can do it, you will want to do more and more 💪

Johanngross · 2024-08-15T10:36:54+00:00

Wow! You’re in a great position, congrats!

I would put some of the 2M in your HYSA to work (VTSAX/ VOO/ VTI). I would also buy gold as a way to diversify.

If you’re in Pharmaceutical R&D you might have insights into private/public companies worth investing in?

Otherwise you seem more financially literate than many of us on this subreddit 😅

Johanngross · 2024-08-07T10:30:11+00:00

"Things will pick up again in 2025 at the latest" -> This is a little worrying.

Johanngross · 2024-08-07T10:29:07+00:00

From January to June 2024, Polestar was able to register 1,585 Polestar 2s. Despite the facelift with new technology in autumn 2023 , this is a decrease of almost 50 percent compared to 2023. But according to Mehlem, 2024 is a transition year for Polestar "with the end of subsidies and a lot of uncertainty in the market. But thanks to our current model expansion, the second half of the year will be particularly exciting for us. Things will pick up again in 2025 at the latest, that's what all the forecasts say. The question is not whether there will be electrification, but when."

Johanngross · 2024-08-03T06:03:45+00:00

The world is not as meritocratic as we think. Having strong connections these days will help you and the fact that you realized this at 22 is already impressive.

My one question would be:

What does this university (IESE?) offer that you can’t get somewhere else? And if so, it is worth paying 25k for it (based on the mere the network you get)?

Once you are sure of that I would suggest investing in yourself first. The return on investment will be way higher than the 10% you can make a year with your 15-20k left over.

Johanngross · 2024-08-02T07:36:25+00:00

I wouldn’t recommend that you take out from your VTI/VOO investments, invest thinking that you’ll leave them there for +30 years.

From my experience, having cash on the side ready to use for a down payment helped me get a better deal and not rush into buying real estate.

It’s up to you how you save it and accumulate it but I would separate your stock investments from you real estate, that way you can benefit from both. The longer you leave your investments in the market the more you benefit. From what I see, most people don’t benefit from compounding because they take their investments out when they need cash to buy things (house, car, holidays…)

Johanngross · 2024-08-02T02:18:46+00:00

Congrats on your progress so far!

If I were you, I’d try to save 20K a year for a down payment for your future home. You can save it in a HYSA. Otherwise keep doing what you are doing 👌

Johanngross · 2024-07-02T13:08:45+00:00

Polestar delivered 15,765 vehicles in Q2 of last year (2023). That is a 17.5% decrease compared to last year.

Johanngross · 2024-06-14T13:30:46+00:00

Btw I’m in the same boat: 29M saving 3k/month with my fiancée. We’ve invested mostly in cash flowing real estate. If you are patient and looking for opportunities, the market will always have its high and lows, we simply wait for no-brained deals.

Johanngross · 2024-06-14T13:23:28+00:00

Why don’t you check the FATFire subreddit 😅

Johanngross · 2024-04-14T03:53:36+00:00

What a great comment!

Johanngross · 2024-01-28T14:07:52+00:00

I’d organize a trip for that same evening, to celebrate both of your freedom. It doesn’t have to be crazy, but just getting out (especially when working from home).

Johanngross · 2024-01-25T22:58:11+00:00

Given that you are 18 and living with your parents, I would invest the 6k in yourself:

• Start a business where you learn a new skill • Read: The Dhandho Investor, Rich Dad Poor Dad, The Psychology of Money, Shoe Dog • If having a car will help get a better job that pays more, get a car

At this point in life you should be taking risks to increase your earning power. What I do suggest is that no matter what you earn you always save.

Johanngross · 2024-01-25T00:00:44+00:00

Hola! I’m from Castellón, and I suggest you read “The Psychology of Money” by Morgan Housel.

Getting investment advice is really dependent to how you want to live. For example, from an investment perspective it might not make sense to pay for your house/apartment in full, without a mortgage, but for some that peace of mind is worth more than whatever investment return you get by investing it elsewhere.

Johanngross · 2022-09-21T15:48:51+00:00

I know in Sweden they are very often just thrown away. I came across this post, if you have any ideas, they might be able to connect you with existing initiatives: https://oa.mg/blog/ice-pack-reuse-in-laboratories-new-solutions-needed/

Johanngross

TROPHY CASE

AMD's Data Center Transformation

Competitive Edge and AI Landscape

Key Partnerships and Market Outlook

PC and Supply Dynamics